Bill and Account Collectors in Missouri
May 2025 wages · tax year 2026
You keep
$34,709
after federal, FICA and Missouri tax
Tax takes
$7,051
16.9% of the whole
Worth, in national money
$37,825
Missouri costs less than average
On that salary you would be around the 25th percentile for this work in Missouri — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$41,760
Kept after tax
$34,709
Worth in national money
$37,825
State rank
46
of 51 states
What this pays, and what it is worth
- The nominal figure here is modest. Missouri pays bill and account collectors a middle wage of $41,760, 46 of 51 states and about 11.21% below the national middle. Hold that thought until the adjusted numbers.
- Within Missouri this is lower-paid work. Of 488 occupations the state publishes figures for, bill and account collectors ranks 385. That is the bottom quarter locally, whatever the national comparison says.
- Cheaper living works in this state's favor. From $41,760 you keep $34,709 after tax, and local prices stretch that to the equivalent of $37,825 at national prices. Averages run higher here, $43,960, since top earners drag the number up.
- Missouri's $41,760 median for bill and account collectors places it 46 of 51 states, about 11.21% below national. Because both the tax and price adjustments tend to favor lower-nominal states, this ranking is the least stable of the three reported here.
- Against every occupation Missouri reports, bill and account collectors ranks 385 of 488, in the lowest quartile of the state's distribution. That position is set by the local labor market and is independent of how the state compares nationally for this work.
- Retained pay in Missouri is $34,709 after the full tax stack, from $41,760. Because the state's price level runs below the national average, the price-adjusted equivalent is $37,825 — a real-terms figure describing purchasing power rather than compensation, and not a number that appears on any pay stub. Mean pay of $43,960 exceeds the median, so the upper tail is doing the work.
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Pay band: Bill and Account Collectors
The state median for this job
| Lowest tenth earn under | $28,600 |
|---|---|
| Half earn under | $41,760 |
| Top tenth earn over | $63,000 |
| This salary | $41,760 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in Missouri | $34,709 |
|---|---|
| Take-home in Texas | $35,734 |
| Once local prices are leveledBEA price parity | −$1,052 |
The raise and the real gain point in opposite directions here.
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $40,484 |
|---|---|
| Raise you would need | +$1,272 |
| Prices in Texas | 97 vs 92 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- Half the people doing this work in Missouri earn less than $41,760. The published range is $28,600 up to $63,000, so an individual figure can sit a long way from the middle in either direction.
- That $34,709 take-home in Missouri comes from $41,760. It is the no-frills case: single filer, standard deduction, nothing set aside before tax. Real circumstances almost always reduce the tax. City and school-district taxes are not counted at all. Locally the work ranks 385 of 488.
- Two cautions on $37,825, the adjusted value of that $41,760 median. It levels out prices with a single number for all of Missouri. No actual address matches that. The wage figures and price figures are also from different years. Each is published on its own timetable. This work sits at 385 of 488 locally.
- Reported values are medians; for bill and account collectors in Missouri the tenth-to-ninetieth percentile band is $28,600 to $63,000. Neither the median nor the band is an offer rate, and neither accounts for hours, shift differentials or overtime.
- Retained pay of $34,709, from $41,760, assumes a single Missouri filer with the standard deduction and no elective deferrals. Pre-tax retirement or HSA contributions, dependants and itemized deductions all reduce it further; local income taxes, excluded here, would increase it in the states that levy them. This occupation ranks 385 of 488 locally, and the state ranks 46 of 51 for it.
- This $37,825 adjusted figure, worked from $41,760, rests on a state-level price parity averaging over within-state dispersion larger than much of the between-state dispersion. Wage and price vintages differ by publication schedule. The result is directionally sound and not address-specific, for work at 385 of 488 in the state. The occupation ranks 385 of 488 locally.
Questions people ask
Is this the average pay for the job?
It is the midpoint, not the average. The average here is $43,960, dragged up by high earners; the middle figure describes a typical worker better.
Why is the pay range for this job so wide?
Because one job title covers very different work. The bottom tenth here earn $28,600 and the top tenth $63,000 — experience, employer and specialism separate them, and a single figure hides all three.
What does this pay actually buy where I live?
More than the figure suggests. Prices in Missouri sit below the national level, so take-home here stretches like $37,825 would elsewhere. The wage is the same; the ground it covers is larger.
Where does the difference between the wage and my paycheck go?
Three of them are federal and one is not. After income tax, Social Security, Medicare and Missouri's own levy, $34,709 remains.
Can I compare this job across every state?
Yes for this one. Pay is published in all 51 jurisdictions, so a state-to-state comparison here rests on the same survey everywhere rather than on a patchwork.
How does the published median differ from the mean for this occupation?
The median is the midpoint of the distribution; the mean for this occupation in Missouri is $43,960. Wage distributions are right-skewed, so the mean exceeds the median wherever a minority earn substantially more. BLS publishes both because substituting one for the other misstates a typical worker's pay.
What drives the percentile dispersion in this occupation?
Dispersion between the tenth percentile ($28,600) and the ninetieth ($63,000) exceeds the family median dispersion. SOC codes aggregate roles differing in seniority, industry and specialisation, and BLS does not disaggregate below the detailed occupation level, so within-title variance is not separable from the published series.
What is this occupation's price-adjusted compensation in this state?
Missouri's regional price parity is at or below the national average, so nominal wages understate purchasing power. Take-home deflated by the state price level is $37,825 in national-average terms. The adjustment uses an all-items index and does not isolate housing.
What accounts for the gap between gross wage and take-home here?
Take-home of $34,709 reflects federal income tax, OASDI, Medicare and Missouri income tax for a single filer with no adjustments. The state layer is levied in addition to the federal one; only its rate and base differ between states.
Is this occupation's state coverage complete?
State-level estimates are published for all 51 jurisdictions for this occupation, so cross-state comparison is not confounded by suppression. ⚠️ Estimates remain survey-based and carry sampling error; small differences between adjacent states should not be over-read.