Coffee habit in Wyoming

At $75,000 income

$24,636

Rank among states we cover

49 of 51

vs. national median

-8%

Wyoming sits at the cheap end of this comparison: 49 of 51 states where a coffee habit can be computed with the same assumptions, at about $24,636 of gross income on a $75,000 salary. Being at the edge of the range is the point of this page — the states in the middle differ from each other by less than most people's rounding, but the ends differ from each other by real money. Statewide, sales tax averages 5.39%, and it applies to this purchase.

South Dakota costs about the same for a coffee habit

Try your own numbers

$

Annual income≈ $36/hr
Loading map…
You must earn1.72× sticker
$24,636

to cover a coffee habit

Invested instead, this becomes+-$7,874
$16,762

The same money in a broad index fund over the holding period. Never added to the figure above — it is what you gave up, not what you paid.

Sticker
$14,300
Markup
72%
Your time
683 hrs
3.9 work months
Total to earn$24,636hover a band
  • Income tax (federal, FICA, state)30%$7,305
  • Sales tax3%$771
  • Tip9%$2,261
  • Coffee habit58%$14,300
  • Income tax (federal, FICA, state)
  • Sales tax
  • Tip
  • Coffee habit
Data for nerdssources, confidence, assumptions

Where each number comes from

ComponentAmountConfidence
Item price$14,300.00Your figureHigh confidence. You supplied this, so it is exact by definition.
Sales tax$770.77JurisdictionalMedium confidence. The right jurisdiction, but special districts within it can vary — bounded, and we know the range.
Tip$2,260.62Behavioural normMedium confidence. A convention rather than a fact, and editable — changing it moves the estimate with you.
Income tax to earn it$7,304.56StatutoryHigh confidence. This number is the law — federal, FICA and state tax rates are published rates, so the only real risk is staleness.

Jurisdiction applied

  • State: WY
  • Sales tax county: Statewide average
  • Local income tax: none selected

Assumptions

  • Sales tax applies at the standard rate for your county.
  • A 15% tip is assumed by default on coffee-shop purchases — edit if you brew at home.
  • The compounding comparison assumes the money not spent is invested at the long-run market return, not left in cash.

Sources

Your position in the tax system

29.65% on the next dollar

Every extra dollar you earn is taxed at your marginal rate, not your average one — which is why a purchase costs more to fund than a paycheck stub suggests.

Federal22%
FICA7.65%
WY0%
Combined29.65%
Next bracket at
$121,800
$46,800 away
This purchase
29.65%
average rate paid to fund it
Tax to earn it
$7,305
on top of the price

Marginal rates are read in gross-income terms: below the standard deduction an extra dollar of pay adds nothing to taxable income, so the true rate there is 0%, not the lowest bracket's. Excludes pre-tax deductions (401(k), HSA), which would lower all three.

Same purchase, different state

WY is #3 of 51

Only income tax and sales tax move — the sticker price is held constant, so this is the part of the cost your address actually controls. Spread across all 51: $6,114, from New Hampshire to California.

  • $23,376
  • Wyomingyou$24,636
  • $29,490

Click a state name to compare against somewhere else.

Where every dollar goes

30% never reaches you

The $24,635.95 you must earn, followed to where it lands. Hover a band to isolate it.

  • Federal income tax$5,419.91
  • FICA (Social Security + Medicare)$1,884.65
  • Coffee habit$14,300.00
  • Sales tax$770.77
  • Tip$2,260.62
To tax $7,304.56To the purchase $17,331.39

Each tax layer is the extra tax this purchase causes — that layer's tax at your income subtracted from its tax at your income plus the gross-up — so bracket boundaries the purchase straddles are handled correctly rather than smoothed over with an average rate.

Is a raise actually a raise?

you keep 70%

A raise arrives on top of everything you already earn, so it is taxed at your marginal rate — not the average rate on your whole salary.

Kept $7,035To tax $2,965
Take-home now
$61,593
82% of gross
Take-home after
$68,628
+$7,035 a year
Per month
$586
what actually lands

Federal, FICA, state and any local income tax — no pre-tax deductions, benefit changes, or payroll withholding quirks, all of which move the real figure. Moving into a higher bracket never taxes the income below the threshold: only the dollars above it pay the higher rate.

The arithmetic, for Wyoming

Every figure below is computed, not illustrated — this is the actual chain the calculator walks for a single filer earning $75,000 in Wyoming, in the 2026 tax year. Follow it down and you can check our work.

Gross salary$75,000Where every calculation starts.
Less the federal standard deduction−$16,100The 2026 figure for a single filer.
Federally taxable income$58,900What the bracket table is applied to.
Federal income tax−$7,670Top bracket reached: 22.00%.
FICA — Social Security and Medicare−$5,7387.65% up to the wage base, then 1.45% above it.
Wyoming taxable income$75,000This state grants no deduction against this income.
Wyoming income tax−$0Wyoming levies no tax on wage income, so this line is genuinely zero.
Take-home pay$61,593$13,408 withheld — 17.88% of the salary never reaches you.

This is why the price on the tag is never the cost. To spend a dollar you must first earn roughly 1.22 of them — and that multiplier is what the calculator applies to every purchase on this page.

What's different about Wyoming

  • Wyoming takes no state income tax at all. That is not a rounding-down of a small rate — the line is genuinely zero, and it is the single largest reason a purchase here costs less in earned income than the same purchase in a state that does tax wages.
  • Sales tax in Statewide average comes to 5.39% combined. Local rates move within a state far more than most people expect, which is why this figure is tied to a named county rather than a state average.
  • For a coffee habit, Wyoming is among the cheapest places in the country — 49 of 51, at $24,636 of gross income. California, at the other end, needs $29,490 for the same thing.
  • The closest state to Wyoming on this particular purchase is South Dakota, at $24,804 — a difference of $168. States that feel very different politically often sit within a few dollars of each other once the whole stack is added up.
  • Wyoming collects at the till rather than the payslip — sales tax but no income tax. That trade is why "no income tax" alone is a poor guide to whether a state is actually cheap to live in.

What this page can't tell you

Worth being straight about, because a number without its limits is just a claim.

  • These figures assume a single filer with no dependants, no pre-tax retirement or HSA contributions, and no itemised deductions. Any of those would lower the tax and therefore lower the true cost.
  • Sales tax uses Statewide average as a representative county for Wyoming. Rates vary between counties — often by more than a percentage point — so if you live elsewhere in the state, enter your own combined rate in the calculator and the result will update.
  • Ownership costs draw on national averages where a state-level figure does not exist or could not be verified against a primary source. Where that is the case, the data-for-nerds panel on the result says so explicitly rather than presenting an estimate as a measurement.

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