Financial Specialists, All Other in Rhode Island
May 2025 wages · tax year 2026
You keep
$61,857
after federal, FICA and Rhode Island tax
Tax takes
$17,133
21.7% of the whole
Worth, in national money
$60,996
Rhode Island costs more than average
On that salary you would be around the 25th percentile for this work in Rhode Island — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$78,990
Kept after tax
$61,857
Worth in national money
$60,996
State rank
26
of 50 states
What this pays, and what it is worth
- Neither high nor low. Rhode Island is 26 of 50 states for financial specialists, all other, with a middle wage of $78,990. What that is worth is the question the rest of this page answers.
- Against other work in Rhode Island, this sits in the middle: 156 of 452 occupations with published pay. Solidly ordinary for the state, which is not the same as ordinary nationally.
- No great distortion either way. Rhode Island costs about what the country costs, so from $78,990, take-home of $61,857 is worth roughly $60,996 in national money. The average comes to $85,370, above the middle, thanks to the top of the range.
- Rhode Island ranks 26 of 50 for financial specialists, all other at $78,990. The nominal figure is unremarkable; the adjusted figures are where the state's actual position for this occupation is determined.
- Financial specialists, all other ranks 156 of 452 occupations in Rhode Island by median pay, in the middle bands. Within-state and national positions are separate measurements and a job commonly sits in different quartiles on each.
- Price parity in Rhode Island is near the national base, so for financial specialists, all other, whose median is $78,990, the adjusted figure of $60,996 differs little from $61,857 retained after tax. The state's position for this occupation is therefore set by wage and tax rather than by living costs. At $85,370 the mean overshoots the median — the usual right-skewed shape.
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Pay band: Financial Specialists, All Other
The state median for this job
| Lowest tenth earn under | $50,710 |
|---|---|
| Half earn under | $78,990 |
| Top tenth earn over | $133,950 |
| This salary | $78,990 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in Rhode Island | $61,857 |
|---|---|
| Take-home in Texas | $64,399 |
| Once local prices are leveledBEA price parity | +$5,276 |
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $75,376 |
|---|---|
| You could take a cut of | −$7,287 |
| Prices in Texas | 97 vs 101 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- Treat $78,990 as a midpoint for Rhode Island, not a promise. The tenth percentile is $50,710 and the ninetieth is $133,950 — a wide band, and where you land in it depends on far more than the state.
- One filer, no dependants, no pension contributions — that is the household behind Rhode Island's $61,857, worked from $78,990. That is on purpose. It lets states be compared with each other, not with each other's family circumstances. Local city taxes are left out. Locally this work ranks 156 of 452.
- Two cautions on $60,996, the adjusted value of that $78,990 median. It levels out prices with a single number for all of Rhode Island. No actual address matches that. The wage figures and price figures are also from different years. Each is published on its own timetable. This work sits at 156 of 452 locally.
- The Rhode Island median of $78,990 describes the midpoint of a distribution spanning $50,710 to $133,950. Because that spread is typically larger than the interstate spread, a state median is a weak predictor for any individual worker in this occupation.
- The Rhode Island take-home of $61,857, on $78,990 for work ranking 156 of 452 locally, models the simplest household deliberately: holding it constant is what makes the interstate comparison meaningful. It also means the absolute figure overstates liability for most real filers, and municipal income taxes are outside the model entirely. The occupation ranks 156 of 452 in the state.
- This $60,996 adjusted figure, worked from $78,990, rests on a state-level price parity averaging over within-state dispersion larger than much of the between-state dispersion. Wage and price vintages differ by publication schedule. The result is directionally sound and not address-specific, for work at 156 of 452 in the state. The occupation ranks 156 of 452 locally.
Questions people ask
Is this the average pay for the job?
No — it is the middle. Half of these workers earn more and half earn less. The average is $85,370, pulled upward by the top of the range, which is why the middle is the fairer number to plan against.
Why is the pay range for this job so wide?
Because one job title covers very different work. The bottom tenth here earn $50,710 and the top tenth $133,950 — experience, employer and specialism separate them, and a single figure hides all three.
Does a bigger number here mean I am better off?
The number and the value are different things. Rhode Island costs more than the national average, so this take-home stretches like $60,996 rather than its face figure.
Where does the difference between the wage and my paycheck go?
Four deductions, stacked. The federal layer and the two payroll taxes apply wherever you work; Rhode Island then takes its own share, leaving $61,857.
Why is this job missing from some states?
The survey withholds small samples rather than publish an unreliable number. Pay appears for 50 states here, and a missing state means too few reports, not no jobs.
How does the published median differ from the mean for this occupation?
The median is the midpoint of the distribution; the mean for this occupation in Rhode Island is $85,370. Wage distributions are right-skewed, so the mean exceeds the median wherever a minority earn substantially more. BLS publishes both because substituting one for the other misstates a typical worker's pay.
What drives the percentile dispersion in this occupation?
Dispersion between the tenth percentile ($50,710) and the ninetieth ($133,950) exceeds the family median dispersion. SOC codes aggregate roles differing in seniority, industry and specialisation, and BLS does not disaggregate below the detailed occupation level, so within-title variance is not separable from the published series.
How does the state price level affect real compensation?
Rhode Island's regional price parity sits above the national average, so nominal wages overstate purchasing power. Deflating take-home by the state price level gives $60,996 in national-average terms. ⚠️ RPPs are an all-items index; housing parities vary far more widely than the headline figure.
What accounts for the gap between gross wage and take-home here?
Take-home of $61,857 reflects federal income tax, OASDI, Medicare and Rhode Island income tax for a single filer with no adjustments. The state layer is levied in addition to the federal one; only its rate and base differ between states.
Why does this occupation lack published estimates in every state?
BLS suppresses estimates failing disclosure or reliability criteria. This occupation has published state-level estimates in 50 of the fifty-one jurisdictions. Suppression reflects sample size and confidentiality rules, and cannot be read as an absence of employment.