Air conditioner
- General sales tax taxability of ordinary tangible goods — no state-level exemption identifiedAs of 2026-07-01
The evidence behind the estimate
Sources
Every figure on this site traces to a cited source with an as-of date — nothing is invented or pulled from general knowledge. Sources for national/state tax rules (federal brackets, FICA, state income tax, sales tax) are verified separately for each of the 51 jurisdictions; what's listed below is per category.
91 source groups
Baby clothes
- Tax Foundation — 2026 midyear state and local sales tax rates, with clothing exemption reportingAs of 2026-07-01
Baby formula
- Tax Foundation — how states tax groceries, candy and soda (2025)As of 2026-01-01
Back-to-school clothes
- State revenue department sales tax holiday pages; 2026 dates derived from each statute's recurrence ruleAs of 2026-01-01
- Tax Foundation — 2026 midyear state and local sales tax rates, with clothing exemption reportingAs of 2026-07-01
Bar drink
- Tax Policy Center — how state and local alcohol taxes work (excise + sales tax layering)As of 2026-01-01
Bicycle
- General sales tax taxability of ordinary tangible goods — no state-level exemption identifiedAs of 2026-07-01
Birthday cake
- Tax Foundation — how states tax groceries, candy and soda (2025)As of 2026-01-01
Books
- National Association of College Stores — college textbook sales tax exemptions by state; thirty-six states exempt course materials in some formAs of 2026-01-01
- Connecticut DRS SN 2000(9) — college textbook exemption requires the student to present a valid student identification cardAs of 2026-01-01
- Tax Foundation — 2026 midyear state and local sales tax ratesAs of 2026-07-01
Bottled juice
- Streamlined Sales and Use Tax Agreement — a soft drink excludes any beverage containing more than 50% vegetable or fruit juice by volumeAs of 2026-01-01
- Tax Foundation — how states tax groceries, candy and soda (2025)As of 2026-01-01
Bottled water
- Tax Foundation — how states tax groceries, candy and soda (2025)As of 2026-01-01
Bread and bakery
- Washington Department of Revenue — bakery items are exempt unless the seller provides an eating utensil, or prepared food exceeds a set share of the business's total food salesAs of 2026-01-01
- Tax Foundation — how states tax groceries, candy and soda (2025)As of 2026-01-01
Camping gear
- General sales tax taxability of ordinary tangible goods — no state-level exemption identifiedAs of 2026-07-01
Candy
- Streamlined Sales and Use Tax Agreement — candy excludes any preparation containing flour and requires no refrigerationAs of 2026-01-01
- Tax Foundation — how states tax groceries, candy and soda (2025)As of 2026-01-01
Cannabis (legal states)
- Colorado Department of Revenue — Marijuana Excise Tax (15% state excise + 2.9% state sales)As of 2026-01-01
Car insurance
- National Association of Insurance Commissioners — insurance premium taxes are levied on insurers, not as sales tax on the policyholderAs of 2026-01-01
Car payment or lease
- AAA 'Your Driving Costs' 2025 study — Medium Sedan category (annual insurance, maintenance, fuel averages)As of 2025-09-01
Car purchase
- AAA — Your Driving Costs (annual ownership cost averages)As of 2026-01-01
Childcare
- US Department of Labor — National Database of Childcare PricesAs of 2026-01-01
Cigarettes or vape
- Tax Foundation — state cigarette excise tax rates, national average, Missouri (lowest) and New York (highest)As of 2026-07-01
- TTB (Alcohol and Tobacco Tax and Trade Bureau) — federal cigarette excise tax, $1.01/pack, unchanged since April 2009As of 2009-04-01
Cinema ticket
- Tax Foundation — 2026 midyear state and local sales tax ratesAs of 2026-07-01
Clothing
- Tax Foundation — 2026 midyear state and local sales tax rates, with clothing exemption reportingAs of 2026-07-01
Coffee beans
- Tax Foundation — how states tax groceries, candy and soda (2025)As of 2026-01-01
Coffee habit
- U.S. Bureau of Labor Statistics — Consumer Price Index, coffeeAs of 2026-01-01
Concert ticket
- New York State Department of Taxation and Finance — admission charges to live dramatic or musical arts performances are exempt from sales tax (Tax Law § 1105(f))As of 2026-01-01
- Clarus Partners — sales tax treatment of concert and live music event admissions by stateAs of 2026-01-01
Cookware
- General sales tax taxability of ordinary tangible goods — no state-level exemption identifiedAs of 2026-07-01
Costume
- New Jersey Division of Taxation — clothing and sales tax, the treatment costumes follow as ordinary clothingAs of 2026-01-01
- Tax Foundation — 2026 midyear state and local sales tax rates, with clothing exemption reportingAs of 2026-07-01
Deli sandwich
- Tax Foundation — how states tax groceries, candy and soda (2025)As of 2026-01-01
Domestic flight
- IRS 2026 Federal Excise Tax (FET) rates — 7.5% base fare tax + $5.30 domestic segment feeAs of 2026-01-01
Dry cleaning
- Iowa Department of Revenue — Taxable Services: "Dry cleaning, pressing, dyeing, and laundering excluding the use of self-pay washers and dryers"As of 2026-01-01
- W. Va. Code R. § 110-15-67.1 — laundries and dry cleaning are "rendering a service subject to the consumers sales and service tax"As of 2026-01-01
- Tax Foundation — most states exempt personal services from sales tax; the base is generally goods rather than servicesAs of 2026-01-01
Energy drinks
- Nebraska Department of Revenue — energy drinks are taxable as soft drinks except when labeled with an FDA Supplement Facts panelAs of 2026-01-01
- Washington Department of Revenue — a Supplement Facts panel makes a product a dietary supplement; a product carrying both panels is foodAs of 2026-01-01
- Tax Foundation — how states tax groceries, candy and soda (2025)As of 2026-01-01
Espresso machine
- General sales tax taxability of ordinary tangible goods — no state-level exemption identifiedAs of 2026-07-01
Fast food meal
- Streamlined Sales and Use Tax Agreement — prepared food is food sold heated, food with two or more ingredients combined by the seller, or food sold with eating utensils provided by the sellerAs of 2026-01-01
- Sales Tax Institute — Food and Sales Tax (prepared vs. grocery food distinction)As of 2026-01-01
First aid supplies
- Tax Foundation — 2026 midyear state and local sales tax rates, with prescription drug exemption reportingAs of 2026-07-01
Food delivery
- Tax Foundation — sales tax treatment of groceries, candy, and soda by state (prepared food is taxed at the general rate in nearly all states)As of 2026-01-01
Frozen meals
- Tax Foundation — how states tax groceries, candy and soda (2025)As of 2026-01-01
Funeral
- Avalara — 'The Unexpected (Tax) Nature of Funeral Services' (state-by-state funeral service tax treatment)As of 2026-01-01
Furniture
- General sales tax taxability of ordinary tangible goods — no state-level exemption identifiedAs of 2026-07-01
Games console
- General sales tax taxability of ordinary tangible goods — no state-level exemption identifiedAs of 2026-07-01
Gas fill-up
- U.S. Energy Information Administration — federal motor fuel excise tax + Leaking Underground Storage Tank feeAs of 2026-01-01
- U.S. Energy Information Administration — state gasoline taxes and fees, national average and by-state range (corrected 2026-03-04)As of 2026-01-01
Gift card
Grocery delivery
- Tax Foundation — how states tax groceries, candy and soda (2025)As of 2026-01-01
Gym membership
- New York State Department of Taxation and Finance — health and fitness facilities and athletic clubs, sales tax treatment of duesAs of 2026-01-01
- New York State Department of Taxation and Finance — dues and fees for health and fitness facilities located in New York City are subject to the NYC local sales tax though exempt from state taxAs of 2026-01-01
Haircut
- Hawaii Department of Taxation — the General Excise Tax applies to gross receipts of virtually all business activity, including services; service businesses are taxed at 4% plus county surchargeAs of 2026-01-01
- Tax Foundation — most states exempt personal services from sales tax; the base is generally goods rather than servicesAs of 2026-01-01
Health insurance premium
- U.S. Chamber of Commerce — insurance premium taxes are assessed on insurers, not itemized as consumer sales taxAs of 2026-01-01
Home purchase
- ATTOM Data Solutions — 2025 Property Tax Analysis (national average effective property tax rate)As of 2026-04-01
- Bankrate (Quadrant Information Services) — national average homeowners insurance premiumAs of 2025-07-01
- Angi 2025 State of Home Spending Report — improvements, maintenance and emergency repairsAs of 2025-12-31
- Freddie Mac Primary Mortgage Market Survey — 30-year fixed mortgage rateAs of 2026-07-30
- LodeStar Software Solutions (via Bankrate) — national average closing costsAs of 2025-01-01
- Texas Constitution, Article 8, Section 29 — real estate transfer taxes prohibitedAs of 2016-01-01
- California Revenue & Taxation Code §11911 — county documentary transfer taxAs of 2026-01-01
- National Association of Realtors — Existing-Home Sales report (median price, median tenure)As of 2026-06-01
- S&P/Case-Shiller U.S. National Home Price Index (via Macrotrends) — long-run appreciation trendAs of 2026-01-01
Hotel stay
- HVS 2025 Lodging Tax Report (USA) — national average combined lodging tax rateAs of 2025-01-01
- NYC hotel tax stack — state + local sales tax, MCTD surcharge, and NYC hotel room occupancy tax combinedAs of 2026-01-01
Internet service
Jewelry
- General sales tax taxability of ordinary tangible goods — no state-level exemption identifiedAs of 2026-07-01
Laptop or phone purchase
- General sales tax taxability of consumer electronics — no state-level exemption identifiedAs of 2026-07-01
Lawn mower
- General sales tax taxability of ordinary tangible goods — no state-level exemption identifiedAs of 2026-07-01
Luggage
- General sales tax taxability of ordinary tangible goods — no state-level exemption identifiedAs of 2026-07-01
Major appliance
- General sales tax taxability of ordinary tangible goods — no state-level exemption identifiedAs of 2026-07-01
Mattress
- General sales tax taxability of ordinary tangible goods — no state-level exemption identifiedAs of 2026-07-01
Meal kit
- Tax Foundation — how states tax groceries, candy and soda (2025)As of 2026-01-01
Office chair
- General sales tax taxability of ordinary tangible goods — no state-level exemption identifiedAs of 2026-07-01
Over-the-counter medicine
- Tax Foundation — 2026 midyear state and local sales tax rates, with prescription drug exemption reportingAs of 2026-07-01
Pet annual cost
- American Pet Products Association (APPA) — National Pet Owners Survey, annual spend breakdown by categoryAs of 2025-06-01
Pet food
- Tax Foundation — how states tax groceries, candy and soda (2025)As of 2026-01-01
Phone plan
- Tax Foundation — 'Excise Taxes and Fees on Wireless Services Up Again in 2025' (16th annual wireless tax report)As of 2025-09-01
- IRS — end of the federal excise tax on wireless/long-distance phone service (Notice 2006-50)As of 2006-08-01
Pizza delivery
- Streamlined Sales and Use Tax Agreement — prepared food is food sold heated, food with two or more ingredients combined by the seller, or food sold with eating utensils provided by the sellerAs of 2026-01-01
- Tax Foundation — grocery, candy and soda tax treatment by state (prepared food is taxed at the general rate in nearly all states)As of 2026-01-01
Power tools
- General sales tax taxability of ordinary tangible goods — no state-level exemption identifiedAs of 2026-07-01
Prescription refill
- Tax Foundation — 2026 midyear state and local sales tax rates, with prescription drug exemption reportingAs of 2026-07-01
Rent
- Multi-source confirmation that long-term residential rent is sales-tax-exempt nationally (e.g. explicitly confirmed for CA, TX)As of 2026-01-01
Rental car
- Washington RCW 82.08.020(2) — rental car tax, charged on top of state and local sales taxAs of 2026-01-01
- Texas Tax Code ch. 152, subch. F — motor vehicle gross rental receipts taxAs of 2026-01-01
Restaurant dinner
Rideshare trip
Running shoes
- Tax Foundation — 2026 midyear state and local sales tax rates, with clothing exemption reportingAs of 2026-07-01
School supplies
- State revenue department sales tax holiday pages; 2026 dates derived from each statute's recurrence ruleAs of 2026-01-01
- Tax Foundation — 2026 midyear state and local sales tax ratesAs of 2026-07-01
School uniform
- Utah State Tax Commission, Publication 35 — sales of school uniforms required by private or parochial schools and sold by the schools are exemptAs of 2026-01-01
- Tax Foundation — 2026 midyear state and local sales tax rates, with clothing exemption reportingAs of 2026-07-01
Snack food
- Tax Foundation — how states tax groceries, candy and soda (2025)As of 2026-01-01
Sofa bed
- General sales tax taxability of ordinary tangible goods — no state-level exemption identifiedAs of 2026-07-01
Soft drinks
- Streamlined Sales and Use Tax Agreement — a soft drink is a sweetened non-alcoholic beverage, excluding those containing milk or milk substitutes or more than 50% vegetable or fruit juice by volumeAs of 2026-01-01
- Tax Foundation — how states tax groceries, candy and soda (2025)As of 2026-01-01
Storage unit
- Tax Foundation — most states exempt personal services from sales tax; the base is generally goods rather than servicesAs of 2026-01-01
Streaming bundle
Student loan payment
Suit
- Pennsylvania Department of Revenue — everyday ordinary wearing apparel is exempt, while formal wear, backpacks and jewelry are subject to sales taxAs of 2026-01-01
- Tax Foundation — 2026 midyear state and local sales tax rates, with clothing exemption reportingAs of 2026-07-01
Sunscreen
- Tax Foundation — 2026 midyear state and local sales tax rates, with prescription drug exemption reportingAs of 2026-07-01
Swimwear
- Tax Foundation — 2026 midyear state and local sales tax rates, with clothing exemption reportingAs of 2026-07-01
Theme park day
- Tax Foundation — 2026 midyear state and local sales tax ratesAs of 2026-07-01
Tires
- General sales tax taxability of ordinary tangible goods — no state-level exemption identifiedAs of 2026-07-01
Toiletries
- Tax Foundation — 2026 midyear state and local sales tax ratesAs of 2026-07-01
Used car from a private seller
- Texas Comptroller — Standard Presumptive Value: private-party vehicle sales are taxed on the higher of the sale price or a regionally derived presumptive valueAs of 2026-01-01
- Connecticut Office of Legislative Research — tax on a used car sold privatelyAs of 2026-01-01
Utilities
- Tax Foundation — sales tax base composition and the common exemption of residential utilitiesAs of 2026-01-01
Vacuum cleaner
- General sales tax taxability of ordinary tangible goods — no state-level exemption identifiedAs of 2026-07-01
Vet visit
- Tax Foundation — most states exempt personal services from sales tax; the base is generally goods rather than servicesAs of 2026-01-01
Vitamins and supplements
- Tax Foundation — 2026 midyear state and local sales tax rates, with grocery and drug exemption reportingAs of 2026-07-01
Wedding
- Washington Department of Revenue — bakery items are exempt from retail sales tax unless the seller provides an eating utensilAs of 2026-01-01
- Sales Tax Helper — sales tax on wedding vendors and servicesAs of 2026-01-01
Weekly groceries
Winter coat
- Tax Foundation — 2026 midyear state and local sales tax rates, with clothing exemption reportingAs of 2026-07-01
Winter tires
- General sales tax taxability of ordinary tangible goods — no state-level exemption identifiedAs of 2026-07-01
Work uniform
- Tax Foundation — 2026 midyear state and local sales tax rates, with clothing exemption reportingAs of 2026-07-01
When each source was published
A $75,000 Texas salary
| 2026-01-01 | Streamlined Sales Tax member rate files plus individual state Department of Revenue rate tables — county-level rows only; city, transit and special-district levies excluded |
|---|---|
| 2023-12-31 | US Bureau of Economic Analysis — Regional Price Parities by state (SARPP), 2023 |
| 2024-12-31 | US Census Bureau ACS 5-Year Estimates, tables B25103 (Median Real Estate Taxes Paid) and B25077 (Median Value, owner-occupied) |
| 2025-05-01 | BLS Occupational Employment and Wage Statistics (OEWS), May 2025 estimates, time-series bulk download (oe.data.0.Current) |
Different datasets carry different as-of dates. All of these are current for this tax year.
Where these numbers come from
How current this is
A $75,000 Texas salary
2026-01-01the source's own as-of date
| Age | 299 days |
|---|---|
| Tax year computed | 2026 |
Last confirmed 2026-01-01 (299 days ago), past the one quarter refresh window for this data.
Where these numbers come from
| Streamlined Sales Tax member rate files plus individual state Department of Revenue rate tables — county-level rows only; city, transit and special-district levies excluded | as of 2026-01-01 |
|---|
How much of retirement income is checked
A $75,000 Texas salary
- Verified12
- Not checked39
23.53%of rows verified
| Verified | 12 |
|---|---|
| Rows held | 51 |
| Not yet checked | 39 |
Unchecked rows are withheld rather than shown. An empty square is an absence, not a zero.
How solid each part is
A $75,000 Texas salary
Income taxHigh confidence
This number is the law — federal, FICA and state tax rates are published rates, so the only real risk is staleness.Sales taxMedium confidence
The right jurisdiction, but special districts within it can vary — bounded, and we know the range.Excise taxHigh confidence
This number is the law — federal, FICA and state tax rates are published rates, so the only real risk is staleness.FeesLow confidence
A group statistic standing in for one person; your own costs may differ substantially.Running costsLow confidence
A group statistic standing in for one person; your own costs may differ substantially.Investment growthLowest confidence
Genuinely unknowable in advance — treat as a scenario, not a prediction.
The bars compare confidence, from published tax rules to forecasts. Open a row for details.