Bill and Account Collectors in New Mexico
May 2025 wages · tax year 2026
You keep
$38,556
after federal, FICA and New Mexico tax
Tax takes
$8,004
17.2% of the whole
Worth, in national money
$42,657
New Mexico costs less than average
On that salary you would be around the 25th percentile for this work in New Mexico — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$46,560
Kept after tax
$38,556
Worth in national money
$42,657
State rank
27
of 51 states
What this pays, and what it is worth
- Middling, nationally. New Mexico pays bill and account collectors around $46,560 at the midpoint, 27 of 51 states. The interesting numbers on this page are the two below it.
- Middle of the local pack. Of 485 occupations New Mexico reports figures for, this is number 317.
- Here is where New Mexico does better than its wage suggests. From a median of $46,560 you keep $38,556, and because things cost less here than the national average, that behaves like $42,657 would elsewhere. The average is higher, $47,010, because the best-paid pull it up.
- For bill and account collectors the New Mexico median is $46,560, ranking 27 of 51 states reporting. Mid-band nominal positions are the ones most frequently reordered by the adjustments, because no large wage premium exists to absorb a state's tax or price level.
- In New Mexico's occupational distribution, bill and account collectors sits at 317 of 485 — neither quartile. This local position is what a resident compares against, and it is determined by the state's own labor market rather than by national patterns for this occupation.
- After federal, FICA and New Mexico income tax, retained pay for bill and account collectors on $46,560 is $38,556. Deflating by the state's price level — below the national average — gives $42,657 in national-average terms. ⚠️ That figure is purchasing power, not a wage, and nobody is paid it; it is what the take-home buys. The mean of $47,010 sits above the median, the right skew typical of wage data.
Compare this career across states
Choose your filing status and local taxes, compare pay, and keep a shortlist.Compare wage and personal-pay outcomes by state, with selected resident local taxes and saved career choices.
Pay band: Bill and Account Collectors
The state median for this job
| Lowest tenth earn under | $31,970 |
|---|---|
| Half earn under | $46,560 |
| Top tenth earn over | $61,100 |
| This salary | $46,560 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in New Mexico | $38,556 |
|---|---|
| Take-home in Texas | $39,591 |
| Once local prices are leveledBEA price parity | −$1,915 |
The raise and the real gain point in opposite directions here.
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $45,272 |
|---|---|
| Raise you would need | +$2,316 |
| Prices in Texas | 97 vs 90 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- Half the people doing this work in New Mexico earn less than $46,560. The published range is $31,970 up to $61,100, so an individual figure can sit a long way from the middle in either direction.
- In New Mexico the take-home figure of $38,556, from $46,560, assumes one filer, no dependants, and nothing paid into a pension before tax. Each of those lowers the bill, so treat it as the plain case. City and school-district income taxes are not included either, and in a few states those are real money. It ranks 317 of 485 occupations here.
- The wage data and the price data come from different years. That is how each is published. The price adjustment behind $42,657 uses one figure for the whole of New Mexico. A city and a rural county there can differ by more than two states do. Out of 485 occupations the state publishes, this one sits at 317.
- Reported values are medians; for bill and account collectors in New Mexico the tenth-to-ninetieth percentile band is $31,970 to $61,100. Neither the median nor the band is an offer rate, and neither accounts for hours, shift differentials or overtime.
- Take-home for New Mexico is computed for a single filer taking the standard deduction with no dependants and no pre-tax contributions, giving $38,556 from $46,560. Each omitted item reduces taxable income, so the figure is a lower bound on retained pay for this household shape. Municipal and school-district income taxes are excluded, which understates the burden materially in Ohio, Pennsylvania and Maryland. The occupation ranks 317 of 485 locally.
- Wage and price series carry different reference periods, each published on its own schedule. The real-terms figure of $42,657, worked from $46,560, deflates by a statewide parity that conceals substantial intra-state variation, concentrated in housing — so it supports comparison between states rather than the pricing of a move to a particular New Mexico address, on work sitting at 317 of 485 locally.
Questions people ask
How much does pay for this job actually vary?
Most of these jobs pay within a close range — $31,970 at the tenth percentile, $61,100 at the ninetieth.
What does this pay actually buy where I live?
A smaller wage in a cheaper place is not automatically less. Adjusted for local prices, this is worth $42,657.
Where does the difference between the wage and my paycheck go?
Into four separate taxes, not one. Federal income tax, Social Security and Medicare apply everywhere, and New Mexico adds its own income tax on top — which is why $38,556 of this wage survives to your account.
Can I compare this job across every state?
This occupation is published everywhere — all 51 of them — so comparing states measures real differences rather than gaps in the data.
What is the dispersion of this occupation's wage distribution?
The tenth-to-ninetieth percentile span ($31,970 to $61,100) sits at or below the family's median dispersion, indicating relatively standardized compensation. Percentiles are published per state, so this dispersion is specific to New Mexico rather than a national figure.
What is this occupation's price-adjusted compensation in this state?
New Mexico's regional price parity is at or below the national average, so nominal wages understate purchasing power. Take-home deflated by the state price level is $42,657 in national-average terms. The adjustment uses an all-items index and does not isolate housing.
What accounts for the gap between gross wage and take-home here?
Take-home of $38,556 reflects federal income tax, OASDI, Medicare and New Mexico income tax for a single filer with no adjustments. The state layer is levied in addition to the federal one; only its rate and base differ between states.
Is this occupation's state coverage complete?
State-level estimates are published for all 51 jurisdictions for this occupation, so cross-state comparison is not confounded by suppression. ⚠️ Estimates remain survey-based and carry sampling error; small differences between adjacent states should not be over-read.