Insurance Claims and Policy Processing Clerks in Michigan
May 2025 wages · tax year 2026
You keep
$38,852
after federal, FICA and Michigan tax
Tax takes
$9,008
18.8% of the whole
Worth, in national money
$41,251
Michigan costs less than average
On that salary you would be around the 25th percentile for this work in Michigan — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$47,860
Kept after tax
$38,852
Worth in national money
$41,251
State rank
30
of 49 states
What this pays, and what it is worth
- Neither high nor low. Michigan is 30 of 49 states for this job, with a middle wage of $47,860. What that is worth is the question the rest of this page answers.
- Against other work in Michigan, this sits in the middle: 324 of 493 occupations with published pay. Solidly ordinary for the state, which is not the same as ordinary nationally.
- Michigan is cheaper than average, and that shows up here. From $47,860 the take-home is $38,852; adjusted for what things actually cost, it goes as far as $41,251 would nationally. The average comes to $50,170, above the middle, thanks to the top of the range.
- Michigan ranks 30 of 49 for insurance claims and policy processing clerks at $47,860. The nominal figure is unremarkable; the adjusted figures are where the state's actual position for this occupation is determined.
- Insurance claims and policy processing clerks ranks 324 of 493 occupations in Michigan by median pay, in the middle bands. Within-state and national positions are separate measurements and a job commonly sits in different quartiles on each.
- Post-tax income for insurance claims and policy processing clerks in Michigan, on $47,860, is $38,852 — equivalent to $41,251 once regional price parity is applied. ⚠️ The adjustment uses a statewide index that describes no particular address; within-state price variation, concentrated in housing, routinely exceeds the difference between two states. At $50,170 the mean overshoots the median — the usual right-skewed shape.
Compare this career across states
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Pay band: Insurance Claims and Policy Processing Clerks
The state median for this job
| Lowest tenth earn under | $29,710 |
|---|---|
| Half earn under | $47,860 |
| Top tenth earn over | $65,900 |
| This salary | $47,860 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in Michigan | $38,852 |
|---|---|
| Take-home in Texas | $40,636 |
| Once local prices are leveledBEA price parity | +$565 |
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $45,641 |
|---|---|
| You could take a cut of | −$684 |
| Prices in Texas | 97 vs 94 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- Treat $47,860 as a midpoint for Michigan, not a promise. The tenth percentile is $29,710 and the ninetieth is $65,900 — a wide band, and where you land in it depends on far more than the state.
- One filer, no dependants, no pension contributions — that is the household behind Michigan's $38,852, worked from $47,860. That is on purpose. It lets states be compared with each other, not with each other's family circumstances. Local city taxes are left out. Locally this work ranks 324 of 493.
- Two cautions on $41,251, the adjusted value of that $47,860 median. It levels out prices with a single number for all of Michigan. No actual address matches that. The wage figures and price figures are also from different years. Each is published on its own timetable. This work sits at 324 of 493 locally.
- The Michigan median of $47,860 describes the midpoint of a distribution spanning $29,710 to $65,900. Because that spread is typically larger than the interstate spread, a state median is a weak predictor for any individual worker in this occupation.
- The Michigan take-home of $38,852, on $47,860 for work ranking 324 of 493 locally, models the simplest household deliberately: holding it constant is what makes the interstate comparison meaningful. It also means the absolute figure overstates liability for most real filers, and municipal income taxes are outside the model entirely. The occupation ranks 324 of 493 in the state.
- This $41,251 adjusted figure, worked from $47,860, rests on a state-level price parity averaging over within-state dispersion larger than much of the between-state dispersion. Wage and price vintages differ by publication schedule. The result is directionally sound and not address-specific, for work at 324 of 493 in the state. The occupation ranks 324 of 493 locally.
Questions people ask
Is this the average pay for the job?
It is the midpoint, not the average. The average here is $50,170, dragged up by high earners; the middle figure describes a typical worker better.
Why is the pay range for this job so wide?
One title, many jobs. The lowest tenth take $29,710, the highest tenth $65,900, and what separates them is experience, employer and what exactly the role does.
What does this pay actually buy where I live?
More than the figure suggests. Prices in Michigan sit below the national level, so take-home here stretches like $41,251 would elsewhere. The wage is the same; the ground it covers is larger.
Where does the difference between the wage and my paycheck go?
Three of them are federal and one is not. After income tax, Social Security, Medicare and Michigan's own levy, $38,852 remains.
Why is this job missing from some states?
A blank is a suppression, not a zero. 49 states have a published figure for this work; the others had too few responses to release one.
How does the published median differ from the mean for this occupation?
The median is the midpoint of the distribution; the mean for this occupation in Michigan is $50,170. Wage distributions are right-skewed, so the mean exceeds the median wherever a minority earn substantially more. BLS publishes both because substituting one for the other misstates a typical worker's pay.
What drives the percentile dispersion in this occupation?
Dispersion between the tenth percentile ($29,710) and the ninetieth ($65,900) exceeds the family median dispersion. SOC codes aggregate roles differing in seniority, industry and specialisation, and BLS does not disaggregate below the detailed occupation level, so within-title variance is not separable from the published series.
What is this occupation's price-adjusted compensation in this state?
Michigan's regional price parity is at or below the national average, so nominal wages understate purchasing power. Take-home deflated by the state price level is $41,251 in national-average terms. The adjustment uses an all-items index and does not isolate housing.
What accounts for the gap between gross wage and take-home here?
Take-home of $38,852 reflects federal income tax, OASDI, Medicare and Michigan income tax for a single filer with no adjustments. The state layer is levied in addition to the federal one; only its rate and base differ between states.
Why does this occupation lack published estimates in every state?
BLS suppresses estimates failing disclosure or reliability criteria. This occupation has published state-level estimates in 49 of the fifty-one jurisdictions. Suppression reflects sample size and confidentiality rules, and cannot be read as an absence of employment.