Insulation Workers, Floor, Ceiling, and Wall in Texas
May 2025 wages · tax year 2026
You keep
$41,343
after federal, FICA and Texas tax
Tax takes
$7,397
15.2% of the whole
Worth, in national money
$42,544
Texas costs less than average
On that salary you would be around the 25th percentile for this work in Texas — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$48,740
Kept after tax
$41,343
Worth in national money
$42,544
State rank
26
of 48 states
What this pays, and what it is worth
- Middling, nationally. Texas pays this job around $48,740 at the midpoint, 26 of 48 states. The interesting numbers on this page are the two below it.
- Middle of the local pack. Of 493 occupations Texas reports figures for, this is number 286.
- Cost of living is unremarkable here. From $48,740, tax leaves $41,343, and adjusting for local prices barely moves it — about $42,544 in comparable terms. Averages run higher here, $49,850, since top earners drag the number up.
- For insulation workers, floor, ceiling, and wall the Texas median is $48,740, ranking 26 of 48 states reporting. Mid-band nominal positions are the ones most frequently reordered by the adjustments, because no large wage premium exists to absorb a state's tax or price level.
- In Texas's occupational distribution, insulation workers, floor, ceiling, and wall sits at 286 of 493 — neither quartile. This local position is what a resident compares against, and it is determined by the state's own labor market rather than by national patterns for this occupation.
- Because Texas sits close to the national price level, the real-terms figure for insulation workers, floor, ceiling, and wall — median $48,740 — tracks the post-tax figure closely: $41,343 retained, $42,544 adjusted. ⚠️ Neither is a wage; the second describes what the first buys. Mean pay of $49,850 exceeds the median, so the upper tail is doing the work.
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Pay band: Insulation Workers, Floor, Ceiling, and Wall
The state median for this job
| Lowest tenth earn under | $36,250 |
|---|---|
| Half earn under | $48,740 |
| Top tenth earn over | $63,240 |
| This salary | $48,740 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in Texas | $41,343 |
|---|---|
| Take-home in Florida | $41,343 |
| Once local prices are leveledBEA price parity | −$2,581 |
The raise and the real gain point in opposite directions here.
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $48,740 |
|---|---|
| Raise you would need | +$3,324 |
| Prices in Florida | 103 vs 97 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- Half the people doing this work in Texas earn less than $48,740. The published range is $36,250 up to $63,240, so an individual figure can sit a long way from the middle in either direction.
- In Texas the take-home figure of $41,343, from $48,740, assumes one filer, no dependants, and nothing paid into a pension before tax. Each of those lowers the bill, so treat it as the plain case. City and school-district income taxes are not included either, and in a few states those are real money. It ranks 286 of 493 occupations here.
- The wage data and the price data come from different years. That is how each is published. The price adjustment behind $42,544 uses one figure for the whole of Texas. A city and a rural county there can differ by more than two states do. Out of 493 occupations the state publishes, this one sits at 286.
- Reported values are medians; for insulation workers, floor, ceiling, and wall in Texas the tenth-to-ninetieth percentile band is $36,250 to $63,240. Neither the median nor the band is an offer rate, and neither accounts for hours, shift differentials or overtime.
- Take-home for Texas is computed for a single filer taking the standard deduction with no dependants and no pre-tax contributions, giving $41,343 from $48,740. Each omitted item reduces taxable income, so the figure is a lower bound on retained pay for this household shape. Municipal and school-district income taxes are excluded, which understates the burden materially in Ohio, Pennsylvania and Maryland. The occupation ranks 286 of 493 locally.
- Wage and price series carry different reference periods, each published on its own schedule. The real-terms figure of $42,544, worked from $48,740, deflates by a statewide parity that conceals substantial intra-state variation, concentrated in housing — so it supports comparison between states rather than the pricing of a move to a particular Texas address, on work sitting at 286 of 493 locally.
Questions people ask
How much does pay for this job actually vary?
Less than you might expect. The bottom tenth earn $36,250 and the top tenth $63,240, so most people doing this work in Texas sit within a fairly tight band.
What does this pay actually buy where I live?
More than the figure suggests. Prices in Texas sit below the national level, so take-home here stretches like $42,544 would elsewhere. The wage is the same; the ground it covers is larger.
Is most of this wage taxed away?
Most of it arrives. $41,343 lands after tax, since there is no state income tax on wages here — though the federal floor is identical in every state.
Why is this job missing from some states?
Because the survey suppresses a figure when too few employers report it. This occupation has published pay in 48 states — the rest are withheld to protect confidentiality, which is not the same as nobody doing the work there.
What is the dispersion of this occupation's wage distribution?
The tenth-to-ninetieth percentile span ($36,250 to $63,240) sits at or below the family's median dispersion, indicating relatively standardized compensation. Percentiles are published per state, so this dispersion is specific to Texas rather than a national figure.
What is this occupation's price-adjusted compensation in this state?
Texas's regional price parity is at or below the national average, so nominal wages understate purchasing power. Take-home deflated by the state price level is $42,544 in national-average terms. The adjustment uses an all-items index and does not isolate housing.
Why is the take-home ratio comparatively high in this state?
Texas levies no personal income tax on wages, so take-home of $41,343 reflects the federal layer and FICA alone. Federal income tax and FICA are unchanged; states without a wage income tax generally recover revenue through consumption and property bases instead.
Why does this occupation lack published estimates in every state?
BLS suppresses estimates failing disclosure or reliability criteria. This occupation has published state-level estimates in 48 of the fifty-one jurisdictions. Suppression reflects sample size and confidentiality rules, and cannot be read as an absence of employment.