Credit Analysts in Delaware
May 2025 wages · tax year 2026
You keep
$70,420
after federal, FICA and Delaware tax
Tax takes
$24,261
25.6% of the whole
Worth, in national money
$70,949
Delaware costs less than average
On that salary you would be around the 25th percentile for this work in Delaware — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$94,680
Kept after tax
$70,420
Worth in national money
$70,949
State rank
9
of 51 states
What this pays, and what it is worth
- Delaware is one of the better-paying states for credit analysts. The middle earner takes $94,680, which ranks 9 of 51 states with published figures. That is about 13.38% above the national middle.
- This is one of the better-paid jobs in Delaware. It ranks 96 out of 445 occupations the state publishes figures for, which puts it in the top quarter locally.
- Cost of living is unremarkable here. From $94,680, tax leaves $70,420, and adjusting for local prices barely moves it — about $70,949 in comparable terms. Averages run higher here, $105,140, since top earners drag the number up.
- Delaware ranks 9 of 51 states publishing a median for credit analysts, at $94,680 — about 13.38% above the national median. A state's position on nominal pay is the figure wage tables report and the least informative of the three on this page, because it survives neither the tax adjustment nor the price adjustment intact for most occupations.
- Within Delaware, credit analysts ranks 96 of 445 occupations by median pay, placing it in the top quartile of the local distribution. This is the comparison a resident actually makes — against neighbors rather than against the same job elsewhere.
- Because Delaware sits close to the national price level, the real-terms figure for credit analysts — median $94,680 — tracks the post-tax figure closely: $70,420 retained, $70,949 adjusted. ⚠️ Neither is a wage; the second describes what the first buys. Mean pay of $105,140 exceeds the median, so the upper tail is doing the work.
Compare this career across states
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Pay band: Credit Analysts
The state median for this job
| Lowest tenth earn under | $64,830 |
|---|---|
| Half earn under | $94,680 |
| Top tenth earn over | $166,040 |
| This salary | $94,680 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in Delaware | $70,420 |
|---|---|
| Take-home in Texas | $75,437 |
| Once local prices are leveledBEA price parity | +$6,681 |
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $87,547 |
|---|---|
| You could take a cut of | −$9,228 |
| Prices in Texas | 97 vs 99 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- Treat $94,680 as a midpoint for Delaware, not a promise. The tenth percentile is $64,830 and the ninetieth is $166,040 — a wide band, and where you land in it depends on far more than the state.
- One filer, no dependants, no pension contributions — that is the household behind Delaware's $70,420, worked from $94,680. That is on purpose. It lets states be compared with each other, not with each other's family circumstances. Local city taxes are left out. Locally this work ranks 96 of 445.
- Two cautions on $70,949, the adjusted value of that $94,680 median. It levels out prices with a single number for all of Delaware. No actual address matches that. The wage figures and price figures are also from different years. Each is published on its own timetable. This work sits at 96 of 445 locally.
- The Delaware median of $94,680 describes the midpoint of a distribution spanning $64,830 to $166,040. Because that spread is typically larger than the interstate spread, a state median is a weak predictor for any individual worker in this occupation.
- The Delaware take-home of $70,420, on $94,680 for work ranking 96 of 445 locally, models the simplest household deliberately: holding it constant is what makes the interstate comparison meaningful. It also means the absolute figure overstates liability for most real filers, and municipal income taxes are outside the model entirely. The occupation ranks 96 of 445 in the state.
- This $70,949 adjusted figure, worked from $94,680, rests on a state-level price parity averaging over within-state dispersion larger than much of the between-state dispersion. Wage and price vintages differ by publication schedule. The result is directionally sound and not address-specific, for work at 96 of 445 in the state. The occupation ranks 96 of 445 locally.
Questions people ask
Is this the average pay for the job?
No — it is the middle. Half of these workers earn more and half earn less. The average is $105,140, pulled upward by the top of the range, which is why the middle is the fairer number to plan against.
Why is the pay range for this job so wide?
One title, many jobs. The lowest tenth take $64,830, the highest tenth $166,040, and what separates them is experience, employer and what exactly the role does.
What does this pay actually buy where I live?
More than the figure suggests. Prices in Delaware sit below the national level, so take-home here stretches like $70,949 would elsewhere. The wage is the same; the ground it covers is larger.
Where does the difference between the wage and my paycheck go?
Into four separate taxes, not one. Federal income tax, Social Security and Medicare apply everywhere, and Delaware adds its own income tax on top — which is why $70,420 of this wage survives to your account.
Can I compare this job across every state?
All 51 jurisdictions report this work, which makes the ranking a like-for-like one.
How does the published median differ from the mean for this occupation?
The median is the midpoint of the distribution; the mean for this occupation in Delaware is $105,140. Wage distributions are right-skewed, so the mean exceeds the median wherever a minority earn substantially more. BLS publishes both because substituting one for the other misstates a typical worker's pay.
What drives the percentile dispersion in this occupation?
Dispersion between the tenth percentile ($64,830) and the ninetieth ($166,040) exceeds the family median dispersion. SOC codes aggregate roles differing in seniority, industry and specialisation, and BLS does not disaggregate below the detailed occupation level, so within-title variance is not separable from the published series.
What is this occupation's price-adjusted compensation in this state?
Delaware's regional price parity is at or below the national average, so nominal wages understate purchasing power. Take-home deflated by the state price level is $70,949 in national-average terms. The adjustment uses an all-items index and does not isolate housing.
What accounts for the gap between gross wage and take-home here?
Take-home of $70,420 reflects federal income tax, OASDI, Medicare and Delaware income tax for a single filer with no adjustments. The state layer is levied in addition to the federal one; only its rate and base differ between states.
Is this occupation's state coverage complete?
State-level estimates are published for all 51 jurisdictions for this occupation, so cross-state comparison is not confounded by suppression. ⚠️ Estimates remain survey-based and carry sampling error; small differences between adjacent states should not be over-read.