Bill and Account Collectors in Virginia

A person arriving at a home office with a bag beside a laptop and navy coffee cup.

May 2025 wages · tax year 2026

You keep

$35,593

after federal, FICA and Virginia tax

Tax takes

$8,177

18.7% of the whole

Worth, in national money

$35,328

Virginia costs more than average

One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.

Median here

$43,770

Kept after tax

$35,593

Worth in national money

$35,328

State rank

40

of 51 states

What this pays, and what it is worth

  • Pay for bill and account collectors is on the low side in Virginia. The middle earner gets $43,770. That is 40 of 51 states, and about 6.93% under the national figure. Whether that matters depends on what things cost here.
  • Against 489 occupations Virginia publishes, bill and account collectors lands at 392. That is the lower quarter. That is the comparison people actually feel, more than any national table.
  • Cost of living is unremarkable here. From $43,770, tax leaves $35,593, and adjusting for local prices barely moves it — about $35,328 in comparable terms. Averages run higher here, $45,920, since top earners drag the number up.
  • For bill and account collectors, Virginia sits in the lower band at $43,770, ranking 40 of 51 and trailing the national median by about 6.93%. Nominal rankings routinely invert once tax and regional price level are applied, so this position should not be read as the conclusion.
  • Within Virginia, this work ranks 392 of 489 occupations by median pay, in the bottom quartile. The within-state position is the more salient one for anyone weighing this job against alternatives available to them locally.
  • Because Virginia sits close to the national price level, the real-terms figure for bill and account collectors — median $43,770 — tracks the post-tax figure closely: $35,593 retained, $35,328 adjusted. ⚠️ Neither is a wage; the second describes what the first buys. Mean pay of $45,920 exceeds the median, so the upper tail is doing the work.

Compare this career across states

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Pay band: Bill and Account Collectors

The state median for this job

50thpercentile, roughly
Lowest tenth earn under$31,160
Half earn under$43,770
Top tenth earn over$64,100
This salary$43,770

Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.

The same pay, somewhere else

The state median for this job

Compare with
+$1,756take-home per year in Texas
Take-home in Virginia$35,593
Take-home in Texas$37,349
Once local prices are leveledBEA price parity+$3,107

State income tax and state price levels only. No city income tax, and no housing market.

What you would need there

The state median for this job

Moving to
$0now · $43,770$40,013
$40,013in Texas, for the same life
To match take-home only$41,584
You could take a cut of−$3,757
Prices in Texas97 vs 101

State taxes and state price levels only. No city tax, and no housing market.

Sources and assumptions
  • Half the people doing this work in Virginia earn less than $43,770. The published range is $31,160 up to $64,100, so an individual figure can sit a long way from the middle in either direction.
  • In Virginia the take-home figure of $35,593, from $43,770, assumes one filer, no dependants, and nothing paid into a pension before tax. Each of those lowers the bill, so treat it as the plain case. City and school-district income taxes are not included either, and in a few states those are real money. It ranks 392 of 489 occupations here.
  • Two cautions on $35,328, the adjusted value of that $43,770 median. It levels out prices with a single number for all of Virginia. No actual address matches that. The wage figures and price figures are also from different years. Each is published on its own timetable. This work sits at 392 of 489 locally.
  • Reported values are medians; for bill and account collectors in Virginia the tenth-to-ninetieth percentile band is $31,160 to $64,100. Neither the median nor the band is an offer rate, and neither accounts for hours, shift differentials or overtime.
  • Take-home for Virginia is computed for a single filer taking the standard deduction with no dependants and no pre-tax contributions, giving $35,593 from $43,770. Each omitted item reduces taxable income, so the figure is a lower bound on retained pay for this household shape. Municipal and school-district income taxes are excluded, which understates the burden materially in Ohio, Pennsylvania and Maryland. The occupation ranks 392 of 489 locally.
  • This $35,328 adjusted figure, worked from $43,770, rests on a state-level price parity averaging over within-state dispersion larger than much of the between-state dispersion. Wage and price vintages differ by publication schedule. The result is directionally sound and not address-specific, for work at 392 of 489 in the state. The occupation ranks 392 of 489 locally.

Questions people ask

Is this the average pay for the job?

No — it is the middle. Half of these workers earn more and half earn less. The average is $45,920, pulled upward by the top of the range, which is why the middle is the fairer number to plan against.

Why is the pay range for this job so wide?

The label is broader than the work. From $31,160 at the bottom tenth to $64,100 at the top, the same title covers roles that share little beyond a name.

Does a bigger number here mean I am better off?

A larger wage in a dearer place is not automatically more. Adjusted for local prices, this pay behaves like $35,328 of national purchasing power.

Where does the difference between the wage and my paycheck go?

Three of them are federal and one is not. After income tax, Social Security, Medicare and Virginia's own levy, $35,593 remains.

Can I compare this job across every state?

Yes for this one. Pay is published in all 51 jurisdictions, so a state-to-state comparison here rests on the same survey everywhere rather than on a patchwork.

How does the published median differ from the mean for this occupation?

The median is the midpoint of the distribution; the mean for this occupation in Virginia is $45,920. Wage distributions are right-skewed, so the mean exceeds the median wherever a minority earn substantially more. BLS publishes both because substituting one for the other misstates a typical worker's pay.

What drives the percentile dispersion in this occupation?

Dispersion between the tenth percentile ($31,160) and the ninetieth ($64,100) exceeds the family median dispersion. SOC codes aggregate roles differing in seniority, industry and specialisation, and BLS does not disaggregate below the detailed occupation level, so within-title variance is not separable from the published series.

How does the state price level affect real compensation?

Virginia's regional price parity sits above the national average, so nominal wages overstate purchasing power. Deflating take-home by the state price level gives $35,328 in national-average terms. ⚠️ RPPs are an all-items index; housing parities vary far more widely than the headline figure.

What accounts for the gap between gross wage and take-home here?

Take-home of $35,593 reflects federal income tax, OASDI, Medicare and Virginia income tax for a single filer with no adjustments. The state layer is levied in addition to the federal one; only its rate and base differ between states.

Is this occupation's state coverage complete?

State-level estimates are published for all 51 jurisdictions for this occupation, so cross-state comparison is not confounded by suppression. ⚠️ Estimates remain survey-based and carry sampling error; small differences between adjacent states should not be over-read.