Bill and Account Collectors in South Dakota
May 2025 wages · tax year 2026
You keep
$39,639
after federal, FICA and South Dakota tax
Tax takes
$6,981
15.0% of the whole
Worth, in national money
$44,996
South Dakota costs less than average
On that salary you would be around the 25th percentile for this work in South Dakota — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$46,620
Kept after tax
$39,639
Worth in national money
$44,996
State rank
26
of 51 states
What this pays, and what it is worth
- Neither high nor low. South Dakota is 26 of 51 states for bill and account collectors, with a middle wage of $46,620. What that is worth is the question the rest of this page answers.
- Against other work in South Dakota, this sits in the middle: 307 of 457 occupations with published pay. Solidly ordinary for the state, which is not the same as ordinary nationally.
- Cheaper living works in this state's favor. From $46,620 you keep $39,639 after tax, and local prices stretch that to the equivalent of $44,996 at national prices. Here the average runs under the middle, at $45,750.
- South Dakota ranks 26 of 51 for bill and account collectors at $46,620. The nominal figure is unremarkable; the adjusted figures are where the state's actual position for this occupation is determined.
- Bill and account collectors ranks 307 of 457 occupations in South Dakota by median pay, in the middle bands. Within-state and national positions are separate measurements and a job commonly sits in different quartiles on each.
- Retained pay in South Dakota is $39,639 after the full tax stack, from $46,620. Because the state's price level runs below the national average, the price-adjusted equivalent is $44,996 — a real-terms figure describing purchasing power rather than compensation, and not a number that appears on any pay stub. Mean pay of $45,750 sits under the median, so the lower tail is the longer one.
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Pay band: Bill and Account Collectors
The state median for this job
| Lowest tenth earn under | $35,190 |
|---|---|
| Half earn under | $46,620 |
| Top tenth earn over | $59,140 |
| This salary | $46,620 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in South Dakota | $39,639 |
|---|---|
| Take-home in Texas | $39,639 |
| Once local prices are leveledBEA price parity | −$4,204 |
The raise and the real gain point in opposite directions here.
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $46,620 |
|---|---|
| Raise you would need | +$5,085 |
| Prices in Texas | 97 vs 88 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- Half the people doing this work in South Dakota earn less than $46,620. The published range is $35,190 up to $59,140, so an individual figure can sit a long way from the middle in either direction.
- In South Dakota the take-home figure of $39,639, from $46,620, assumes one filer, no dependants, and nothing paid into a pension before tax. Each of those lowers the bill, so treat it as the plain case. City and school-district income taxes are not included either, and in a few states those are real money. It ranks 307 of 457 occupations here.
- The wage data and the price data come from different years. That is how each is published. The price adjustment behind $44,996 uses one figure for the whole of South Dakota. A city and a rural county there can differ by more than two states do. Out of 457 occupations the state publishes, this one sits at 307.
- Reported values are medians; for bill and account collectors in South Dakota the tenth-to-ninetieth percentile band is $35,190 to $59,140. Neither the median nor the band is an offer rate, and neither accounts for hours, shift differentials or overtime.
- Take-home for South Dakota is computed for a single filer taking the standard deduction with no dependants and no pre-tax contributions, giving $39,639 from $46,620. Each omitted item reduces taxable income, so the figure is a lower bound on retained pay for this household shape. Municipal and school-district income taxes are excluded, which understates the burden materially in Ohio, Pennsylvania and Maryland. The occupation ranks 307 of 457 locally.
- Wage and price series carry different reference periods, each published on its own schedule. The real-terms figure of $44,996, worked from $46,620, deflates by a statewide parity that conceals substantial intra-state variation, concentrated in housing — so it supports comparison between states rather than the pricing of a move to a particular South Dakota address, on work sitting at 307 of 457 locally.
Questions people ask
How much does pay for this job actually vary?
The range here is narrow. From $35,190 at the bottom tenth to $59,140 at the top, pay for this work clusters rather than spreads.
What does this pay actually buy where I live?
More than the figure suggests. Prices in South Dakota sit below the national level, so take-home here stretches like $44,996 would elsewhere. The wage is the same; the ground it covers is larger.
Is most of this wage taxed away?
No. $39,639 survives, because South Dakota levies no wage income tax. The federal share does not change with the state you work in.
Can I compare this job across every state?
All 51 jurisdictions report this work, which makes the ranking a like-for-like one.
What is the dispersion of this occupation's wage distribution?
The tenth-to-ninetieth percentile span ($35,190 to $59,140) sits at or below the family's median dispersion, indicating relatively standardized compensation. Percentiles are published per state, so this dispersion is specific to South Dakota rather than a national figure.
What is this occupation's price-adjusted compensation in this state?
South Dakota's regional price parity is at or below the national average, so nominal wages understate purchasing power. Take-home deflated by the state price level is $44,996 in national-average terms. The adjustment uses an all-items index and does not isolate housing.
Why is the take-home ratio comparatively high in this state?
South Dakota levies no personal income tax on wages, so take-home of $39,639 reflects the federal layer and FICA alone. Federal income tax and FICA are unchanged; states without a wage income tax generally recover revenue through consumption and property bases instead.
Is this occupation's state coverage complete?
State-level estimates are published for all 51 jurisdictions for this occupation, so cross-state comparison is not confounded by suppression. ⚠️ Estimates remain survey-based and carry sampling error; small differences between adjacent states should not be over-read.