Insulation Workers, Floor, Ceiling, and Wall in New Mexico
May 2025 wages · tax year 2026
You keep
$40,001
after federal, FICA and New Mexico tax
Tax takes
$8,459
17.5% of the whole
Worth, in national money
$44,256
New Mexico costs less than average
On that salary you would be around the 25th percentile for this work in New Mexico — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$48,460
Kept after tax
$40,001
Worth in national money
$44,256
State rank
28
of 48 states
What this pays, and what it is worth
- New Mexico sits in the middle of the pack for this job. The median is $48,460, ranking 28 of 48 states with figures. Close enough to the national middle that where you live matters more than the headline suggests.
- Middle of the local pack. Of 485 occupations New Mexico reports figures for, this is number 292.
- New Mexico is cheaper than average, and that shows up here. From $48,460 the take-home is $40,001; adjusted for what things actually cost, it goes as far as $44,256 would nationally. The average comes to $53,100, above the middle, thanks to the top of the range.
- New Mexico occupies the middle band for insulation workers, floor, ceiling, and wall: a median of $48,460, ranking 28 of 48. Where nominal pay is close to the national figure, the tax and price adjustments below carry proportionally more weight in determining the real outcome.
- In New Mexico's occupational distribution, insulation workers, floor, ceiling, and wall sits at 292 of 485 — neither quartile. This local position is what a resident compares against, and it is determined by the state's own labor market rather than by national patterns for this occupation.
- Post-tax income for insulation workers, floor, ceiling, and wall in New Mexico, on $48,460, is $40,001 — equivalent to $44,256 once regional price parity is applied. ⚠️ The adjustment uses a statewide index that describes no particular address; within-state price variation, concentrated in housing, routinely exceeds the difference between two states. At $53,100 the mean overshoots the median — the usual right-skewed shape.
Compare this career across states
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Pay band: Insulation Workers, Floor, Ceiling, and Wall
The state median for this job
| Lowest tenth earn under | $36,190 |
|---|---|
| Half earn under | $48,460 |
| Top tenth earn over | $78,190 |
| This salary | $48,460 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in New Mexico | $40,001 |
|---|---|
| Take-home in Texas | $41,118 |
| Once local prices are leveledBEA price parity | −$1,943 |
The raise and the real gain point in opposite directions here.
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $47,070 |
|---|---|
| Raise you would need | +$2,350 |
| Prices in Texas | 97 vs 90 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- A median is the middle, not an offer. Half of insulation workers, floor, ceiling, and wall in New Mexico earn under $48,460 and half over. The published range runs $36,190 at the tenth percentile to $78,190 at the ninetieth. Experience and employer move an individual a long way inside that.
- In New Mexico the take-home figure of $40,001, from $48,460, assumes one filer, no dependants, and nothing paid into a pension before tax. Each of those lowers the bill, so treat it as the plain case. City and school-district income taxes are not included either, and in a few states those are real money. It ranks 292 of 485 occupations here.
- One number stands for prices across all of New Mexico, which is a simplification — big cities cost far more than small towns. Read $44,256, the adjusted value of that $48,460 median, as a way to compare states fairly, not as a quote for any particular place. The two datasets are also from different years. This job sits at 292 of 485 in the state.
- Figures are distribution medians for insulation workers, floor, ceiling, and wall in New Mexico, not entry or offer rates. The published band runs $36,190 to $78,190; within-state dispersion of that width routinely exceeds the dispersion between states, so tenure, employer and metropolitan area predict an individual's pay better than geography does.
- Take-home for New Mexico is computed for a single filer taking the standard deduction with no dependants and no pre-tax contributions, giving $40,001 from $48,460. Each omitted item reduces taxable income, so the figure is a lower bound on retained pay for this household shape. Municipal and school-district income taxes are excluded, which understates the burden materially in Ohio, Pennsylvania and Maryland. The occupation ranks 292 of 485 locally.
- Price deflation uses one statewide parity for New Mexico, so $44,256 — the adjusted value of that $48,460 median — establishes comparability between states rather than accuracy within one. The wage and parity series are dated independently, each following its own publication cycle, and neither is projected forward. This occupation sits at 292 of 485 locally.
Questions people ask
Is this the average pay for the job?
No — it is the middle. Half of these workers earn more and half earn less. The average is $53,100, pulled upward by the top of the range, which is why the middle is the fairer number to plan against.
Why is the pay range for this job so wide?
The label is broader than the work. From $36,190 at the bottom tenth to $78,190 at the top, the same title covers roles that share little beyond a name.
What does this pay actually buy where I live?
Further than the number implies. New Mexico is cheaper than the national average, so this take-home behaves like $44,256 in national terms.
Where does the difference between the wage and my paycheck go?
Into four separate taxes, not one. Federal income tax, Social Security and Medicare apply everywhere, and New Mexico adds its own income tax on top — which is why $40,001 of this wage survives to your account.
Why is this job missing from some states?
A blank is a suppression, not a zero. 48 states have a published figure for this work; the others had too few responses to release one.
How does the published median differ from the mean for this occupation?
The median is the midpoint of the distribution; the mean for this occupation in New Mexico is $53,100. Wage distributions are right-skewed, so the mean exceeds the median wherever a minority earn substantially more. BLS publishes both because substituting one for the other misstates a typical worker's pay.
What drives the percentile dispersion in this occupation?
Dispersion between the tenth percentile ($36,190) and the ninetieth ($78,190) exceeds the family median dispersion. SOC codes aggregate roles differing in seniority, industry and specialisation, and BLS does not disaggregate below the detailed occupation level, so within-title variance is not separable from the published series.
What is this occupation's price-adjusted compensation in this state?
New Mexico's regional price parity is at or below the national average, so nominal wages understate purchasing power. Take-home deflated by the state price level is $44,256 in national-average terms. The adjustment uses an all-items index and does not isolate housing.
What accounts for the gap between gross wage and take-home here?
Take-home of $40,001 reflects federal income tax, OASDI, Medicare and New Mexico income tax for a single filer with no adjustments. The state layer is levied in addition to the federal one; only its rate and base differ between states.
Why does this occupation lack published estimates in every state?
BLS suppresses estimates failing disclosure or reliability criteria. This occupation has published state-level estimates in 48 of the fifty-one jurisdictions. Suppression reflects sample size and confidentiality rules, and cannot be read as an absence of employment.