Credit Counselors in Wyoming
May 2025 wages · tax year 2026
You keep
$36,393
after federal, FICA and Wyoming tax
Tax takes
$6,187
14.5% of the whole
Worth, in national money
$40,059
Wyoming costs less than average
On that salary you would be around the 25th percentile for this work in Wyoming — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$42,580
Kept after tax
$36,393
Worth in national money
$40,059
State rank
44
of 46 states
What this pays, and what it is worth
- Pay for credit counselors is on the low side in Wyoming. The middle earner gets $42,580. That is 44 of 46 states, and about 18.48% under the national figure. Whether that matters depends on what things cost here.
- Against 433 occupations Wyoming publishes, credit counselors lands at 341. That is the lower quarter. That is the comparison people actually feel, more than any national table.
- Here is where Wyoming does better than its wage suggests. From a median of $42,580 you keep $36,393, and because things cost less here than the national average, that behaves like $40,059 would elsewhere. The average is higher, $44,400, because the best-paid pull it up.
- For credit counselors, Wyoming sits in the lower band at $42,580, ranking 44 of 46 and trailing the national median by about 18.48%. Nominal rankings routinely invert once tax and regional price level are applied, so this position should not be read as the conclusion.
- Within Wyoming, this work ranks 341 of 433 occupations by median pay, in the bottom quartile. The within-state position is the more salient one for anyone weighing this job against alternatives available to them locally.
- After federal, FICA and Wyoming income tax, retained pay for credit counselors on $42,580 is $36,393. Deflating by the state's price level — below the national average — gives $40,059 in national-average terms. ⚠️ That figure is purchasing power, not a wage, and nobody is paid it; it is what the take-home buys. The mean of $44,400 sits above the median, the right skew typical of wage data.
Compare this career across states
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Pay band: Credit Counselors
The state median for this job
| Lowest tenth earn under | $33,420 |
|---|---|
| Half earn under | $42,580 |
| Top tenth earn over | $66,080 |
| This salary | $42,580 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in Wyoming | $36,393 |
|---|---|
| Take-home in Texas | $36,393 |
| Once local prices are leveledBEA price parity | −$2,608 |
The raise and the real gain point in opposite directions here.
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $42,580 |
|---|---|
| Raise you would need | +$3,154 |
| Prices in Texas | 97 vs 91 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- Half the people doing this work in Wyoming earn less than $42,580. The published range is $33,420 up to $66,080, so an individual figure can sit a long way from the middle in either direction.
- One filer, no dependants, no pension contributions — that is the household behind Wyoming's $36,393, worked from $42,580. That is on purpose. It lets states be compared with each other, not with each other's family circumstances. Local city taxes are left out. Locally this work ranks 341 of 433.
- Two cautions on $40,059, the adjusted value of that $42,580 median. It levels out prices with a single number for all of Wyoming. No actual address matches that. The wage figures and price figures are also from different years. Each is published on its own timetable. This work sits at 341 of 433 locally.
- Reported values are medians; for credit counselors in Wyoming the tenth-to-ninetieth percentile band is $33,420 to $66,080. Neither the median nor the band is an offer rate, and neither accounts for hours, shift differentials or overtime.
- The Wyoming take-home of $36,393, on $42,580 for work ranking 341 of 433 locally, models the simplest household deliberately: holding it constant is what makes the interstate comparison meaningful. It also means the absolute figure overstates liability for most real filers, and municipal income taxes are outside the model entirely. The occupation ranks 341 of 433 in the state.
- This $40,059 adjusted figure, worked from $42,580, rests on a state-level price parity averaging over within-state dispersion larger than much of the between-state dispersion. Wage and price vintages differ by publication schedule. The result is directionally sound and not address-specific, for work at 341 of 433 in the state. The occupation ranks 341 of 433 locally.
Questions people ask
Is this the average pay for the job?
Half earn more than this and half earn less. The average sits at $44,400 because a long tail of high pay lifts it, so the two answer different questions.
Why is the pay range for this job so wide?
Because one job title covers very different work. The bottom tenth here earn $33,420 and the top tenth $66,080 — experience, employer and specialism separate them, and a single figure hides all three.
What does this pay actually buy where I live?
More than the figure suggests. Prices in Wyoming sit below the national level, so take-home here stretches like $40,059 would elsewhere. The wage is the same; the ground it covers is larger.
Is most of this wage taxed away?
No. $36,393 survives, because Wyoming levies no wage income tax. The federal share does not change with the state you work in.
Why is this job missing from some states?
Because the survey suppresses a figure when too few employers report it. This occupation has published pay in 46 states — the rest are withheld to protect confidentiality, which is not the same as nobody doing the work there.
How does the published median differ from the mean for this occupation?
The median is the midpoint of the distribution; the mean for this occupation in Wyoming is $44,400. Wage distributions are right-skewed, so the mean exceeds the median wherever a minority earn substantially more. BLS publishes both because substituting one for the other misstates a typical worker's pay.
What drives the percentile dispersion in this occupation?
Dispersion between the tenth percentile ($33,420) and the ninetieth ($66,080) exceeds the family median dispersion. SOC codes aggregate roles differing in seniority, industry and specialisation, and BLS does not disaggregate below the detailed occupation level, so within-title variance is not separable from the published series.
What is this occupation's price-adjusted compensation in this state?
Wyoming's regional price parity is at or below the national average, so nominal wages understate purchasing power. Take-home deflated by the state price level is $40,059 in national-average terms. The adjustment uses an all-items index and does not isolate housing.
Why is the take-home ratio comparatively high in this state?
Wyoming levies no personal income tax on wages, so take-home of $36,393 reflects the federal layer and FICA alone. Federal income tax and FICA are unchanged; states without a wage income tax generally recover revenue through consumption and property bases instead.
Why does this occupation lack published estimates in every state?
BLS suppresses estimates failing disclosure or reliability criteria. This occupation has published state-level estimates in 46 of the fifty-one jurisdictions. Suppression reflects sample size and confidentiality rules, and cannot be read as an absence of employment.