Credit Analysts in Maine
May 2025 wages · tax year 2026
You keep
$62,138
after federal, FICA and Maine tax
Tax takes
$19,612
24.0% of the whole
Worth, in national money
$63,996
Maine costs less than average
On that salary you would be around the 25th percentile for this work in Maine — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$81,750
Kept after tax
$62,138
Worth in national money
$63,996
State rank
15
of 51 states
What this pays, and what it is worth
- Pay for credit analysts is strong here. Maine's middle earner gets $81,750, putting the state 15 of 51 — about 2.11% ahead of the national figure.
- This is one of the better-paid jobs in Maine. It ranks 111 out of 484 occupations the state publishes figures for, which puts it in the top quarter locally.
- Cost of living is unremarkable here. From $81,750, tax leaves $62,138, and adjusting for local prices barely moves it — about $63,996 in comparable terms. Averages run higher here, $87,100, since top earners drag the number up.
- For credit analysts, Maine sits in the upper band nationally: a median of $81,750, ranking 15 of 51 and running about 2.11% above the national midpoint. Nominal advantage of this size is usually, though not always, large enough to survive the state's own tax and price levels.
- Within Maine, credit analysts ranks 111 of 484 occupations by median pay, placing it in the top quartile of the local distribution. This is the comparison a resident actually makes — against neighbors rather than against the same job elsewhere.
- Because Maine sits close to the national price level, the real-terms figure for credit analysts — median $81,750 — tracks the post-tax figure closely: $62,138 retained, $63,996 adjusted. ⚠️ Neither is a wage; the second describes what the first buys. Mean pay of $87,100 exceeds the median, so the upper tail is doing the work.
Compare this career across states
Choose your filing status and local taxes, compare pay, and keep a shortlist.Compare wage and personal-pay outcomes by state, with selected resident local taxes and saved career choices.
Pay band: Credit Analysts
The state median for this job
| Lowest tenth earn under | $61,430 |
|---|---|
| Half earn under | $81,750 |
| Top tenth earn over | $123,490 |
| This salary | $81,750 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in Maine | $62,138 |
|---|---|
| Take-home in Texas | $66,341 |
| Once local prices are leveledBEA price parity | +$4,274 |
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $75,776 |
|---|---|
| You could take a cut of | −$5,903 |
| Prices in Texas | 97 vs 97 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- Half the people doing this work in Maine earn less than $81,750. The published range is $61,430 up to $123,490, so an individual figure can sit a long way from the middle in either direction.
- In Maine the take-home figure of $62,138, from $81,750, assumes one filer, no dependants, and nothing paid into a pension before tax. Each of those lowers the bill, so treat it as the plain case. City and school-district income taxes are not included either, and in a few states those are real money. It ranks 111 of 484 occupations here.
- One number stands for prices across all of Maine, which is a simplification — big cities cost far more than small towns. Read $63,996, the adjusted value of that $81,750 median, as a way to compare states fairly, not as a quote for any particular place. The two datasets are also from different years. This job sits at 111 of 484 in the state.
- Reported values are medians; for credit analysts in Maine the tenth-to-ninetieth percentile band is $61,430 to $123,490. Neither the median nor the band is an offer rate, and neither accounts for hours, shift differentials or overtime.
- Take-home for Maine is computed for a single filer taking the standard deduction with no dependants and no pre-tax contributions, giving $62,138 from $81,750. Each omitted item reduces taxable income, so the figure is a lower bound on retained pay for this household shape. Municipal and school-district income taxes are excluded, which understates the burden materially in Ohio, Pennsylvania and Maryland. The occupation ranks 111 of 484 locally.
- Price deflation uses one statewide parity for Maine, so $63,996 — the adjusted value of that $81,750 median — establishes comparability between states rather than accuracy within one. The wage and parity series are dated independently, each following its own publication cycle, and neither is projected forward. This occupation sits at 111 of 484 locally.
Questions people ask
Is this the average pay for the job?
No — it is the middle. Half of these workers earn more and half earn less. The average is $87,100, pulled upward by the top of the range, which is why the middle is the fairer number to plan against.
Why is the pay range for this job so wide?
One title, many jobs. The lowest tenth take $61,430, the highest tenth $123,490, and what separates them is experience, employer and what exactly the role does.
What does this pay actually buy where I live?
A smaller wage in a cheaper place is not automatically less. Adjusted for local prices, this is worth $63,996.
Where does the difference between the wage and my paycheck go?
Three of them are federal and one is not. After income tax, Social Security, Medicare and Maine's own levy, $62,138 remains.
Can I compare this job across every state?
Yes for this one. Pay is published in all 51 jurisdictions, so a state-to-state comparison here rests on the same survey everywhere rather than on a patchwork.
How does the published median differ from the mean for this occupation?
The median is the midpoint of the distribution; the mean for this occupation in Maine is $87,100. Wage distributions are right-skewed, so the mean exceeds the median wherever a minority earn substantially more. BLS publishes both because substituting one for the other misstates a typical worker's pay.
What drives the percentile dispersion in this occupation?
Dispersion between the tenth percentile ($61,430) and the ninetieth ($123,490) exceeds the family median dispersion. SOC codes aggregate roles differing in seniority, industry and specialisation, and BLS does not disaggregate below the detailed occupation level, so within-title variance is not separable from the published series.
What is this occupation's price-adjusted compensation in this state?
Maine's regional price parity is at or below the national average, so nominal wages understate purchasing power. Take-home deflated by the state price level is $63,996 in national-average terms. The adjustment uses an all-items index and does not isolate housing.
What accounts for the gap between gross wage and take-home here?
Take-home of $62,138 reflects federal income tax, OASDI, Medicare and Maine income tax for a single filer with no adjustments. The state layer is levied in addition to the federal one; only its rate and base differ between states.
Is this occupation's state coverage complete?
State-level estimates are published for all 51 jurisdictions for this occupation, so cross-state comparison is not confounded by suppression. ⚠️ Estimates remain survey-based and carry sampling error; small differences between adjacent states should not be over-read.