Bakers in Kentucky

Racks of fresh sourdough loaves cooling in a bakery before it opens.

May 2025 wages · tax year 2026

You keep

$28,342

after federal, FICA and Kentucky tax

Tax takes

$5,548

16.4% of the whole

Worth, in national money

$31,328

Kentucky costs less than average

One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.

Median here

$33,890

Kept after tax

$28,342

Worth in national money

$31,328

State rank

45

of 51 states

What this pays, and what it is worth

  • Pay for bakers is on the low side in Kentucky. The middle earner gets $33,890. That is 45 of 51 states, and about 8.8% under the national figure. Whether that matters depends on what things cost here.
  • Against 491 occupations Kentucky publishes, bakers lands at 451. That is the lower quarter. That is the comparison people actually feel, more than any national table.
  • Cheaper living works in this state's favor. From $33,890 you keep $28,342 after tax, and local prices stretch that to the equivalent of $31,328 at national prices. Averages run higher here, $34,760, since top earners drag the number up.
  • For bakers, Kentucky sits in the lower band at $33,890, ranking 45 of 51 and trailing the national median by about 8.8%. Nominal rankings routinely invert once tax and regional price level are applied, so this position should not be read as the conclusion.
  • Within Kentucky, this work ranks 451 of 491 occupations by median pay, in the bottom quartile. The within-state position is the more salient one for anyone weighing this job against alternatives available to them locally.
  • Retained pay in Kentucky is $28,342 after the full tax stack, from $33,890. Because the state's price level runs below the national average, the price-adjusted equivalent is $31,328 — a real-terms figure describing purchasing power rather than compensation, and not a number that appears on any pay stub. Mean pay of $34,760 exceeds the median, so the upper tail is doing the work.

Compare this career across states

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Pay band: Bakers

The state median for this job

50thpercentile, roughly
Lowest tenth earn under$24,440
Half earn under$33,890
Top tenth earn over$47,810
This salary$33,890

Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.

The same pay, somewhere else

The state median for this job

Compare with
+$1,069take-home per year in Texas
Take-home in Kentucky$28,342
Take-home in Texas$29,411
Once local prices are leveledBEA price parity−$1,063

The raise and the real gain point in opposite directions here.

State income tax and state price levels only. No city income tax, and no housing market.

What you would need there

The state median for this job

Moving to
$0$35,175
$35,175in Texas, for the same life
To match take-home only$32,560
Raise you would need+$1,285
Prices in Texas97 vs 90

State taxes and state price levels only. No city tax, and no housing market.

Sources and assumptions
  • A median is the middle, not an offer. Half of bakers in Kentucky earn under $33,890 and half over. The published range runs $24,440 at the tenth percentile to $47,810 at the ninetieth. Experience and employer move an individual a long way inside that.
  • That $28,342 take-home in Kentucky comes from $33,890. It is the no-frills case: single filer, standard deduction, nothing set aside before tax. Real circumstances almost always reduce the tax. City and school-district taxes are not counted at all. Locally the work ranks 451 of 491.
  • Two cautions on $31,328, the adjusted value of that $33,890 median. It levels out prices with a single number for all of Kentucky. No actual address matches that. The wage figures and price figures are also from different years. Each is published on its own timetable. This work sits at 451 of 491 locally.
  • Figures are distribution medians for bakers in Kentucky, not entry or offer rates. The published band runs $24,440 to $47,810; within-state dispersion of that width routinely exceeds the dispersion between states, so tenure, employer and metropolitan area predict an individual's pay better than geography does.
  • Retained pay of $28,342, from $33,890, assumes a single Kentucky filer with the standard deduction and no elective deferrals. Pre-tax retirement or HSA contributions, dependants and itemized deductions all reduce it further; local income taxes, excluded here, would increase it in the states that levy them. This occupation ranks 451 of 491 locally, and the state ranks 45 of 51 for it.
  • This $31,328 adjusted figure, worked from $33,890, rests on a state-level price parity averaging over within-state dispersion larger than much of the between-state dispersion. Wage and price vintages differ by publication schedule. The result is directionally sound and not address-specific, for work at 451 of 491 in the state. The occupation ranks 451 of 491 locally.

Questions people ask

How much does pay for this job actually vary?

The range here is narrow. From $24,440 at the bottom tenth to $47,810 at the top, pay for this work clusters rather than spreads.

What does this pay actually buy where I live?

A smaller wage in a cheaper place is not automatically less. Adjusted for local prices, this is worth $31,328.

Where does the difference between the wage and my paycheck go?

Four deductions, stacked. The federal layer and the two payroll taxes apply wherever you work; Kentucky then takes its own share, leaving $28,342.

Can I compare this job across every state?

All 51 jurisdictions report this work, which makes the ranking a like-for-like one.

What is the dispersion of this occupation's wage distribution?

The tenth-to-ninetieth percentile span ($24,440 to $47,810) sits at or below the family's median dispersion, indicating relatively standardized compensation. Percentiles are published per state, so this dispersion is specific to Kentucky rather than a national figure.

What is this occupation's price-adjusted compensation in this state?

Kentucky's regional price parity is at or below the national average, so nominal wages understate purchasing power. Take-home deflated by the state price level is $31,328 in national-average terms. The adjustment uses an all-items index and does not isolate housing.

What accounts for the gap between gross wage and take-home here?

Take-home of $28,342 reflects federal income tax, OASDI, Medicare and Kentucky income tax for a single filer with no adjustments. The state layer is levied in addition to the federal one; only its rate and base differ between states.

Is this occupation's state coverage complete?

State-level estimates are published for all 51 jurisdictions for this occupation, so cross-state comparison is not confounded by suppression. ⚠️ Estimates remain survey-based and carry sampling error; small differences between adjacent states should not be over-read.