Insulation Workers, Floor, Ceiling, and Wall in Utah
May 2025 wages · tax year 2026
You keep
$32,601
after federal, FICA and Utah tax
Tax takes
$7,479
18.7% of the whole
Worth, in national money
$34,316
Utah costs less than average
On that salary you would be around the 25th percentile for this work in Utah — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$40,080
Kept after tax
$32,601
Worth in national money
$34,316
State rank
47
of 48 states
What this pays, and what it is worth
- Pay for this job is on the low side in Utah. The middle earner gets $40,080. That is 47 of 48 states, and about 18.4% under the national figure. Whether that matters depends on what things cost here.
- Against 487 occupations Utah publishes, this job lands at 407. That is the lower quarter. That is the comparison people actually feel, more than any national table.
- Cheaper living works in this state's favor. From $40,080 you keep $32,601 after tax, and local prices stretch that to the equivalent of $34,316 at national prices. Averages run higher here, $43,680, since top earners drag the number up.
- For insulation workers, floor, ceiling, and wall, Utah sits in the lower band at $40,080, ranking 47 of 48 and trailing the national median by about 18.4%. Nominal rankings routinely invert once tax and regional price level are applied, so this position should not be read as the conclusion.
- Within Utah, this work ranks 407 of 487 occupations by median pay, in the bottom quartile. The within-state position is the more salient one for anyone weighing this job against alternatives available to them locally.
- Retained pay in Utah is $32,601 after the full tax stack, from $40,080. Because the state's price level runs below the national average, the price-adjusted equivalent is $34,316 — a real-terms figure describing purchasing power rather than compensation, and not a number that appears on any pay stub. Mean pay of $43,680 exceeds the median, so the upper tail is doing the work.
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Pay band: Insulation Workers, Floor, Ceiling, and Wall
The state median for this job
| Lowest tenth earn under | $35,440 |
|---|---|
| Half earn under | $40,080 |
| Top tenth earn over | $53,090 |
| This salary | $40,080 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in Utah | $32,601 |
|---|---|
| Take-home in Texas | $34,384 |
| Once local prices are leveledBEA price parity | +$1,068 |
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $37,860 |
|---|---|
| You could take a cut of | −$1,292 |
| Prices in Texas | 97 vs 95 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- Half the people doing this work in Utah earn less than $40,080. The published range is $35,440 up to $53,090, so an individual figure can sit a long way from the middle in either direction.
- That $32,601 take-home in Utah comes from $40,080. It is the no-frills case: single filer, standard deduction, nothing set aside before tax. Real circumstances almost always reduce the tax. City and school-district taxes are not counted at all. Locally the work ranks 407 of 487.
- Two cautions on $34,316, the adjusted value of that $40,080 median. It levels out prices with a single number for all of Utah. No actual address matches that. The wage figures and price figures are also from different years. Each is published on its own timetable. This work sits at 407 of 487 locally.
- Reported values are medians; for insulation workers, floor, ceiling, and wall in Utah the tenth-to-ninetieth percentile band is $35,440 to $53,090. Neither the median nor the band is an offer rate, and neither accounts for hours, shift differentials or overtime.
- Retained pay of $32,601, from $40,080, assumes a single Utah filer with the standard deduction and no elective deferrals. Pre-tax retirement or HSA contributions, dependants and itemized deductions all reduce it further; local income taxes, excluded here, would increase it in the states that levy them. This occupation ranks 407 of 487 locally, and the state ranks 47 of 48 for it.
- This $34,316 adjusted figure, worked from $40,080, rests on a state-level price parity averaging over within-state dispersion larger than much of the between-state dispersion. Wage and price vintages differ by publication schedule. The result is directionally sound and not address-specific, for work at 407 of 487 in the state. The occupation ranks 407 of 487 locally.
Questions people ask
Is this the average pay for the job?
Half earn more than this and half earn less. The average sits at $43,680 because a long tail of high pay lifts it, so the two answer different questions.
How much does pay for this job actually vary?
Most of these jobs pay within a close range — $35,440 at the tenth percentile, $53,090 at the ninetieth.
What does this pay actually buy where I live?
Further than the number implies. Utah is cheaper than the national average, so this take-home behaves like $34,316 in national terms.
Where does the difference between the wage and my paycheck go?
Into four separate taxes, not one. Federal income tax, Social Security and Medicare apply everywhere, and Utah adds its own income tax on top — which is why $32,601 of this wage survives to your account.
Why is this job missing from some states?
Because the survey suppresses a figure when too few employers report it. This occupation has published pay in 48 states — the rest are withheld to protect confidentiality, which is not the same as nobody doing the work there.
How does the published median differ from the mean for this occupation?
The median is the midpoint of the distribution; the mean for this occupation in Utah is $43,680. Wage distributions are right-skewed, so the mean exceeds the median wherever a minority earn substantially more. BLS publishes both because substituting one for the other misstates a typical worker's pay.
What is the dispersion of this occupation's wage distribution?
The tenth-to-ninetieth percentile span ($35,440 to $53,090) sits at or below the family's median dispersion, indicating relatively standardized compensation. Percentiles are published per state, so this dispersion is specific to Utah rather than a national figure.
What is this occupation's price-adjusted compensation in this state?
Utah's regional price parity is at or below the national average, so nominal wages understate purchasing power. Take-home deflated by the state price level is $34,316 in national-average terms. The adjustment uses an all-items index and does not isolate housing.
What accounts for the gap between gross wage and take-home here?
Take-home of $32,601 reflects federal income tax, OASDI, Medicare and Utah income tax for a single filer with no adjustments. The state layer is levied in addition to the federal one; only its rate and base differ between states.
Why does this occupation lack published estimates in every state?
BLS suppresses estimates failing disclosure or reliability criteria. This occupation has published state-level estimates in 48 of the fifty-one jurisdictions. Suppression reflects sample size and confidentiality rules, and cannot be read as an absence of employment.