Clinical and Counseling Psychologists in Indiana
May 2025 wages · tax year 2026
You keep
$66,143
after federal, FICA and Indiana tax
Tax takes
$18,847
22.2% of the whole
Worth, in national money
$71,751
Indiana costs less than average
On that salary you would be around the 25th percentile for this work in Indiana — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$84,990
Kept after tax
$66,143
Worth in national money
$71,751
State rank
34
of 48 states
What this pays, and what it is worth
- Indiana is among the lower-paying states for this job. The middle earner takes $84,990, ranking 34 of 48 states — about 15.5% below the national middle. Costs here are often lower too, which the figures further down account for.
- This is one of the better-paid jobs in Indiana. It ranks 85 out of 493 occupations the state publishes figures for, which puts it in the top quarter locally.
- Here is where Indiana does better than its wage suggests. From a median of $84,990 you keep $66,143, and because things cost less here than the national average, that behaves like $71,751 would elsewhere. The average is higher, $91,480, because the best-paid pull it up.
- Indiana ranks 34 of 48 for clinical and counseling psychologists, with a median of $84,990 — about 15.5% below the national figure. A nominal shortfall is not by itself a real one: lower-paying states frequently carry lower tax and lower price levels, and the adjusted figures below are where that is settled rather than assumed.
- Within Indiana, clinical and counseling psychologists ranks 85 of 493 occupations by median pay, placing it in the top quartile of the local distribution. This is the comparison a resident actually makes — against neighbors rather than against the same job elsewhere.
- After federal, FICA and Indiana income tax, retained pay for clinical and counseling psychologists on $84,990 is $66,143. Deflating by the state's price level — below the national average — gives $71,751 in national-average terms. ⚠️ That figure is purchasing power, not a wage, and nobody is paid it; it is what the take-home buys. The mean of $91,480 sits above the median, the right skew typical of wage data.
Compare this career across states
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Pay band: Clinical and Counseling Psychologists
The state median for this job
| Lowest tenth earn under | $56,200 |
|---|---|
| Half earn under | $84,990 |
| Top tenth earn over | $129,110 |
| This salary | $84,990 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in Indiana | $66,143 |
|---|---|
| Take-home in Texas | $68,620 |
| Once local prices are leveledBEA price parity | −$1,135 |
The raise and the real gain point in opposite directions here.
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $81,468 |
|---|---|
| Raise you would need | +$1,568 |
| Prices in Texas | 97 vs 92 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- Treat $84,990 as a midpoint for Indiana, not a promise. The tenth percentile is $56,200 and the ninetieth is $129,110 — a wide band, and where you land in it depends on far more than the state.
- That $66,143 take-home in Indiana comes from $84,990. It is the no-frills case: single filer, standard deduction, nothing set aside before tax. Real circumstances almost always reduce the tax. City and school-district taxes are not counted at all. Locally the work ranks 85 of 493.
- One number stands for prices across all of Indiana, which is a simplification — big cities cost far more than small towns. Read $71,751, the adjusted value of that $84,990 median, as a way to compare states fairly, not as a quote for any particular place. The two datasets are also from different years. This job sits at 85 of 493 in the state.
- The Indiana median of $84,990 describes the midpoint of a distribution spanning $56,200 to $129,110. Because that spread is typically larger than the interstate spread, a state median is a weak predictor for any individual worker in this occupation.
- Retained pay of $66,143, from $84,990, assumes a single Indiana filer with the standard deduction and no elective deferrals. Pre-tax retirement or HSA contributions, dependants and itemized deductions all reduce it further; local income taxes, excluded here, would increase it in the states that levy them. This occupation ranks 85 of 493 locally, and the state ranks 34 of 48 for it.
- Price deflation uses one statewide parity for Indiana, so $71,751 — the adjusted value of that $84,990 median — establishes comparability between states rather than accuracy within one. The wage and parity series are dated independently, each following its own publication cycle, and neither is projected forward. This occupation sits at 85 of 493 locally.
Questions people ask
Is this the average pay for the job?
Half earn more than this and half earn less. The average sits at $91,480 because a long tail of high pay lifts it, so the two answer different questions.
Why is the pay range for this job so wide?
One title, many jobs. The lowest tenth take $56,200, the highest tenth $129,110, and what separates them is experience, employer and what exactly the role does.
What does this pay actually buy where I live?
Further than the number implies. Indiana is cheaper than the national average, so this take-home behaves like $71,751 in national terms.
Where does the difference between the wage and my paycheck go?
Four deductions, stacked. The federal layer and the two payroll taxes apply wherever you work; Indiana then takes its own share, leaving $66,143.
Why is this job missing from some states?
A blank is a suppression, not a zero. 48 states have a published figure for this work; the others had too few responses to release one.
How does the published median differ from the mean for this occupation?
The median is the midpoint of the distribution; the mean for this occupation in Indiana is $91,480. Wage distributions are right-skewed, so the mean exceeds the median wherever a minority earn substantially more. BLS publishes both because substituting one for the other misstates a typical worker's pay.
What drives the percentile dispersion in this occupation?
Dispersion between the tenth percentile ($56,200) and the ninetieth ($129,110) exceeds the family median dispersion. SOC codes aggregate roles differing in seniority, industry and specialisation, and BLS does not disaggregate below the detailed occupation level, so within-title variance is not separable from the published series.
What is this occupation's price-adjusted compensation in this state?
Indiana's regional price parity is at or below the national average, so nominal wages understate purchasing power. Take-home deflated by the state price level is $71,751 in national-average terms. The adjustment uses an all-items index and does not isolate housing.
What accounts for the gap between gross wage and take-home here?
Take-home of $66,143 reflects federal income tax, OASDI, Medicare and Indiana income tax for a single filer with no adjustments. The state layer is levied in addition to the federal one; only its rate and base differ between states.
Why does this occupation lack published estimates in every state?
BLS suppresses estimates failing disclosure or reliability criteria. This occupation has published state-level estimates in 48 of the fifty-one jurisdictions. Suppression reflects sample size and confidentiality rules, and cannot be read as an absence of employment.