Financial Examiners in Hawaii
May 2025 wages · tax year 2026
You keep
$49,252
after federal, FICA and Hawaii tax
Tax takes
$13,468
21.5% of the whole
Worth, in national money
$45,348
Hawaii costs more than average
On that salary you would be around the 25th percentile for this work in Hawaii — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$62,720
Kept after tax
$49,252
Worth in national money
$45,348
State rank
47
of 49 states
What this pays, and what it is worth
- Hawaii is among the lower-paying states for financial examiners. The middle earner takes $62,720, ranking 47 of 49 states — about 33.39% below the national middle. Costs here are often lower too, which the figures further down account for.
- Middle of the local pack. Of 437 occupations Hawaii reports figures for, this is number 222.
- Costs eat into it here. Of $62,720, tax leaves $49,252 — and because Hawaii is dearer than average, that stretches only as far as $45,348 would nationally. Averages run higher here, $68,760, since top earners drag the number up.
- Hawaii ranks 47 of 49 for financial examiners, with a median of $62,720 — about 33.39% below the national figure. A nominal shortfall is not by itself a real one: lower-paying states frequently carry lower tax and lower price levels, and the adjusted figures below are where that is settled rather than assumed.
- In Hawaii's occupational distribution, financial examiners sits at 222 of 437 — neither quartile. This local position is what a resident compares against, and it is determined by the state's own labor market rather than by national patterns for this occupation.
- After tax, $49,252 remains from the Hawaii median of $62,720 for this occupation. Applying the state's above-average price parity yields $45,348 in national-average terms — the quantity relevant to a relocation decision, and the one absent from essentially every published wage comparison. Mean pay of $68,760 exceeds the median, so the upper tail is doing the work.
Compare this career across states
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Pay band: Financial Examiners
The state median for this job
| Lowest tenth earn under | $49,440 |
|---|---|
| Half earn under | $62,720 |
| Top tenth earn over | $96,550 |
| This salary | $62,720 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in Hawaii | $49,252 |
|---|---|
| Take-home in Texas | $52,576 |
| Once local prices are leveledBEA price parity | +$8,756 |
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $58,584 |
|---|---|
| You could take a cut of | −$10,589 |
| Prices in Texas | 97 vs 109 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- A median is the middle, not an offer. Half of financial examiners in Hawaii earn under $62,720 and half over. The published range runs $49,440 at the tenth percentile to $96,550 at the ninetieth. Experience and employer move an individual a long way inside that.
- That $49,252 take-home in Hawaii comes from $62,720. It is the no-frills case: single filer, standard deduction, nothing set aside before tax. Real circumstances almost always reduce the tax. City and school-district taxes are not counted at all. Locally the work ranks 222 of 437.
- One number stands for prices across all of Hawaii, which is a simplification — big cities cost far more than small towns. Read $45,348, the adjusted value of that $62,720 median, as a way to compare states fairly, not as a quote for any particular place. The two datasets are also from different years. This job sits at 222 of 437 in the state.
- Figures are distribution medians for financial examiners in Hawaii, not entry or offer rates. The published band runs $49,440 to $96,550; within-state dispersion of that width routinely exceeds the dispersion between states, so tenure, employer and metropolitan area predict an individual's pay better than geography does.
- Retained pay of $49,252, from $62,720, assumes a single Hawaii filer with the standard deduction and no elective deferrals. Pre-tax retirement or HSA contributions, dependants and itemized deductions all reduce it further; local income taxes, excluded here, would increase it in the states that levy them. This occupation ranks 222 of 437 locally, and the state ranks 47 of 49 for it.
- Price deflation uses one statewide parity for Hawaii, so $45,348 — the adjusted value of that $62,720 median — establishes comparability between states rather than accuracy within one. The wage and parity series are dated independently, each following its own publication cycle, and neither is projected forward. This occupation sits at 222 of 437 locally.
Questions people ask
Is this the average pay for the job?
It is the midpoint, not the average. The average here is $68,760, dragged up by high earners; the middle figure describes a typical worker better.
Why is the pay range for this job so wide?
The label is broader than the work. From $49,440 at the bottom tenth to $96,550 at the top, the same title covers roles that share little beyond a name.
Does a bigger number here mean I am better off?
The number and the value are different things. Hawaii costs more than the national average, so this take-home stretches like $45,348 rather than its face figure.
Where does the difference between the wage and my paycheck go?
Four deductions, stacked. The federal layer and the two payroll taxes apply wherever you work; Hawaii then takes its own share, leaving $49,252.
Why is this job missing from some states?
The survey withholds small samples rather than publish an unreliable number. Pay appears for 49 states here, and a missing state means too few reports, not no jobs.
How does the published median differ from the mean for this occupation?
The median is the midpoint of the distribution; the mean for this occupation in Hawaii is $68,760. Wage distributions are right-skewed, so the mean exceeds the median wherever a minority earn substantially more. BLS publishes both because substituting one for the other misstates a typical worker's pay.
What drives the percentile dispersion in this occupation?
Dispersion between the tenth percentile ($49,440) and the ninetieth ($96,550) exceeds the family median dispersion. SOC codes aggregate roles differing in seniority, industry and specialisation, and BLS does not disaggregate below the detailed occupation level, so within-title variance is not separable from the published series.
How does the state price level affect real compensation?
Hawaii's regional price parity sits above the national average, so nominal wages overstate purchasing power. Deflating take-home by the state price level gives $45,348 in national-average terms. ⚠️ RPPs are an all-items index; housing parities vary far more widely than the headline figure.
What accounts for the gap between gross wage and take-home here?
Take-home of $49,252 reflects federal income tax, OASDI, Medicare and Hawaii income tax for a single filer with no adjustments. The state layer is levied in addition to the federal one; only its rate and base differ between states.
Why does this occupation lack published estimates in every state?
BLS suppresses estimates failing disclosure or reliability criteria. This occupation has published state-level estimates in 49 of the fifty-one jurisdictions. Suppression reflects sample size and confidentiality rules, and cannot be read as an absence of employment.