Credit Counselors in New Hampshire
May 2025 wages · tax year 2026
You keep
$49,450
after federal, FICA and New Hampshire tax
Tax takes
$9,380
15.9% of the whole
Worth, in national money
$46,941
New Hampshire costs more than average
On that salary you would be around the 25th percentile for this work in New Hampshire — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$58,830
Kept after tax
$49,450
Worth in national money
$46,941
State rank
11
of 46 states
What this pays, and what it is worth
- New Hampshire is one of the better-paying states for credit counselors. The middle earner takes $58,830, which ranks 11 of 46 states with published figures. That is about 12.64% above the national middle.
- Against other work in New Hampshire, this sits in the middle: 277 of 488 occupations with published pay. Solidly ordinary for the state, which is not the same as ordinary nationally.
- Costs eat into it here. Of $58,830, tax leaves $49,450 — and because New Hampshire is dearer than average, that stretches only as far as $46,941 would nationally. Averages run higher here, $60,340, since top earners drag the number up.
- New Hampshire ranks 11 of 46 states publishing a median for credit counselors, at $58,830 — about 12.64% above the national median. A state's position on nominal pay is the figure wage tables report and the least informative of the three on this page, because it survives neither the tax adjustment nor the price adjustment intact for most occupations.
- Credit counselors ranks 277 of 488 occupations in New Hampshire by median pay, in the middle bands. Within-state and national positions are separate measurements and a job commonly sits in different quartiles on each.
- After tax, $49,450 remains from the New Hampshire median of $58,830 for this occupation. Applying the state's above-average price parity yields $46,941 in national-average terms — the quantity relevant to a relocation decision, and the one absent from essentially every published wage comparison. Mean pay of $60,340 exceeds the median, so the upper tail is doing the work.
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Pay band: Credit Counselors
The state median for this job
| Lowest tenth earn under | $41,100 |
|---|---|
| Half earn under | $58,830 |
| Top tenth earn over | $76,370 |
| This salary | $58,830 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in New Hampshire | $49,450 |
|---|---|
| Take-home in Texas | $49,450 |
| Once local prices are leveledBEA price parity | +$3,947 |
The raise and the real gain point in opposite directions here.
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $58,830 |
|---|---|
| You could take a cut of | −$4,773 |
| Prices in Texas | 97 vs 105 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- Treat $58,830 as a midpoint for New Hampshire, not a promise. The tenth percentile is $41,100 and the ninetieth is $76,370 — a wide band, and where you land in it depends on far more than the state.
- One filer, no dependants, no pension contributions — that is the household behind New Hampshire's $49,450, worked from $58,830. That is on purpose. It lets states be compared with each other, not with each other's family circumstances. Local city taxes are left out. Locally this work ranks 277 of 488.
- One number stands for prices across all of New Hampshire, which is a simplification — big cities cost far more than small towns. Read $46,941, the adjusted value of that $58,830 median, as a way to compare states fairly, not as a quote for any particular place. The two datasets are also from different years. This job sits at 277 of 488 in the state.
- The New Hampshire median of $58,830 describes the midpoint of a distribution spanning $41,100 to $76,370. Because that spread is typically larger than the interstate spread, a state median is a weak predictor for any individual worker in this occupation.
- The New Hampshire take-home of $49,450, on $58,830 for work ranking 277 of 488 locally, models the simplest household deliberately: holding it constant is what makes the interstate comparison meaningful. It also means the absolute figure overstates liability for most real filers, and municipal income taxes are outside the model entirely. The occupation ranks 277 of 488 in the state.
- Price deflation uses one statewide parity for New Hampshire, so $46,941 — the adjusted value of that $58,830 median — establishes comparability between states rather than accuracy within one. The wage and parity series are dated independently, each following its own publication cycle, and neither is projected forward. This occupation sits at 277 of 488 locally.
Questions people ask
How much does pay for this job actually vary?
The range here is narrow. From $41,100 at the bottom tenth to $76,370 at the top, pay for this work clusters rather than spreads.
Does a bigger number here mean I am better off?
Not on its own. Prices in New Hampshire run above the national level, so the same dollars buy less here. Adjusted for that, this pay is worth $46,941 — the wage did not change, only what it covers.
Is most of this wage taxed away?
Most of it arrives. $49,450 lands after tax, since there is no state income tax on wages here — though the federal floor is identical in every state.
Why is this job missing from some states?
Because the survey suppresses a figure when too few employers report it. This occupation has published pay in 46 states — the rest are withheld to protect confidentiality, which is not the same as nobody doing the work there.
What is the dispersion of this occupation's wage distribution?
The tenth-to-ninetieth percentile span ($41,100 to $76,370) sits at or below the family's median dispersion, indicating relatively standardized compensation. Percentiles are published per state, so this dispersion is specific to New Hampshire rather than a national figure.
How does the state price level affect real compensation?
New Hampshire's regional price parity sits above the national average, so nominal wages overstate purchasing power. Deflating take-home by the state price level gives $46,941 in national-average terms. ⚠️ RPPs are an all-items index; housing parities vary far more widely than the headline figure.
Why is the take-home ratio comparatively high in this state?
New Hampshire levies no personal income tax on wages, so take-home of $49,450 reflects the federal layer and FICA alone. Federal income tax and FICA are unchanged; states without a wage income tax generally recover revenue through consumption and property bases instead.
Why does this occupation lack published estimates in every state?
BLS suppresses estimates failing disclosure or reliability criteria. This occupation has published state-level estimates in 46 of the fifty-one jurisdictions. Suppression reflects sample size and confidentiality rules, and cannot be read as an absence of employment.