Financial Examiners in Rhode Island
May 2025 wages · tax year 2026
You keep
$71,932
after federal, FICA and Rhode Island tax
Tax takes
$22,198
23.6% of the whole
Worth, in national money
$70,930
Rhode Island costs more than average
On that salary you would be around the 25th percentile for this work in Rhode Island — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$94,130
Kept after tax
$71,932
Worth in national money
$70,930
State rank
14
of 49 states
What this pays, and what it is worth
- Pay for financial examiners is strong here. Rhode Island's middle earner gets $94,130, putting the state 14 of 49 — about 0.03% ahead of the national figure.
- Locally, this pays well. Among 452 occupations Rhode Island reports, financial examiners comes in at 104 — comfortably in the upper quarter.
- No great distortion either way. Rhode Island costs about what the country costs, so from $94,130, take-home of $71,932 is worth roughly $70,930 in national money. The average comes to $100,920, above the middle, thanks to the top of the range.
- For financial examiners, Rhode Island sits in the upper band nationally: a median of $94,130, ranking 14 of 49 and running about 0.03% above the national midpoint. Nominal advantage of this size is usually, though not always, large enough to survive the state's own tax and price levels.
- Financial examiners ranks 104 of 452 occupations by median in Rhode Island, in the top quartile. Within-state position is largely independent of national position, so this holds regardless of how the state compares to others for the same work.
- Price parity in Rhode Island is near the national base, so for financial examiners, whose median is $94,130, the adjusted figure of $70,930 differs little from $71,932 retained after tax. The state's position for this occupation is therefore set by wage and tax rather than by living costs. At $100,920 the mean overshoots the median — the usual right-skewed shape.
Compare this career across states
Choose your filing status and local taxes, compare pay, and keep a shortlist.Compare wage and personal-pay outcomes by state, with selected resident local taxes and saved career choices.
Pay band: Financial Examiners
The state median for this job
| Lowest tenth earn under | $60,930 |
|---|---|
| Half earn under | $94,130 |
| Top tenth earn over | $160,350 |
| This salary | $94,130 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in Rhode Island | $71,932 |
|---|---|
| Take-home in Texas | $75,050 |
| Once local prices are leveledBEA price parity | +$6,302 |
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $89,697 |
|---|---|
| You could take a cut of | −$8,705 |
| Prices in Texas | 97 vs 101 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- A median is the middle, not an offer. Half of financial examiners in Rhode Island earn under $94,130 and half over. The published range runs $60,930 at the tenth percentile to $160,350 at the ninetieth. Experience and employer move an individual a long way inside that.
- One filer, no dependants, no pension contributions — that is the household behind Rhode Island's $71,932, worked from $94,130. That is on purpose. It lets states be compared with each other, not with each other's family circumstances. Local city taxes are left out. Locally this work ranks 104 of 452.
- Two cautions on $70,930, the adjusted value of that $94,130 median. It levels out prices with a single number for all of Rhode Island. No actual address matches that. The wage figures and price figures are also from different years. Each is published on its own timetable. This work sits at 104 of 452 locally.
- Figures are distribution medians for financial examiners in Rhode Island, not entry or offer rates. The published band runs $60,930 to $160,350; within-state dispersion of that width routinely exceeds the dispersion between states, so tenure, employer and metropolitan area predict an individual's pay better than geography does.
- The Rhode Island take-home of $71,932, on $94,130 for work ranking 104 of 452 locally, models the simplest household deliberately: holding it constant is what makes the interstate comparison meaningful. It also means the absolute figure overstates liability for most real filers, and municipal income taxes are outside the model entirely. The occupation ranks 104 of 452 in the state.
- This $70,930 adjusted figure, worked from $94,130, rests on a state-level price parity averaging over within-state dispersion larger than much of the between-state dispersion. Wage and price vintages differ by publication schedule. The result is directionally sound and not address-specific, for work at 104 of 452 in the state. The occupation ranks 104 of 452 locally.
Questions people ask
Is this the average pay for the job?
It is the midpoint, not the average. The average here is $100,920, dragged up by high earners; the middle figure describes a typical worker better.
Why is the pay range for this job so wide?
The label is broader than the work. From $60,930 at the bottom tenth to $160,350 at the top, the same title covers roles that share little beyond a name.
Does a bigger number here mean I am better off?
The number and the value are different things. Rhode Island costs more than the national average, so this take-home stretches like $70,930 rather than its face figure.
Where does the difference between the wage and my paycheck go?
Three of them are federal and one is not. After income tax, Social Security, Medicare and Rhode Island's own levy, $71,932 remains.
Why is this job missing from some states?
A blank is a suppression, not a zero. 49 states have a published figure for this work; the others had too few responses to release one.
How does the published median differ from the mean for this occupation?
The median is the midpoint of the distribution; the mean for this occupation in Rhode Island is $100,920. Wage distributions are right-skewed, so the mean exceeds the median wherever a minority earn substantially more. BLS publishes both because substituting one for the other misstates a typical worker's pay.
What drives the percentile dispersion in this occupation?
Dispersion between the tenth percentile ($60,930) and the ninetieth ($160,350) exceeds the family median dispersion. SOC codes aggregate roles differing in seniority, industry and specialisation, and BLS does not disaggregate below the detailed occupation level, so within-title variance is not separable from the published series.
How does the state price level affect real compensation?
Rhode Island's regional price parity sits above the national average, so nominal wages overstate purchasing power. Deflating take-home by the state price level gives $70,930 in national-average terms. ⚠️ RPPs are an all-items index; housing parities vary far more widely than the headline figure.
What accounts for the gap between gross wage and take-home here?
Take-home of $71,932 reflects federal income tax, OASDI, Medicare and Rhode Island income tax for a single filer with no adjustments. The state layer is levied in addition to the federal one; only its rate and base differ between states.
Why does this occupation lack published estimates in every state?
BLS suppresses estimates failing disclosure or reliability criteria. This occupation has published state-level estimates in 49 of the fifty-one jurisdictions. Suppression reflects sample size and confidentiality rules, and cannot be read as an absence of employment.