Financial Specialists, All Other in Hawaii
May 2025 wages · tax year 2026
You keep
$58,710
after federal, FICA and Hawaii tax
Tax takes
$18,480
23.9% of the whole
Worth, in national money
$54,056
Hawaii costs more than average
On that salary you would be around the 25th percentile for this work in Hawaii — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$77,190
Kept after tax
$58,710
Worth in national money
$54,056
State rank
30
of 50 states
What this pays, and what it is worth
- Middling, nationally. Hawaii pays financial specialists, all other around $77,190 at the midpoint, 30 of 50 states. The interesting numbers on this page are the two below it.
- Against other work in Hawaii, this sits in the middle: 155 of 437 occupations with published pay. Solidly ordinary for the state, which is not the same as ordinary nationally.
- Costs eat into it here. Of $77,190, tax leaves $58,710 — and because Hawaii is dearer than average, that stretches only as far as $54,056 would nationally. Averages run higher here, $85,490, since top earners drag the number up.
- For financial specialists, all other the Hawaii median is $77,190, ranking 30 of 50 states reporting. Mid-band nominal positions are the ones most frequently reordered by the adjustments, because no large wage premium exists to absorb a state's tax or price level.
- Financial specialists, all other ranks 155 of 437 occupations in Hawaii by median pay, in the middle bands. Within-state and national positions are separate measurements and a job commonly sits in different quartiles on each.
- After tax, $58,710 remains from the Hawaii median of $77,190 for this occupation. Applying the state's above-average price parity yields $54,056 in national-average terms — the quantity relevant to a relocation decision, and the one absent from essentially every published wage comparison. Mean pay of $85,490 exceeds the median, so the upper tail is doing the work.
Compare this career across states
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Pay band: Financial Specialists, All Other
The state median for this job
| Lowest tenth earn under | $50,030 |
|---|---|
| Half earn under | $77,190 |
| Top tenth earn over | $127,420 |
| This salary | $77,190 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in Hawaii | $58,710 |
|---|---|
| Take-home in Texas | $63,133 |
| Once local prices are leveledBEA price parity | +$10,912 |
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $70,903 |
|---|---|
| You could take a cut of | −$14,528 |
| Prices in Texas | 97 vs 109 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- Half the people doing this work in Hawaii earn less than $77,190. The published range is $50,030 up to $127,420, so an individual figure can sit a long way from the middle in either direction.
- That $58,710 take-home in Hawaii comes from $77,190. It is the no-frills case: single filer, standard deduction, nothing set aside before tax. Real circumstances almost always reduce the tax. City and school-district taxes are not counted at all. Locally the work ranks 155 of 437.
- One number stands for prices across all of Hawaii, which is a simplification — big cities cost far more than small towns. Read $54,056, the adjusted value of that $77,190 median, as a way to compare states fairly, not as a quote for any particular place. The two datasets are also from different years. This job sits at 155 of 437 in the state.
- Reported values are medians; for financial specialists, all other in Hawaii the tenth-to-ninetieth percentile band is $50,030 to $127,420. Neither the median nor the band is an offer rate, and neither accounts for hours, shift differentials or overtime.
- Retained pay of $58,710, from $77,190, assumes a single Hawaii filer with the standard deduction and no elective deferrals. Pre-tax retirement or HSA contributions, dependants and itemized deductions all reduce it further; local income taxes, excluded here, would increase it in the states that levy them. This occupation ranks 155 of 437 locally, and the state ranks 30 of 50 for it.
- Price deflation uses one statewide parity for Hawaii, so $54,056 — the adjusted value of that $77,190 median — establishes comparability between states rather than accuracy within one. The wage and parity series are dated independently, each following its own publication cycle, and neither is projected forward. This occupation sits at 155 of 437 locally.
Questions people ask
Is this the average pay for the job?
Half earn more than this and half earn less. The average sits at $85,490 because a long tail of high pay lifts it, so the two answer different questions.
Why is the pay range for this job so wide?
One title, many jobs. The lowest tenth take $50,030, the highest tenth $127,420, and what separates them is experience, employer and what exactly the role does.
Does a bigger number here mean I am better off?
The number and the value are different things. Hawaii costs more than the national average, so this take-home stretches like $54,056 rather than its face figure.
Where does the difference between the wage and my paycheck go?
Four deductions, stacked. The federal layer and the two payroll taxes apply wherever you work; Hawaii then takes its own share, leaving $58,710.
Why is this job missing from some states?
Because the survey suppresses a figure when too few employers report it. This occupation has published pay in 50 states — the rest are withheld to protect confidentiality, which is not the same as nobody doing the work there.
How does the published median differ from the mean for this occupation?
The median is the midpoint of the distribution; the mean for this occupation in Hawaii is $85,490. Wage distributions are right-skewed, so the mean exceeds the median wherever a minority earn substantially more. BLS publishes both because substituting one for the other misstates a typical worker's pay.
What drives the percentile dispersion in this occupation?
Dispersion between the tenth percentile ($50,030) and the ninetieth ($127,420) exceeds the family median dispersion. SOC codes aggregate roles differing in seniority, industry and specialisation, and BLS does not disaggregate below the detailed occupation level, so within-title variance is not separable from the published series.
How does the state price level affect real compensation?
Hawaii's regional price parity sits above the national average, so nominal wages overstate purchasing power. Deflating take-home by the state price level gives $54,056 in national-average terms. ⚠️ RPPs are an all-items index; housing parities vary far more widely than the headline figure.
What accounts for the gap between gross wage and take-home here?
Take-home of $58,710 reflects federal income tax, OASDI, Medicare and Hawaii income tax for a single filer with no adjustments. The state layer is levied in addition to the federal one; only its rate and base differ between states.
Why does this occupation lack published estimates in every state?
BLS suppresses estimates failing disclosure or reliability criteria. This occupation has published state-level estimates in 50 of the fifty-one jurisdictions. Suppression reflects sample size and confidentiality rules, and cannot be read as an absence of employment.