Financial and Investment Analysts in New Jersey
May 2025 wages · tax year 2026
You keep
$80,509
after federal, FICA and New Jersey tax
Tax takes
$28,101
25.9% of the whole
Worth, in national money
$73,940
New Jersey costs more than average
On that salary you would be around the 25th percentile for this work in New Jersey — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$108,610
Kept after tax
$80,509
Worth in national money
$73,940
State rank
7
of 51 states
What this pays, and what it is worth
- Pay for this job is strong here. New Jersey's middle earner gets $108,610, putting the state 7 of 51 — about 5.71% ahead of the national figure.
- Within New Jersey this is well-paid work. Of 490 occupations with published figures in the state, this job ranks 78 — in the top quarter of everything people do there.
- The wage here flatters the reality. From $108,610 the take-home is $80,509. But New Jersey costs more than the national average, so that money behaves more like $73,940 would elsewhere. Worth knowing before comparing offers across states. The average is higher, $123,940, because the best-paid pull it up.
- For financial and investment analysts, New Jersey sits in the upper band nationally: a median of $108,610, ranking 7 of 51 and running about 5.71% above the national midpoint. Nominal advantage of this size is usually, though not always, large enough to survive the state's own tax and price levels.
- Ranked against every occupation New Jersey publishes a median for, financial and investment analysts sits 78 of 490 — the upper quartile of the state's wage distribution. National standing and within-state standing are separate questions, and a job can occupy very different positions on each.
- Retained pay after federal, FICA and New Jersey income tax is $80,509 for financial and investment analysts, from $108,610. The state's price level exceeds the national average, so the price-adjusted equivalent is $73,940. ⚠️ This is purchasing power and not a wage; cross-state offer comparisons that stop at the nominal figure systematically overvalue high-cost states. The mean of $123,940 sits above the median, the right skew typical of wage data.
Compare this career across states
Choose your filing status and local taxes, compare pay, and keep a shortlist.Compare wage and personal-pay outcomes by state, with selected resident local taxes and saved career choices.
Pay band: Financial and Investment Analysts
The state median for this job
| Lowest tenth earn under | $71,650 |
|---|---|
| Half earn under | $108,610 |
| Top tenth earn over | $179,770 |
| This salary | $108,610 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in New Jersey | $80,509 |
|---|---|
| Take-home in Texas | $85,237 |
| Once local prices are leveledBEA price parity | +$13,775 |
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $101,889 |
|---|---|
| You could take a cut of | −$19,027 |
| Prices in Texas | 97 vs 109 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- A median is the middle, not an offer. Half of financial and investment analysts in New Jersey earn under $108,610 and half over. The published range runs $71,650 at the tenth percentile to $179,770 at the ninetieth. Experience and employer move an individual a long way inside that.
- That $80,509 take-home in New Jersey comes from $108,610. It is the no-frills case: single filer, standard deduction, nothing set aside before tax. Real circumstances almost always reduce the tax. City and school-district taxes are not counted at all. Locally the work ranks 78 of 490.
- One number stands for prices across all of New Jersey, which is a simplification — big cities cost far more than small towns. Read $73,940, the adjusted value of that $108,610 median, as a way to compare states fairly, not as a quote for any particular place. The two datasets are also from different years. This job sits at 78 of 490 in the state.
- Figures are distribution medians for financial and investment analysts in New Jersey, not entry or offer rates. The published band runs $71,650 to $179,770; within-state dispersion of that width routinely exceeds the dispersion between states, so tenure, employer and metropolitan area predict an individual's pay better than geography does.
- Retained pay of $80,509, from $108,610, assumes a single New Jersey filer with the standard deduction and no elective deferrals. Pre-tax retirement or HSA contributions, dependants and itemized deductions all reduce it further; local income taxes, excluded here, would increase it in the states that levy them. This occupation ranks 78 of 490 locally, and the state ranks 7 of 51 for it.
- Price deflation uses one statewide parity for New Jersey, so $73,940 — the adjusted value of that $108,610 median — establishes comparability between states rather than accuracy within one. The wage and parity series are dated independently, each following its own publication cycle, and neither is projected forward. This occupation sits at 78 of 490 locally.
Questions people ask
Is this the average pay for the job?
Half earn more than this and half earn less. The average sits at $123,940 because a long tail of high pay lifts it, so the two answer different questions.
Why is the pay range for this job so wide?
The label is broader than the work. From $71,650 at the bottom tenth to $179,770 at the top, the same title covers roles that share little beyond a name.
Does a bigger number here mean I am better off?
A larger wage in a dearer place is not automatically more. Adjusted for local prices, this pay behaves like $73,940 of national purchasing power.
Where does the difference between the wage and my paycheck go?
Three of them are federal and one is not. After income tax, Social Security, Medicare and New Jersey's own levy, $80,509 remains.
Can I compare this job across every state?
This occupation is published everywhere — all 51 of them — so comparing states measures real differences rather than gaps in the data.
How does the published median differ from the mean for this occupation?
The median is the midpoint of the distribution; the mean for this occupation in New Jersey is $123,940. Wage distributions are right-skewed, so the mean exceeds the median wherever a minority earn substantially more. BLS publishes both because substituting one for the other misstates a typical worker's pay.
What drives the percentile dispersion in this occupation?
Dispersion between the tenth percentile ($71,650) and the ninetieth ($179,770) exceeds the family median dispersion. SOC codes aggregate roles differing in seniority, industry and specialisation, and BLS does not disaggregate below the detailed occupation level, so within-title variance is not separable from the published series.
How does the state price level affect real compensation?
New Jersey's regional price parity sits above the national average, so nominal wages overstate purchasing power. Deflating take-home by the state price level gives $73,940 in national-average terms. ⚠️ RPPs are an all-items index; housing parities vary far more widely than the headline figure.
What accounts for the gap between gross wage and take-home here?
Take-home of $80,509 reflects federal income tax, OASDI, Medicare and New Jersey income tax for a single filer with no adjustments. The state layer is levied in addition to the federal one; only its rate and base differ between states.
Is this occupation's state coverage complete?
State-level estimates are published for all 51 jurisdictions for this occupation, so cross-state comparison is not confounded by suppression. ⚠️ Estimates remain survey-based and carry sampling error; small differences between adjacent states should not be over-read.