Claims Adjusters, Examiners, and Investigators in North Dakota
May 2025 wages · tax year 2026
You keep
$54,760
after federal, FICA and North Dakota tax
Tax takes
$10,700
16.3% of the whole
Worth, in national money
$61,825
North Dakota costs less than average
On that salary you would be around the 25th percentile for this work in North Dakota — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$65,460
Kept after tax
$54,760
Worth in national money
$61,825
State rank
47
of 51 states
What this pays, and what it is worth
- North Dakota is among the lower-paying states for this job. The middle earner takes $65,460, ranking 47 of 51 states — about 16.08% below the national middle. Costs here are often lower too, which the figures further down account for.
- Middle of the local pack. Of 460 occupations North Dakota reports figures for, this is number 175.
- North Dakota is cheaper than average, and that shows up here. From $65,460 the take-home is $54,760; adjusted for what things actually cost, it goes as far as $61,825 would nationally. The average comes to $69,540, above the middle, thanks to the top of the range.
- North Dakota ranks 47 of 51 for claims adjusters, examiners, and investigators, with a median of $65,460 — about 16.08% below the national figure. A nominal shortfall is not by itself a real one: lower-paying states frequently carry lower tax and lower price levels, and the adjusted figures below are where that is settled rather than assumed.
- In North Dakota's occupational distribution, claims adjusters, examiners, and investigators sits at 175 of 460 — neither quartile. This local position is what a resident compares against, and it is determined by the state's own labor market rather than by national patterns for this occupation.
- Post-tax income for claims adjusters, examiners, and investigators in North Dakota, on $65,460, is $54,760 — equivalent to $61,825 once regional price parity is applied. ⚠️ The adjustment uses a statewide index that describes no particular address; within-state price variation, concentrated in housing, routinely exceeds the difference between two states. At $69,540 the mean overshoots the median — the usual right-skewed shape.
Compare this career across states
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Pay band: Claims Adjusters, Examiners, and Investigators
The state median for this job
| Lowest tenth earn under | $47,960 |
|---|---|
| Half earn under | $65,460 |
| Top tenth earn over | $97,470 |
| This salary | $65,460 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in North Dakota | $54,760 |
|---|---|
| Take-home in Texas | $54,777 |
| Once local prices are leveledBEA price parity | −$5,456 |
The raise and the real gain point in opposite directions here.
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $65,439 |
|---|---|
| Raise you would need | +$7,388 |
| Prices in Texas | 97 vs 89 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- Half the people doing this work in North Dakota earn less than $65,460. The published range is $47,960 up to $97,470, so an individual figure can sit a long way from the middle in either direction.
- One filer, no dependants, no pension contributions — that is the household behind North Dakota's $54,760, worked from $65,460. That is on purpose. It lets states be compared with each other, not with each other's family circumstances. Local city taxes are left out. Locally this work ranks 175 of 460.
- The wage data and the price data come from different years. That is how each is published. The price adjustment behind $61,825 uses one figure for the whole of North Dakota. A city and a rural county there can differ by more than two states do. Out of 460 occupations the state publishes, this one sits at 175.
- Reported values are medians; for claims adjusters, examiners, and investigators in North Dakota the tenth-to-ninetieth percentile band is $47,960 to $97,470. Neither the median nor the band is an offer rate, and neither accounts for hours, shift differentials or overtime.
- The North Dakota take-home of $54,760, on $65,460 for work ranking 175 of 460 locally, models the simplest household deliberately: holding it constant is what makes the interstate comparison meaningful. It also means the absolute figure overstates liability for most real filers, and municipal income taxes are outside the model entirely. The occupation ranks 175 of 460 in the state.
- Wage and price series carry different reference periods, each published on its own schedule. The real-terms figure of $61,825, worked from $65,460, deflates by a statewide parity that conceals substantial intra-state variation, concentrated in housing — so it supports comparison between states rather than the pricing of a move to a particular North Dakota address, on work sitting at 175 of 460 locally.
Questions people ask
Is this the average pay for the job?
Half earn more than this and half earn less. The average sits at $69,540 because a long tail of high pay lifts it, so the two answer different questions.
Why is the pay range for this job so wide?
The label is broader than the work. From $47,960 at the bottom tenth to $97,470 at the top, the same title covers roles that share little beyond a name.
What does this pay actually buy where I live?
A smaller wage in a cheaper place is not automatically less. Adjusted for local prices, this is worth $61,825.
Where does the difference between the wage and my paycheck go?
Three of them are federal and one is not. After income tax, Social Security, Medicare and North Dakota's own levy, $54,760 remains.
Can I compare this job across every state?
Yes for this one. Pay is published in all 51 jurisdictions, so a state-to-state comparison here rests on the same survey everywhere rather than on a patchwork.
How does the published median differ from the mean for this occupation?
The median is the midpoint of the distribution; the mean for this occupation in North Dakota is $69,540. Wage distributions are right-skewed, so the mean exceeds the median wherever a minority earn substantially more. BLS publishes both because substituting one for the other misstates a typical worker's pay.
What drives the percentile dispersion in this occupation?
Dispersion between the tenth percentile ($47,960) and the ninetieth ($97,470) exceeds the family median dispersion. SOC codes aggregate roles differing in seniority, industry and specialisation, and BLS does not disaggregate below the detailed occupation level, so within-title variance is not separable from the published series.
What is this occupation's price-adjusted compensation in this state?
North Dakota's regional price parity is at or below the national average, so nominal wages understate purchasing power. Take-home deflated by the state price level is $61,825 in national-average terms. The adjustment uses an all-items index and does not isolate housing.
What accounts for the gap between gross wage and take-home here?
Take-home of $54,760 reflects federal income tax, OASDI, Medicare and North Dakota income tax for a single filer with no adjustments. The state layer is levied in addition to the federal one; only its rate and base differ between states.
Is this occupation's state coverage complete?
State-level estimates are published for all 51 jurisdictions for this occupation, so cross-state comparison is not confounded by suppression. ⚠️ Estimates remain survey-based and carry sampling error; small differences between adjacent states should not be over-read.