Financial Specialists, All Other in North Dakota
May 2025 wages · tax year 2026
You keep
$63,619
after federal, FICA and North Dakota tax
Tax takes
$14,641
18.7% of the whole
Worth, in national money
$71,827
North Dakota costs less than average
On that salary you would be around the 25th percentile for this work in North Dakota — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$78,260
Kept after tax
$63,619
Worth in national money
$71,827
State rank
28
of 50 states
What this pays, and what it is worth
- Neither high nor low. North Dakota is 28 of 50 states for financial specialists, all other, with a middle wage of $78,260. What that is worth is the question the rest of this page answers.
- This is one of the better-paid jobs in North Dakota. It ranks 113 out of 460 occupations the state publishes figures for, which puts it in the top quarter locally.
- North Dakota is cheaper than average, and that shows up here. From $78,260 the take-home is $63,619; adjusted for what things actually cost, it goes as far as $71,827 would nationally. The average comes to $81,860, above the middle, thanks to the top of the range.
- North Dakota ranks 28 of 50 for financial specialists, all other at $78,260. The nominal figure is unremarkable; the adjusted figures are where the state's actual position for this occupation is determined.
- Within North Dakota, financial specialists, all other ranks 113 of 460 occupations by median pay, placing it in the top quartile of the local distribution. This is the comparison a resident actually makes — against neighbors rather than against the same job elsewhere.
- Post-tax income for financial specialists, all other in North Dakota, on $78,260, is $63,619 — equivalent to $71,827 once regional price parity is applied. ⚠️ The adjustment uses a statewide index that describes no particular address; within-state price variation, concentrated in housing, routinely exceeds the difference between two states. At $81,860 the mean overshoots the median — the usual right-skewed shape.
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Pay band: Financial Specialists, All Other
The state median for this job
| Lowest tenth earn under | $49,070 |
|---|---|
| Half earn under | $78,260 |
| Top tenth earn over | $115,210 |
| This salary | $78,260 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in North Dakota | $63,619 |
|---|---|
| Take-home in Texas | $63,886 |
| Once local prices are leveledBEA price parity | −$6,084 |
The raise and the real gain point in opposite directions here.
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $77,881 |
|---|---|
| Raise you would need | +$8,404 |
| Prices in Texas | 97 vs 89 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- Half the people doing this work in North Dakota earn less than $78,260. The published range is $49,070 up to $115,210, so an individual figure can sit a long way from the middle in either direction.
- That $63,619 take-home in North Dakota comes from $78,260. It is the no-frills case: single filer, standard deduction, nothing set aside before tax. Real circumstances almost always reduce the tax. City and school-district taxes are not counted at all. Locally the work ranks 113 of 460.
- The wage data and the price data come from different years. That is how each is published. The price adjustment behind $71,827 uses one figure for the whole of North Dakota. A city and a rural county there can differ by more than two states do. Out of 460 occupations the state publishes, this one sits at 113.
- Reported values are medians; for financial specialists, all other in North Dakota the tenth-to-ninetieth percentile band is $49,070 to $115,210. Neither the median nor the band is an offer rate, and neither accounts for hours, shift differentials or overtime.
- Retained pay of $63,619, from $78,260, assumes a single North Dakota filer with the standard deduction and no elective deferrals. Pre-tax retirement or HSA contributions, dependants and itemized deductions all reduce it further; local income taxes, excluded here, would increase it in the states that levy them. This occupation ranks 113 of 460 locally, and the state ranks 28 of 50 for it.
- Wage and price series carry different reference periods, each published on its own schedule. The real-terms figure of $71,827, worked from $78,260, deflates by a statewide parity that conceals substantial intra-state variation, concentrated in housing — so it supports comparison between states rather than the pricing of a move to a particular North Dakota address, on work sitting at 113 of 460 locally.
Questions people ask
Is this the average pay for the job?
No — it is the middle. Half of these workers earn more and half earn less. The average is $81,860, pulled upward by the top of the range, which is why the middle is the fairer number to plan against.
Why is the pay range for this job so wide?
Because one job title covers very different work. The bottom tenth here earn $49,070 and the top tenth $115,210 — experience, employer and specialism separate them, and a single figure hides all three.
What does this pay actually buy where I live?
More than the figure suggests. Prices in North Dakota sit below the national level, so take-home here stretches like $71,827 would elsewhere. The wage is the same; the ground it covers is larger.
Where does the difference between the wage and my paycheck go?
Three of them are federal and one is not. After income tax, Social Security, Medicare and North Dakota's own levy, $63,619 remains.
Why is this job missing from some states?
A blank is a suppression, not a zero. 50 states have a published figure for this work; the others had too few responses to release one.
How does the published median differ from the mean for this occupation?
The median is the midpoint of the distribution; the mean for this occupation in North Dakota is $81,860. Wage distributions are right-skewed, so the mean exceeds the median wherever a minority earn substantially more. BLS publishes both because substituting one for the other misstates a typical worker's pay.
What drives the percentile dispersion in this occupation?
Dispersion between the tenth percentile ($49,070) and the ninetieth ($115,210) exceeds the family median dispersion. SOC codes aggregate roles differing in seniority, industry and specialisation, and BLS does not disaggregate below the detailed occupation level, so within-title variance is not separable from the published series.
What is this occupation's price-adjusted compensation in this state?
North Dakota's regional price parity is at or below the national average, so nominal wages understate purchasing power. Take-home deflated by the state price level is $71,827 in national-average terms. The adjustment uses an all-items index and does not isolate housing.
What accounts for the gap between gross wage and take-home here?
Take-home of $63,619 reflects federal income tax, OASDI, Medicare and North Dakota income tax for a single filer with no adjustments. The state layer is levied in addition to the federal one; only its rate and base differ between states.
Why does this occupation lack published estimates in every state?
BLS suppresses estimates failing disclosure or reliability criteria. This occupation has published state-level estimates in 50 of the fifty-one jurisdictions. Suppression reflects sample size and confidentiality rules, and cannot be read as an absence of employment.