Financial Examiners in Texas
May 2025 wages · tax year 2026
You keep
$63,801
after federal, FICA and Texas tax
Tax takes
$14,339
18.3% of the whole
Worth, in national money
$65,656
Texas costs less than average
On that salary you would be around the 25th percentile for this work in Texas — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$78,140
Kept after tax
$63,801
Worth in national money
$65,656
State rank
38
of 49 states
What this pays, and what it is worth
- Pay for financial examiners is on the low side in Texas. The middle earner gets $78,140. That is 38 of 49 states, and about 17.01% under the national figure. Whether that matters depends on what things cost here.
- Middle of the local pack. Of 493 occupations Texas reports figures for, this is number 127.
- Cost of living is unremarkable here. From $78,140, tax leaves $63,801, and adjusting for local prices barely moves it — about $65,656 in comparable terms. Averages run higher here, $88,810, since top earners drag the number up.
- For financial examiners, Texas sits in the lower band at $78,140, ranking 38 of 49 and trailing the national median by about 17.01%. Nominal rankings routinely invert once tax and regional price level are applied, so this position should not be read as the conclusion.
- In Texas's occupational distribution, financial examiners sits at 127 of 493 — neither quartile. This local position is what a resident compares against, and it is determined by the state's own labor market rather than by national patterns for this occupation.
- Because Texas sits close to the national price level, the real-terms figure for financial examiners — median $78,140 — tracks the post-tax figure closely: $63,801 retained, $65,656 adjusted. ⚠️ Neither is a wage; the second describes what the first buys. Mean pay of $88,810 exceeds the median, so the upper tail is doing the work.
Compare this career across states
Choose your filing status and local taxes, compare pay, and keep a shortlist.Compare wage and personal-pay outcomes by state, with selected resident local taxes and saved career choices.
Pay band: Financial Examiners
The state median for this job
| Lowest tenth earn under | $51,400 |
|---|---|
| Half earn under | $78,140 |
| Top tenth earn over | $137,260 |
| This salary | $78,140 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in Texas | $63,801 |
|---|---|
| Take-home in Florida | $63,801 |
| Once local prices are leveledBEA price parity | −$3,984 |
The raise and the real gain point in opposite directions here.
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $78,140 |
|---|---|
| Raise you would need | +$5,858 |
| Prices in Florida | 103 vs 97 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- A median is the middle, not an offer. Half of financial examiners in Texas earn under $78,140 and half over. The published range runs $51,400 at the tenth percentile to $137,260 at the ninetieth. Experience and employer move an individual a long way inside that.
- In Texas the take-home figure of $63,801, from $78,140, assumes one filer, no dependants, and nothing paid into a pension before tax. Each of those lowers the bill, so treat it as the plain case. City and school-district income taxes are not included either, and in a few states those are real money. It ranks 127 of 493 occupations here.
- Two cautions on $65,656, the adjusted value of that $78,140 median. It levels out prices with a single number for all of Texas. No actual address matches that. The wage figures and price figures are also from different years. Each is published on its own timetable. This work sits at 127 of 493 locally.
- Figures are distribution medians for financial examiners in Texas, not entry or offer rates. The published band runs $51,400 to $137,260; within-state dispersion of that width routinely exceeds the dispersion between states, so tenure, employer and metropolitan area predict an individual's pay better than geography does.
- Take-home for Texas is computed for a single filer taking the standard deduction with no dependants and no pre-tax contributions, giving $63,801 from $78,140. Each omitted item reduces taxable income, so the figure is a lower bound on retained pay for this household shape. Municipal and school-district income taxes are excluded, which understates the burden materially in Ohio, Pennsylvania and Maryland. The occupation ranks 127 of 493 locally.
- This $65,656 adjusted figure, worked from $78,140, rests on a state-level price parity averaging over within-state dispersion larger than much of the between-state dispersion. Wage and price vintages differ by publication schedule. The result is directionally sound and not address-specific, for work at 127 of 493 in the state. The occupation ranks 127 of 493 locally.
Questions people ask
Is this the average pay for the job?
Half earn more than this and half earn less. The average sits at $88,810 because a long tail of high pay lifts it, so the two answer different questions.
Why is the pay range for this job so wide?
The label is broader than the work. From $51,400 at the bottom tenth to $137,260 at the top, the same title covers roles that share little beyond a name.
What does this pay actually buy where I live?
More than the figure suggests. Prices in Texas sit below the national level, so take-home here stretches like $65,656 would elsewhere. The wage is the same; the ground it covers is larger.
Is most of this wage taxed away?
No. $63,801 survives, because Texas levies no wage income tax. The federal share does not change with the state you work in.
Why is this job missing from some states?
The survey withholds small samples rather than publish an unreliable number. Pay appears for 49 states here, and a missing state means too few reports, not no jobs.
How does the published median differ from the mean for this occupation?
The median is the midpoint of the distribution; the mean for this occupation in Texas is $88,810. Wage distributions are right-skewed, so the mean exceeds the median wherever a minority earn substantially more. BLS publishes both because substituting one for the other misstates a typical worker's pay.
What drives the percentile dispersion in this occupation?
Dispersion between the tenth percentile ($51,400) and the ninetieth ($137,260) exceeds the family median dispersion. SOC codes aggregate roles differing in seniority, industry and specialisation, and BLS does not disaggregate below the detailed occupation level, so within-title variance is not separable from the published series.
What is this occupation's price-adjusted compensation in this state?
Texas's regional price parity is at or below the national average, so nominal wages understate purchasing power. Take-home deflated by the state price level is $65,656 in national-average terms. The adjustment uses an all-items index and does not isolate housing.
Why is the take-home ratio comparatively high in this state?
Texas levies no personal income tax on wages, so take-home of $63,801 reflects the federal layer and FICA alone. Federal income tax and FICA are unchanged; states without a wage income tax generally recover revenue through consumption and property bases instead.
Why does this occupation lack published estimates in every state?
BLS suppresses estimates failing disclosure or reliability criteria. This occupation has published state-level estimates in 49 of the fifty-one jurisdictions. Suppression reflects sample size and confidentiality rules, and cannot be read as an absence of employment.