Tools
Calculators.
Type in your own numbers. Get back a real answer, computed the same way the rest of this site is — sourced rates, no guessing, no hidden assumptions.
Interactive tools built on the same engine that powers every static page here — one computation, exposed two ways. Nothing in a tool's result is looser than what a reference page states as fact.
16 calculators
Your pay
- Paycheck calculatorWhat a salary becomes after federal tax, FICA and state tax, by pay period — all 51 states.Open calculator
- Bonus tax calculatorA bonus is not taxed at a special rate — what it really adds, and why the amount taken off is usually larger.Open calculator
- 1099 vs W-2 calculatorThe same number as a contractor is a pay cut — you pay both halves of Social Security and Medicare. What to charge instead.Open calculator
- Marriage tax calculatorTwo single returns against one joint return — whether marrying is a penalty or a bonus is decided mostly by how evenly the two incomes split.Open calculator
- 401(k) calculatorWhat a 401(k) contribution really costs your take-home — and why Social Security and Medicare are still charged on every dollar of it.Open calculator
- Hourly to salary calculatorWhat an hour is really worth once tax comes out — not the gross-annual figure everyone else returns.Open calculator
- Pay raise calculatorHow much of a raise survives modeled tax, and why a higher bracket only applies to new dollars.Open calculator
- Overtime pay calculatorWhat extra hours actually land, at time and a half or whatever multiplier you are paid.Open calculator
Compare places and offers
- Relocation calculatorShould you move? What your salary is worth in another state after tax and local prices — and the raise it would take to match it without moving.Open calculator
- Job offer calculatorTwo offers in two places, city income tax included. Which one is really worth more, and what the other would have to pay to match it.Open calculator
Home, car and borrowing
- Sales tax calculatorAdd tax to a price or take it back out, by state and county — and see what your state exempts.Open calculator
- Mortgage calculatorThe payment, your state's own property tax, and the income you must earn before tax to cover it. Plus when PMI ends, from federal law.Open calculator
- Credit card minimum calculatorWhat paying only the minimum costs in years and interest — and how much sooner a little more each month ends it.Open calculator
- Closing cost calculatorThe transfer tax nobody mentions until closing day — every state, and what you must earn before tax to cover it.Open calculator
- APR calculatorTurn a flat fee or a weekly payment into the rate every other loan has to disclose — "$15 per $100 for two weeks" is 391% a year.Open calculator
- Car loan calculatorThe payment, the sales tax and fees your state charges to put it on the road, and the income you must earn before tax to run it.Open calculator
Paycheck calculator, by state
Every state has its own brackets, deductions and local rules. Pick yours.
51 jurisdictions
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- District of Columbia
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming