Bill and Account Collectors in Minnesota
May 2025 wages · tax year 2026
You keep
$40,169
after federal, FICA and Minnesota tax
Tax takes
$9,411
19.0% of the whole
Worth, in national money
$40,816
Minnesota costs less than average
On that salary you would be around the 25th percentile for this work in Minnesota — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$49,580
Kept after tax
$40,169
Worth in national money
$40,816
State rank
13
of 51 states
What this pays, and what it is worth
- Minnesota is one of the better-paying states for bill and account collectors. The middle earner takes $49,580, which ranks 13 of 51 states with published figures. That is about 5.42% above the national middle.
- Against other work in Minnesota, this sits in the middle: 360 of 490 occupations with published pay. Solidly ordinary for the state, which is not the same as ordinary nationally.
- Cost of living is unremarkable here. From $49,580, tax leaves $40,169, and adjusting for local prices barely moves it — about $40,816 in comparable terms. Averages run higher here, $52,310, since top earners drag the number up.
- Minnesota ranks 13 of 51 states publishing a median for bill and account collectors, at $49,580 — about 5.42% above the national median. A state's position on nominal pay is the figure wage tables report and the least informative of the three on this page, because it survives neither the tax adjustment nor the price adjustment intact for most occupations.
- Bill and account collectors ranks 360 of 490 occupations in Minnesota by median pay, in the middle bands. Within-state and national positions are separate measurements and a job commonly sits in different quartiles on each.
- Because Minnesota sits close to the national price level, the real-terms figure for bill and account collectors — median $49,580 — tracks the post-tax figure closely: $40,169 retained, $40,816 adjusted. ⚠️ Neither is a wage; the second describes what the first buys. Mean pay of $52,310 exceeds the median, so the upper tail is doing the work.
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Pay band: Bill and Account Collectors
The state median for this job
| Lowest tenth earn under | $34,600 |
|---|---|
| Half earn under | $49,580 |
| Top tenth earn over | $77,080 |
| This salary | $49,580 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in Minnesota | $40,169 |
|---|---|
| Take-home in Texas | $42,018 |
| Once local prices are leveledBEA price parity | +$2,423 |
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $47,280 |
|---|---|
| You could take a cut of | −$2,931 |
| Prices in Texas | 97 vs 98 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- A median is the middle, not an offer. Half of bill and account collectors in Minnesota earn under $49,580 and half over. The published range runs $34,600 at the tenth percentile to $77,080 at the ninetieth. Experience and employer move an individual a long way inside that.
- That $40,169 take-home in Minnesota comes from $49,580. It is the no-frills case: single filer, standard deduction, nothing set aside before tax. Real circumstances almost always reduce the tax. City and school-district taxes are not counted at all. Locally the work ranks 360 of 490.
- One number stands for prices across all of Minnesota, which is a simplification — big cities cost far more than small towns. Read $40,816, the adjusted value of that $49,580 median, as a way to compare states fairly, not as a quote for any particular place. The two datasets are also from different years. This job sits at 360 of 490 in the state.
- Figures are distribution medians for bill and account collectors in Minnesota, not entry or offer rates. The published band runs $34,600 to $77,080; within-state dispersion of that width routinely exceeds the dispersion between states, so tenure, employer and metropolitan area predict an individual's pay better than geography does.
- Retained pay of $40,169, from $49,580, assumes a single Minnesota filer with the standard deduction and no elective deferrals. Pre-tax retirement or HSA contributions, dependants and itemized deductions all reduce it further; local income taxes, excluded here, would increase it in the states that levy them. This occupation ranks 360 of 490 locally, and the state ranks 13 of 51 for it.
- Price deflation uses one statewide parity for Minnesota, so $40,816 — the adjusted value of that $49,580 median — establishes comparability between states rather than accuracy within one. The wage and parity series are dated independently, each following its own publication cycle, and neither is projected forward. This occupation sits at 360 of 490 locally.
Questions people ask
Is this the average pay for the job?
No — it is the middle. Half of these workers earn more and half earn less. The average is $52,310, pulled upward by the top of the range, which is why the middle is the fairer number to plan against.
Why is the pay range for this job so wide?
One title, many jobs. The lowest tenth take $34,600, the highest tenth $77,080, and what separates them is experience, employer and what exactly the role does.
What does this pay actually buy where I live?
A smaller wage in a cheaper place is not automatically less. Adjusted for local prices, this is worth $40,816.
Where does the difference between the wage and my paycheck go?
Four deductions, stacked. The federal layer and the two payroll taxes apply wherever you work; Minnesota then takes its own share, leaving $40,169.
Can I compare this job across every state?
All 51 jurisdictions report this work, which makes the ranking a like-for-like one.
How does the published median differ from the mean for this occupation?
The median is the midpoint of the distribution; the mean for this occupation in Minnesota is $52,310. Wage distributions are right-skewed, so the mean exceeds the median wherever a minority earn substantially more. BLS publishes both because substituting one for the other misstates a typical worker's pay.
What drives the percentile dispersion in this occupation?
Dispersion between the tenth percentile ($34,600) and the ninetieth ($77,080) exceeds the family median dispersion. SOC codes aggregate roles differing in seniority, industry and specialisation, and BLS does not disaggregate below the detailed occupation level, so within-title variance is not separable from the published series.
What is this occupation's price-adjusted compensation in this state?
Minnesota's regional price parity is at or below the national average, so nominal wages understate purchasing power. Take-home deflated by the state price level is $40,816 in national-average terms. The adjustment uses an all-items index and does not isolate housing.
What accounts for the gap between gross wage and take-home here?
Take-home of $40,169 reflects federal income tax, OASDI, Medicare and Minnesota income tax for a single filer with no adjustments. The state layer is levied in addition to the federal one; only its rate and base differ between states.
Is this occupation's state coverage complete?
State-level estimates are published for all 51 jurisdictions for this occupation, so cross-state comparison is not confounded by suppression. ⚠️ Estimates remain survey-based and carry sampling error; small differences between adjacent states should not be over-read.