Financial Specialists, All Other in Tennessee
May 2025 wages · tax year 2026
You keep
$57,540
after federal, FICA and Tennessee tax
Tax takes
$11,700
16.9% of the whole
Worth, in national money
$62,196
Tennessee costs less than average
On that salary you would be around the 25th percentile for this work in Tennessee — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$69,240
Kept after tax
$57,540
Worth in national money
$62,196
State rank
42
of 50 states
What this pays, and what it is worth
- The nominal figure here is modest. Tennessee pays financial specialists, all other a middle wage of $69,240, 42 of 50 states and about 14.62% below the national middle. Hold that thought until the adjusted numbers.
- Against other work in Tennessee, this sits in the middle: 144 of 491 occupations with published pay. Solidly ordinary for the state, which is not the same as ordinary nationally.
- Tennessee is cheaper than average, and that shows up here. From $69,240 the take-home is $57,540; adjusted for what things actually cost, it goes as far as $62,196 would nationally. The average comes to $78,300, above the middle, thanks to the top of the range.
- Tennessee's $69,240 median for financial specialists, all other places it 42 of 50 states, about 14.62% below national. Because both the tax and price adjustments tend to favor lower-nominal states, this ranking is the least stable of the three reported here.
- Financial specialists, all other ranks 144 of 491 occupations in Tennessee by median pay, in the middle bands. Within-state and national positions are separate measurements and a job commonly sits in different quartiles on each.
- Post-tax income for financial specialists, all other in Tennessee, on $69,240, is $57,540 — equivalent to $62,196 once regional price parity is applied. ⚠️ The adjustment uses a statewide index that describes no particular address; within-state price variation, concentrated in housing, routinely exceeds the difference between two states. At $78,300 the mean overshoots the median — the usual right-skewed shape.
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Pay band: Financial Specialists, All Other
The state median for this job
| Lowest tenth earn under | $43,100 |
|---|---|
| Half earn under | $69,240 |
| Top tenth earn over | $127,920 |
| This salary | $69,240 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in Tennessee | $57,540 |
|---|---|
| Take-home in Texas | $57,540 |
| Once local prices are leveledBEA price parity | −$2,983 |
The raise and the real gain point in opposite directions here.
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $69,240 |
|---|---|
| Raise you would need | +$4,120 |
| Prices in Texas | 97 vs 93 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- A median is the middle, not an offer. Half of financial specialists, all other in Tennessee earn under $69,240 and half over. The published range runs $43,100 at the tenth percentile to $127,920 at the ninetieth. Experience and employer move an individual a long way inside that.
- One filer, no dependants, no pension contributions — that is the household behind Tennessee's $57,540, worked from $69,240. That is on purpose. It lets states be compared with each other, not with each other's family circumstances. Local city taxes are left out. Locally this work ranks 144 of 491.
- One number stands for prices across all of Tennessee, which is a simplification — big cities cost far more than small towns. Read $62,196, the adjusted value of that $69,240 median, as a way to compare states fairly, not as a quote for any particular place. The two datasets are also from different years. This job sits at 144 of 491 in the state.
- Figures are distribution medians for financial specialists, all other in Tennessee, not entry or offer rates. The published band runs $43,100 to $127,920; within-state dispersion of that width routinely exceeds the dispersion between states, so tenure, employer and metropolitan area predict an individual's pay better than geography does.
- The Tennessee take-home of $57,540, on $69,240 for work ranking 144 of 491 locally, models the simplest household deliberately: holding it constant is what makes the interstate comparison meaningful. It also means the absolute figure overstates liability for most real filers, and municipal income taxes are outside the model entirely. The occupation ranks 144 of 491 in the state.
- Price deflation uses one statewide parity for Tennessee, so $62,196 — the adjusted value of that $69,240 median — establishes comparability between states rather than accuracy within one. The wage and parity series are dated independently, each following its own publication cycle, and neither is projected forward. This occupation sits at 144 of 491 locally.
Questions people ask
Is this the average pay for the job?
It is the midpoint, not the average. The average here is $78,300, dragged up by high earners; the middle figure describes a typical worker better.
Why is the pay range for this job so wide?
Because one job title covers very different work. The bottom tenth here earn $43,100 and the top tenth $127,920 — experience, employer and specialism separate them, and a single figure hides all three.
What does this pay actually buy where I live?
A smaller wage in a cheaper place is not automatically less. Adjusted for local prices, this is worth $62,196.
Is most of this wage taxed away?
No. $57,540 survives, because Tennessee levies no wage income tax. The federal share does not change with the state you work in.
Why is this job missing from some states?
The survey withholds small samples rather than publish an unreliable number. Pay appears for 50 states here, and a missing state means too few reports, not no jobs.
How does the published median differ from the mean for this occupation?
The median is the midpoint of the distribution; the mean for this occupation in Tennessee is $78,300. Wage distributions are right-skewed, so the mean exceeds the median wherever a minority earn substantially more. BLS publishes both because substituting one for the other misstates a typical worker's pay.
What drives the percentile dispersion in this occupation?
Dispersion between the tenth percentile ($43,100) and the ninetieth ($127,920) exceeds the family median dispersion. SOC codes aggregate roles differing in seniority, industry and specialisation, and BLS does not disaggregate below the detailed occupation level, so within-title variance is not separable from the published series.
What is this occupation's price-adjusted compensation in this state?
Tennessee's regional price parity is at or below the national average, so nominal wages understate purchasing power. Take-home deflated by the state price level is $62,196 in national-average terms. The adjustment uses an all-items index and does not isolate housing.
Why is the take-home ratio comparatively high in this state?
Tennessee levies no personal income tax on wages, so take-home of $57,540 reflects the federal layer and FICA alone. Federal income tax and FICA are unchanged; states without a wage income tax generally recover revenue through consumption and property bases instead.
Why does this occupation lack published estimates in every state?
BLS suppresses estimates failing disclosure or reliability criteria. This occupation has published state-level estimates in 50 of the fifty-one jurisdictions. Suppression reflects sample size and confidentiality rules, and cannot be read as an absence of employment.