Bill and Account Collectors in Alabama
May 2025 wages · tax year 2026
You keep
$32,867
after federal, FICA and Alabama tax
Tax takes
$7,463
18.5% of the whole
Worth, in national money
$36,531
Alabama costs less than average
On that salary you would be around the 25th percentile for this work in Alabama — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$40,330
Kept after tax
$32,867
Worth in national money
$36,531
State rank
48
of 51 states
What this pays, and what it is worth
- Alabama is among the lower-paying states for bill and account collectors. The middle earner takes $40,330, ranking 48 of 51 states — about 14.25% below the national middle. Costs here are often lower too, which the figures further down account for.
- Ordinary, locally speaking. Bill and account collectors ranks 341 among 482 occupations Alabama publishes pay for.
- Here is where Alabama does better than its wage suggests. From a median of $40,330 you keep $32,867, and because things cost less here than the national average, that behaves like $36,531 would elsewhere. The average is higher, $43,410, because the best-paid pull it up.
- Alabama ranks 48 of 51 for bill and account collectors, with a median of $40,330 — about 14.25% below the national figure. A nominal shortfall is not by itself a real one: lower-paying states frequently carry lower tax and lower price levels, and the adjusted figures below are where that is settled rather than assumed.
- Position 341 of 482 in Alabama places bill and account collectors in the middle of the state's wage distribution. Because within-state and cross-state rankings measure different things, this figure and the national one above should be read together rather than as a single verdict.
- After federal, FICA and Alabama income tax, retained pay for bill and account collectors on $40,330 is $32,867. Deflating by the state's price level — below the national average — gives $36,531 in national-average terms. ⚠️ That figure is purchasing power, not a wage, and nobody is paid it; it is what the take-home buys. The mean of $43,410 sits above the median, the right skew typical of wage data.
Compare this career across states
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Pay band: Bill and Account Collectors
The state median for this job
| Lowest tenth earn under | $31,140 |
|---|---|
| Half earn under | $40,330 |
| Top tenth earn over | $60,080 |
| This salary | $40,330 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in Alabama | $32,867 |
|---|---|
| Take-home in Texas | $34,585 |
| Once local prices are leveledBEA price parity | −$940 |
The raise and the real gain point in opposite directions here.
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $38,191 |
|---|---|
| Raise you would need | +$1,137 |
| Prices in Texas | 97 vs 90 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- Treat $40,330 as a midpoint for Alabama, not a promise. The tenth percentile is $31,140 and the ninetieth is $60,080 — a wide band, and where you land in it depends on far more than the state.
- That $32,867 take-home in Alabama comes from $40,330. It is the no-frills case: single filer, standard deduction, nothing set aside before tax. Real circumstances almost always reduce the tax. City and school-district taxes are not counted at all. Locally the work ranks 341 of 482.
- One number stands for prices across all of Alabama, which is a simplification — big cities cost far more than small towns. Read $36,531, the adjusted value of that $40,330 median, as a way to compare states fairly, not as a quote for any particular place. The two datasets are also from different years. This job sits at 341 of 482 in the state.
- The Alabama median of $40,330 describes the midpoint of a distribution spanning $31,140 to $60,080. Because that spread is typically larger than the interstate spread, a state median is a weak predictor for any individual worker in this occupation.
- Retained pay of $32,867, from $40,330, assumes a single Alabama filer with the standard deduction and no elective deferrals. Pre-tax retirement or HSA contributions, dependants and itemized deductions all reduce it further; local income taxes, excluded here, would increase it in the states that levy them. This occupation ranks 341 of 482 locally, and the state ranks 48 of 51 for it.
- Price deflation uses one statewide parity for Alabama, so $36,531 — the adjusted value of that $40,330 median — establishes comparability between states rather than accuracy within one. The wage and parity series are dated independently, each following its own publication cycle, and neither is projected forward. This occupation sits at 341 of 482 locally.
Questions people ask
Is this the average pay for the job?
It is the midpoint, not the average. The average here is $43,410, dragged up by high earners; the middle figure describes a typical worker better.
How much does pay for this job actually vary?
The range here is narrow. From $31,140 at the bottom tenth to $60,080 at the top, pay for this work clusters rather than spreads.
What does this pay actually buy where I live?
Further than the number implies. Alabama is cheaper than the national average, so this take-home behaves like $36,531 in national terms.
Where does the difference between the wage and my paycheck go?
Three of them are federal and one is not. After income tax, Social Security, Medicare and Alabama's own levy, $32,867 remains.
Can I compare this job across every state?
This occupation is published everywhere — all 51 of them — so comparing states measures real differences rather than gaps in the data.
How does the published median differ from the mean for this occupation?
The median is the midpoint of the distribution; the mean for this occupation in Alabama is $43,410. Wage distributions are right-skewed, so the mean exceeds the median wherever a minority earn substantially more. BLS publishes both because substituting one for the other misstates a typical worker's pay.
What is the dispersion of this occupation's wage distribution?
The tenth-to-ninetieth percentile span ($31,140 to $60,080) sits at or below the family's median dispersion, indicating relatively standardized compensation. Percentiles are published per state, so this dispersion is specific to Alabama rather than a national figure.
What is this occupation's price-adjusted compensation in this state?
Alabama's regional price parity is at or below the national average, so nominal wages understate purchasing power. Take-home deflated by the state price level is $36,531 in national-average terms. The adjustment uses an all-items index and does not isolate housing.
What accounts for the gap between gross wage and take-home here?
Take-home of $32,867 reflects federal income tax, OASDI, Medicare and Alabama income tax for a single filer with no adjustments. The state layer is levied in addition to the federal one; only its rate and base differ between states.
Is this occupation's state coverage complete?
State-level estimates are published for all 51 jurisdictions for this occupation, so cross-state comparison is not confounded by suppression. ⚠️ Estimates remain survey-based and carry sampling error; small differences between adjacent states should not be over-read.