Insurance Claims and Policy Processing Clerks in North Dakota
May 2025 wages · tax year 2026
You keep
$41,061
after federal, FICA and North Dakota tax
Tax takes
$7,329
15.1% of the whole
Worth, in national money
$46,359
North Dakota costs less than average
On that salary you would be around the 25th percentile for this work in North Dakota — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$48,390
Kept after tax
$41,061
Worth in national money
$46,359
State rank
24
of 49 states
What this pays, and what it is worth
- Middling, nationally. North Dakota pays this job around $48,390 at the midpoint, 24 of 49 states. The interesting numbers on this page are the two below it.
- Against other work in North Dakota, this sits in the middle: 332 of 460 occupations with published pay. Solidly ordinary for the state, which is not the same as ordinary nationally.
- North Dakota is cheaper than average, and that shows up here. From $48,390 the take-home is $41,061; adjusted for what things actually cost, it goes as far as $46,359 would nationally. The average comes to $50,630, above the middle, thanks to the top of the range.
- For insurance claims and policy processing clerks the North Dakota median is $48,390, ranking 24 of 49 states reporting. Mid-band nominal positions are the ones most frequently reordered by the adjustments, because no large wage premium exists to absorb a state's tax or price level.
- Insurance claims and policy processing clerks ranks 332 of 460 occupations in North Dakota by median pay, in the middle bands. Within-state and national positions are separate measurements and a job commonly sits in different quartiles on each.
- Post-tax income for insurance claims and policy processing clerks in North Dakota, on $48,390, is $41,061 — equivalent to $46,359 once regional price parity is applied. ⚠️ The adjustment uses a statewide index that describes no particular address; within-state price variation, concentrated in housing, routinely exceeds the difference between two states. At $50,630 the mean overshoots the median — the usual right-skewed shape.
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Pay band: Insurance Claims and Policy Processing Clerks
The state median for this job
| Lowest tenth earn under | $39,290 |
|---|---|
| Half earn under | $48,390 |
| Top tenth earn over | $66,410 |
| This salary | $48,390 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in North Dakota | $41,061 |
|---|---|
| Take-home in Texas | $41,061 |
| Once local prices are leveledBEA price parity | −$4,104 |
The raise and the real gain point in opposite directions here.
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $48,390 |
|---|---|
| Raise you would need | +$4,964 |
| Prices in Texas | 97 vs 89 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- Half the people doing this work in North Dakota earn less than $48,390. The published range is $39,290 up to $66,410, so an individual figure can sit a long way from the middle in either direction.
- That $41,061 take-home in North Dakota comes from $48,390. It is the no-frills case: single filer, standard deduction, nothing set aside before tax. Real circumstances almost always reduce the tax. City and school-district taxes are not counted at all. Locally the work ranks 332 of 460.
- Two cautions on $46,359, the adjusted value of that $48,390 median. It levels out prices with a single number for all of North Dakota. No actual address matches that. The wage figures and price figures are also from different years. Each is published on its own timetable. This work sits at 332 of 460 locally.
- Reported values are medians; for insurance claims and policy processing clerks in North Dakota the tenth-to-ninetieth percentile band is $39,290 to $66,410. Neither the median nor the band is an offer rate, and neither accounts for hours, shift differentials or overtime.
- Retained pay of $41,061, from $48,390, assumes a single North Dakota filer with the standard deduction and no elective deferrals. Pre-tax retirement or HSA contributions, dependants and itemized deductions all reduce it further; local income taxes, excluded here, would increase it in the states that levy them. This occupation ranks 332 of 460 locally, and the state ranks 24 of 49 for it.
- This $46,359 adjusted figure, worked from $48,390, rests on a state-level price parity averaging over within-state dispersion larger than much of the between-state dispersion. Wage and price vintages differ by publication schedule. The result is directionally sound and not address-specific, for work at 332 of 460 in the state. The occupation ranks 332 of 460 locally.
Questions people ask
Is this the average pay for the job?
Half earn more than this and half earn less. The average sits at $50,630 because a long tail of high pay lifts it, so the two answer different questions.
How much does pay for this job actually vary?
Most of these jobs pay within a close range — $39,290 at the tenth percentile, $66,410 at the ninetieth.
What does this pay actually buy where I live?
More than the figure suggests. Prices in North Dakota sit below the national level, so take-home here stretches like $46,359 would elsewhere. The wage is the same; the ground it covers is larger.
Where does the difference between the wage and my paycheck go?
Into four separate taxes, not one. Federal income tax, Social Security and Medicare apply everywhere, and North Dakota adds its own income tax on top — which is why $41,061 of this wage survives to your account.
Why is this job missing from some states?
Because the survey suppresses a figure when too few employers report it. This occupation has published pay in 49 states — the rest are withheld to protect confidentiality, which is not the same as nobody doing the work there.
How does the published median differ from the mean for this occupation?
The median is the midpoint of the distribution; the mean for this occupation in North Dakota is $50,630. Wage distributions are right-skewed, so the mean exceeds the median wherever a minority earn substantially more. BLS publishes both because substituting one for the other misstates a typical worker's pay.
What is the dispersion of this occupation's wage distribution?
The tenth-to-ninetieth percentile span ($39,290 to $66,410) sits at or below the family's median dispersion, indicating relatively standardized compensation. Percentiles are published per state, so this dispersion is specific to North Dakota rather than a national figure.
What is this occupation's price-adjusted compensation in this state?
North Dakota's regional price parity is at or below the national average, so nominal wages understate purchasing power. Take-home deflated by the state price level is $46,359 in national-average terms. The adjustment uses an all-items index and does not isolate housing.
What accounts for the gap between gross wage and take-home here?
Take-home of $41,061 reflects federal income tax, OASDI, Medicare and North Dakota income tax for a single filer with no adjustments. The state layer is levied in addition to the federal one; only its rate and base differ between states.
Why does this occupation lack published estimates in every state?
BLS suppresses estimates failing disclosure or reliability criteria. This occupation has published state-level estimates in 49 of the fifty-one jurisdictions. Suppression reflects sample size and confidentiality rules, and cannot be read as an absence of employment.