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What is your overtime really worth?
People turn down shifts because they have heard the extra money is taxed away. It is not. Extra hours are taxed at the rate for the dollars they sit on top of, which is higher than your usual rate but nowhere near all of it. Take 8 hours at time and a half on $25.00 an hour. In California that is $223.05 in your pocket, or $27.88 for every hour you stayed.
Overtime is ordinary wage income; there is no separate overtime tax. It is taxed at the marginal rate applying to the dollars it occupies, and the confusion comes from employers withholding supplemental pay at a flat rate, which is reconciled at filing rather than being the final liability. Computed by running the full stack at both incomes and differencing: at $25.00/hour, 8 hours at time and a half yields $223.05 net in California against a gross of $300.00.
What the extra hours land
74.4% of it landsYou keep, from those hours
$223
$27.88 an hour after tax, on $300 of overtime pay.
Priced at 1.5× your rate on top of a 40-hour week at the 2026 rates. Whether you are owed time and a half is an employment question, not a tax one, and this does not decide it. Local city and county income taxes are not included.
8 overtime hours, at different rates
At time and a half on top of a full-time week, federal income tax and FICA only. Both layers are identical in every state, so this column holds wherever you work.
| Your rate | Overtime gross | You keep | Per hour, after tax |
|---|---|---|---|
| $15/hr | $180.00 | $145 $144.63 | $18.08 |
| $18/hr | $216.00 | $174 $173.56 | $21.70 |
| $20/hr | $240.00 | $193 $192.84 | $24.11 |
| $25/hr | $300.00 | $241.05 | $30.13 |
| $30/hr | $360.00 | $289.26 | $36.16 |
| $40/hr | $480.00 | $337.68 | $42.21 |
| $50/hr | $600.00 | $422.10 | $52.76 |
| $75/hr | $900.00 | $615.15 | $76.89 |
8 hours at $25/hour, by state
Single filer, 2026 rates, against a gross of $300.00 for the block. City and county income taxes are not included.
| State | You keep | Per hour, after tax | Keep rate |
|---|---|---|---|
| Alaska | $241.05 | $30.13 | 80.35% |
| Florida | $241.05 | $30.13 | 80.35% |
| Nevada | $241.05 | $30.13 | 80.35% |
| New Hampshire | $241.05 | $30.13 | 80.35% |
| North Dakota | $241.05 | $30.13 | 80.35% |
| South Dakota | $241.05 | $30.13 | 80.35% |
| Tennessee | $241.05 | $30.13 | 80.35% |
| Texas | $241.05 | $30.13 | 80.35% |
| Washington | $241.05 | $30.13 | 80.35% |
| Wyoming | $241.05 | $30.13 | 80.35% |
| Arizona | $234 $233.55 | $29.19 | 77.85% |
| Ohio | $233 $232.80 | $29.10 | 77.6% |
| Indiana | $232.20 | $29.03 | 77.4% |
| Louisiana | $232.05 | $29.01 | 77.35% |
| Pennsylvania | $232 $231.84 | $28.98 | 77.28% |
| Vermont | $231.00 | $28.88 | 77% |
| Kentucky | $231 $230.55 | $28.82 | 76.85% |
| Arkansas | $230 $229.95 | $28.74 | 76.65% |
| Rhode Island | $230 $229.80 | $28.73 | 76.6% |
| Iowa | $230 $229.65 | $28.71 | 76.55% |
| North Carolina | $229.08 | $28.64 | 76.36% |
| Mississippi | $229.05 | $28.63 | 76.35% |
| West Virginia | $228.39 | $28.55 | 76.13% |
| Michigan | $228.30 | $28.54 | 76.1% |
| Alabama | $228 $227.85 | $28.48 | 75.95% |
| Colorado | $228 $227.85 | $28.48 | 75.95% |
| Utah | $228 $227.70 | $28.46 | 75.9% |
| Oklahoma | $228 $227.55 | $28.44 | 75.85% |
| Nebraska | $227.40 | $28.43 | 75.8% |
| Missouri | $227 $226.95 | $28.37 | 75.65% |
| Montana | $227 $226.95 | $28.37 | 75.65% |
| New Mexico | $227 $226.95 | $28.37 | 75.65% |
| Maryland | $227 $226.80 | $28.35 | 75.6% |
| Wisconsin | $226.27 | $28.28 | 75.42% |
| Illinois | $226.20 | $28.28 | 75.4% |
| Georgia | $226.08 | $28.26 | 75.36% |
| Massachusetts | $226.05 | $28.26 | 75.35% |
| Idaho | $225.15 | $28.14 | 75.05% |
| New York | $224.85 | $28.11 | 74.95% |
| Connecticut | $224.55 | $28.07 | 74.85% |
| New Jersey | $224.47 | $28.06 | 74.82% |
| Delaware | $224.40 | $28.05 | 74.8% |
| Kansas | $224.31 | $28.04 | 74.77% |
| Virginia | $224 $223.80 | $27.98 | 74.6% |
| California | $223.05 | $27.88 | 74.35% |
| District of Columbia | $223.05 | $27.88 | 74.35% |
| South Carolina | $221.25 | $27.66 | 73.75% |
| Maine | $221 $220.80 | $27.60 | 73.6% |
| Minnesota | $221 $220.65 | $27.58 | 73.55% |
| Hawaii | $219.45 | $27.43 | 73.15% |
| Oregon | $215 $214.80 | $26.85 | 71.6% |