Bill and Account Collectors in Arizona
May 2025 wages · tax year 2026
You keep
$39,748
after federal, FICA and Arizona tax
Tax takes
$7,992
16.7% of the whole
Worth, in national money
$39,314
Arizona costs more than average
On that salary you would be around the 25th percentile for this work in Arizona — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$47,740
Kept after tax
$39,748
Worth in national money
$39,314
State rank
20
of 51 states
What this pays, and what it is worth
- Arizona sits in the middle of the pack for bill and account collectors. The median is $47,740, ranking 20 of 51 states with figures. Close enough to the national middle that where you live matters more than the headline suggests.
- Ordinary, locally speaking. Bill and account collectors ranks 339 among 491 occupations Arizona publishes pay for.
- Cost of living is unremarkable here. From $47,740, tax leaves $39,748, and adjusting for local prices barely moves it — about $39,314 in comparable terms. Averages run higher here, $49,640, since top earners drag the number up.
- Arizona occupies the middle band for bill and account collectors: a median of $47,740, ranking 20 of 51. Where nominal pay is close to the national figure, the tax and price adjustments below carry proportionally more weight in determining the real outcome.
- Position 339 of 491 in Arizona places bill and account collectors in the middle of the state's wage distribution. Because within-state and cross-state rankings measure different things, this figure and the national one above should be read together rather than as a single verdict.
- Because Arizona sits close to the national price level, the real-terms figure for bill and account collectors — median $47,740 — tracks the post-tax figure closely: $39,748 retained, $39,314 adjusted. ⚠️ Neither is a wage; the second describes what the first buys. Mean pay of $49,640 exceeds the median, so the upper tail is doing the work.
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Pay band: Bill and Account Collectors
The state median for this job
| Lowest tenth earn under | $38,280 |
|---|---|
| Half earn under | $47,740 |
| Top tenth earn over | $61,220 |
| This salary | $47,740 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in Arizona | $39,748 |
|---|---|
| Take-home in Texas | $40,539 |
| Once local prices are leveledBEA price parity | +$2,404 |
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $46,756 |
|---|---|
| You could take a cut of | −$2,907 |
| Prices in Texas | 97 vs 101 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- Half the people doing this work in Arizona earn less than $47,740. The published range is $38,280 up to $61,220, so an individual figure can sit a long way from the middle in either direction.
- In Arizona the take-home figure of $39,748, from $47,740, assumes one filer, no dependants, and nothing paid into a pension before tax. Each of those lowers the bill, so treat it as the plain case. City and school-district income taxes are not included either, and in a few states those are real money. It ranks 339 of 491 occupations here.
- One number stands for prices across all of Arizona, which is a simplification — big cities cost far more than small towns. Read $39,314, the adjusted value of that $47,740 median, as a way to compare states fairly, not as a quote for any particular place. The two datasets are also from different years. This job sits at 339 of 491 in the state.
- Reported values are medians; for bill and account collectors in Arizona the tenth-to-ninetieth percentile band is $38,280 to $61,220. Neither the median nor the band is an offer rate, and neither accounts for hours, shift differentials or overtime.
- Take-home for Arizona is computed for a single filer taking the standard deduction with no dependants and no pre-tax contributions, giving $39,748 from $47,740. Each omitted item reduces taxable income, so the figure is a lower bound on retained pay for this household shape. Municipal and school-district income taxes are excluded, which understates the burden materially in Ohio, Pennsylvania and Maryland. The occupation ranks 339 of 491 locally.
- Price deflation uses one statewide parity for Arizona, so $39,314 — the adjusted value of that $47,740 median — establishes comparability between states rather than accuracy within one. The wage and parity series are dated independently, each following its own publication cycle, and neither is projected forward. This occupation sits at 339 of 491 locally.
Questions people ask
Is this the average pay for the job?
Half earn more than this and half earn less. The average sits at $49,640 because a long tail of high pay lifts it, so the two answer different questions.
How much does pay for this job actually vary?
Most of these jobs pay within a close range — $38,280 at the tenth percentile, $61,220 at the ninetieth.
Does a bigger number here mean I am better off?
Not on its own. Prices in Arizona run above the national level, so the same dollars buy less here. Adjusted for that, this pay is worth $39,314 — the wage did not change, only what it covers.
Where does the difference between the wage and my paycheck go?
Four deductions, stacked. The federal layer and the two payroll taxes apply wherever you work; Arizona then takes its own share, leaving $39,748.
Can I compare this job across every state?
All 51 jurisdictions report this work, which makes the ranking a like-for-like one.
How does the published median differ from the mean for this occupation?
The median is the midpoint of the distribution; the mean for this occupation in Arizona is $49,640. Wage distributions are right-skewed, so the mean exceeds the median wherever a minority earn substantially more. BLS publishes both because substituting one for the other misstates a typical worker's pay.
What is the dispersion of this occupation's wage distribution?
The tenth-to-ninetieth percentile span ($38,280 to $61,220) sits at or below the family's median dispersion, indicating relatively standardized compensation. Percentiles are published per state, so this dispersion is specific to Arizona rather than a national figure.
How does the state price level affect real compensation?
Arizona's regional price parity sits above the national average, so nominal wages overstate purchasing power. Deflating take-home by the state price level gives $39,314 in national-average terms. ⚠️ RPPs are an all-items index; housing parities vary far more widely than the headline figure.
What accounts for the gap between gross wage and take-home here?
Take-home of $39,748 reflects federal income tax, OASDI, Medicare and Arizona income tax for a single filer with no adjustments. The state layer is levied in addition to the federal one; only its rate and base differ between states.
Is this occupation's state coverage complete?
State-level estimates are published for all 51 jurisdictions for this occupation, so cross-state comparison is not confounded by suppression. ⚠️ Estimates remain survey-based and carry sampling error; small differences between adjacent states should not be over-read.