Insurance Claims and Policy Processing Clerks in Hawaii
May 2025 wages · tax year 2026
You keep
$38,101
after federal, FICA and Hawaii tax
Tax takes
$9,319
19.7% of the whole
Worth, in national money
$35,081
Hawaii costs more than average
On that salary you would be around the 25th percentile for this work in Hawaii — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$47,420
Kept after tax
$38,101
Worth in national money
$35,081
State rank
31
of 49 states
What this pays, and what it is worth
- Hawaii sits in the middle of the pack for this job. The median is $47,420, ranking 31 of 49 states with figures. Close enough to the national middle that where you live matters more than the headline suggests.
- Measured against other jobs in Hawaii, this one sits low: 345 of 437 occupations with published pay, in the bottom quarter.
- Hawaii is an expensive state, and the adjusted figure shows it. From $47,420 the take-home is $38,101; in national-average money that behaves like $35,081. The average comes to $49,420, above the middle, thanks to the top of the range.
- Hawaii occupies the middle band for insurance claims and policy processing clerks: a median of $47,420, ranking 31 of 49. Where nominal pay is close to the national figure, the tax and price adjustments below carry proportionally more weight in determining the real outcome.
- Insurance claims and policy processing clerks occupies position 345 of 437 in Hawaii's occupational wage distribution, in the bottom quartile. National ranking and local ranking answer different questions and frequently disagree; this is the one a resident experiences.
- Take-home for insurance claims and policy processing clerks in Hawaii, on $47,420, is $38,101; deflated by the state's price level, $35,081. ⚠️ The deflator is statewide, so it understates the erosion in the state's metropolitan areas and overstates it outside them. At $49,420 the mean overshoots the median — the usual right-skewed shape.
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Pay band: Insurance Claims and Policy Processing Clerks
The state median for this job
| Lowest tenth earn under | $39,150 |
|---|---|
| Half earn under | $47,420 |
| Top tenth earn over | $61,840 |
| This salary | $47,420 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in Hawaii | $38,101 |
|---|---|
| Take-home in Texas | $40,282 |
| Once local prices are leveledBEA price parity | +$6,372 |
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $44,706 |
|---|---|
| You could take a cut of | −$7,706 |
| Prices in Texas | 97 vs 109 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- Half the people doing this work in Hawaii earn less than $47,420. The published range is $39,150 up to $61,840, so an individual figure can sit a long way from the middle in either direction.
- In Hawaii the take-home figure of $38,101, from $47,420, assumes one filer, no dependants, and nothing paid into a pension before tax. Each of those lowers the bill, so treat it as the plain case. City and school-district income taxes are not included either, and in a few states those are real money. It ranks 345 of 437 occupations here.
- The wage data and the price data come from different years. That is how each is published. The price adjustment behind $35,081 uses one figure for the whole of Hawaii. A city and a rural county there can differ by more than two states do. Out of 437 occupations the state publishes, this one sits at 345.
- Reported values are medians; for insurance claims and policy processing clerks in Hawaii the tenth-to-ninetieth percentile band is $39,150 to $61,840. Neither the median nor the band is an offer rate, and neither accounts for hours, shift differentials or overtime.
- Take-home for Hawaii is computed for a single filer taking the standard deduction with no dependants and no pre-tax contributions, giving $38,101 from $47,420. Each omitted item reduces taxable income, so the figure is a lower bound on retained pay for this household shape. Municipal and school-district income taxes are excluded, which understates the burden materially in Ohio, Pennsylvania and Maryland. The occupation ranks 345 of 437 locally.
- Wage and price series carry different reference periods, each published on its own schedule. The real-terms figure of $35,081, worked from $47,420, deflates by a statewide parity that conceals substantial intra-state variation, concentrated in housing — so it supports comparison between states rather than the pricing of a move to a particular Hawaii address, on work sitting at 345 of 437 locally.
Questions people ask
Is this the average pay for the job?
Half earn more than this and half earn less. The average sits at $49,420 because a long tail of high pay lifts it, so the two answer different questions.
How much does pay for this job actually vary?
Most of these jobs pay within a close range — $39,150 at the tenth percentile, $61,840 at the ninetieth.
Does a bigger number here mean I am better off?
Not on its own. Prices in Hawaii run above the national level, so the same dollars buy less here. Adjusted for that, this pay is worth $35,081 — the wage did not change, only what it covers.
Where does the difference between the wage and my paycheck go?
Three of them are federal and one is not. After income tax, Social Security, Medicare and Hawaii's own levy, $38,101 remains.
Why is this job missing from some states?
The survey withholds small samples rather than publish an unreliable number. Pay appears for 49 states here, and a missing state means too few reports, not no jobs.
How does the published median differ from the mean for this occupation?
The median is the midpoint of the distribution; the mean for this occupation in Hawaii is $49,420. Wage distributions are right-skewed, so the mean exceeds the median wherever a minority earn substantially more. BLS publishes both because substituting one for the other misstates a typical worker's pay.
What is the dispersion of this occupation's wage distribution?
The tenth-to-ninetieth percentile span ($39,150 to $61,840) sits at or below the family's median dispersion, indicating relatively standardized compensation. Percentiles are published per state, so this dispersion is specific to Hawaii rather than a national figure.
How does the state price level affect real compensation?
Hawaii's regional price parity sits above the national average, so nominal wages overstate purchasing power. Deflating take-home by the state price level gives $35,081 in national-average terms. ⚠️ RPPs are an all-items index; housing parities vary far more widely than the headline figure.
What accounts for the gap between gross wage and take-home here?
Take-home of $38,101 reflects federal income tax, OASDI, Medicare and Hawaii income tax for a single filer with no adjustments. The state layer is levied in addition to the federal one; only its rate and base differ between states.
Why does this occupation lack published estimates in every state?
BLS suppresses estimates failing disclosure or reliability criteria. This occupation has published state-level estimates in 49 of the fifty-one jurisdictions. Suppression reflects sample size and confidentiality rules, and cannot be read as an absence of employment.