Insurance Sales Agents in Arkansas

A bright independent shop with household goods on wooden shelves.

May 2025 wages · tax year 2026

You keep

$46,114

after federal, FICA and Arkansas tax

Tax takes

$10,606

18.7% of the whole

Worth, in national money

$53,307

Arkansas costs less than average

One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.

Median here

$56,720

Kept after tax

$46,114

Worth in national money

$53,307

State rank

42

of 51 states

What this pays, and what it is worth

  • The nominal figure here is modest. Arkansas pays insurance sales agents a middle wage of $56,720, 42 of 51 states and about 8.93% below the national middle. Hold that thought until the adjusted numbers.
  • Ordinary, locally speaking. Insurance sales agents ranks 176 among 489 occupations Arkansas publishes pay for.
  • Here is where Arkansas does better than its wage suggests. From a median of $56,720 you keep $46,114, and because things cost less here than the national average, that behaves like $53,307 would elsewhere. The average is higher, $70,310, because the best-paid pull it up.
  • Arkansas's $56,720 median for insurance sales agents places it 42 of 51 states, about 8.93% below national. Because both the tax and price adjustments tend to favor lower-nominal states, this ranking is the least stable of the three reported here.
  • Position 176 of 489 in Arkansas places insurance sales agents in the middle of the state's wage distribution. Because within-state and cross-state rankings measure different things, this figure and the national one above should be read together rather than as a single verdict.
  • After federal, FICA and Arkansas income tax, retained pay for insurance sales agents on $56,720 is $46,114. Deflating by the state's price level — below the national average — gives $53,307 in national-average terms. ⚠️ That figure is purchasing power, not a wage, and nobody is paid it; it is what the take-home buys. The mean of $70,310 sits above the median, the right skew typical of wage data.

Compare this career across states

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Pay band: Insurance Sales Agents

The state median for this job

50thpercentile, roughly
Lowest tenth earn under$34,300
Half earn under$56,720
Top tenth earn over$122,530
This salary$56,720

Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.

The same pay, somewhere else

The state median for this job

Compare with
+$1,640take-home per year in Texas
Take-home in Arkansas$46,114
Take-home in Texas$47,755
Once local prices are leveledBEA price parity−$4,164

The raise and the real gain point in opposite directions here.

State income tax and state price levels only. No city income tax, and no housing market.

What you would need there

The state median for this job

Moving to
$0$61,756
$61,756in Texas, for the same life
To match take-home only$54,679
Raise you would need+$5,036
Prices in Texas97 vs 87

State taxes and state price levels only. No city tax, and no housing market.

Sources and assumptions
  • Treat $56,720 as a midpoint for Arkansas, not a promise. The tenth percentile is $34,300 and the ninetieth is $122,530 — a wide band, and where you land in it depends on far more than the state.
  • That $46,114 take-home in Arkansas comes from $56,720. It is the no-frills case: single filer, standard deduction, nothing set aside before tax. Real circumstances almost always reduce the tax. City and school-district taxes are not counted at all. Locally the work ranks 176 of 489.
  • The wage data and the price data come from different years. That is how each is published. The price adjustment behind $53,307 uses one figure for the whole of Arkansas. A city and a rural county there can differ by more than two states do. Out of 489 occupations the state publishes, this one sits at 176.
  • The Arkansas median of $56,720 describes the midpoint of a distribution spanning $34,300 to $122,530. Because that spread is typically larger than the interstate spread, a state median is a weak predictor for any individual worker in this occupation.
  • Retained pay of $46,114, from $56,720, assumes a single Arkansas filer with the standard deduction and no elective deferrals. Pre-tax retirement or HSA contributions, dependants and itemized deductions all reduce it further; local income taxes, excluded here, would increase it in the states that levy them. This occupation ranks 176 of 489 locally, and the state ranks 42 of 51 for it.
  • Wage and price series carry different reference periods, each published on its own schedule. The real-terms figure of $53,307, worked from $56,720, deflates by a statewide parity that conceals substantial intra-state variation, concentrated in housing — so it supports comparison between states rather than the pricing of a move to a particular Arkansas address, on work sitting at 176 of 489 locally.

Questions people ask

Is this the average pay for the job?

No — it is the middle. Half of these workers earn more and half earn less. The average is $70,310, pulled upward by the top of the range, which is why the middle is the fairer number to plan against.

Why is the pay range for this job so wide?

Because one job title covers very different work. The bottom tenth here earn $34,300 and the top tenth $122,530 — experience, employer and specialism separate them, and a single figure hides all three.

What does this pay actually buy where I live?

A smaller wage in a cheaper place is not automatically less. Adjusted for local prices, this is worth $53,307.

Where does the difference between the wage and my paycheck go?

Three of them are federal and one is not. After income tax, Social Security, Medicare and Arkansas's own levy, $46,114 remains.

Can I compare this job across every state?

This occupation is published everywhere — all 51 of them — so comparing states measures real differences rather than gaps in the data.

How does the published median differ from the mean for this occupation?

The median is the midpoint of the distribution; the mean for this occupation in Arkansas is $70,310. Wage distributions are right-skewed, so the mean exceeds the median wherever a minority earn substantially more. BLS publishes both because substituting one for the other misstates a typical worker's pay.

What drives the percentile dispersion in this occupation?

Dispersion between the tenth percentile ($34,300) and the ninetieth ($122,530) exceeds the family median dispersion. SOC codes aggregate roles differing in seniority, industry and specialisation, and BLS does not disaggregate below the detailed occupation level, so within-title variance is not separable from the published series.

What is this occupation's price-adjusted compensation in this state?

Arkansas's regional price parity is at or below the national average, so nominal wages understate purchasing power. Take-home deflated by the state price level is $53,307 in national-average terms. The adjustment uses an all-items index and does not isolate housing.

What accounts for the gap between gross wage and take-home here?

Take-home of $46,114 reflects federal income tax, OASDI, Medicare and Arkansas income tax for a single filer with no adjustments. The state layer is levied in addition to the federal one; only its rate and base differ between states.

Is this occupation's state coverage complete?

State-level estimates are published for all 51 jurisdictions for this occupation, so cross-state comparison is not confounded by suppression. ⚠️ Estimates remain survey-based and carry sampling error; small differences between adjacent states should not be over-read.