Insurance Sales Agents in Massachusetts
May 2025 wages · tax year 2026
You keep
$60,973
after federal, FICA and Massachusetts tax
Tax takes
$18,327
23.1% of the whole
Worth, in national money
$56,332
Massachusetts costs more than average
On that salary you would be around the 25th percentile for this work in Massachusetts — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$79,300
Kept after tax
$60,973
Worth in national money
$56,332
State rank
5
of 51 states
What this pays, and what it is worth
- This is a good state for the work. Massachusetts pays insurance sales agents a middle wage of $79,300, ranking 5 of 51 states and sitting about 27.33% above the national middle.
- Against other work in Massachusetts, this sits in the middle: 190 of 485 occupations with published pay. Solidly ordinary for the state, which is not the same as ordinary nationally.
- Massachusetts is an expensive state, and the adjusted figure shows it. From $79,300 the take-home is $60,973; in national-average money that behaves like $56,332. The average comes to $103,070, above the middle, thanks to the top of the range.
- Massachusetts's median for insurance sales agents is $79,300, about 27.33% above the national figure and 5 of 51 states reporting. Whether that premium reaches the worker depends on the two adjustments below, which is the part a wage table cannot tell you.
- Insurance sales agents ranks 190 of 485 occupations in Massachusetts by median pay, in the middle bands. Within-state and national positions are separate measurements and a job commonly sits in different quartiles on each.
- Take-home for insurance sales agents in Massachusetts, on $79,300, is $60,973; deflated by the state's price level, $56,332. ⚠️ The deflator is statewide, so it understates the erosion in the state's metropolitan areas and overstates it outside them. At $103,070 the mean overshoots the median — the usual right-skewed shape.
Compare this career across states
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Pay band: Insurance Sales Agents
The state median for this job
| Lowest tenth earn under | $57,620 |
|---|---|
| Half earn under | $79,300 |
| Top tenth earn over | $163,380 |
| This salary | $79,300 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in Massachusetts | $60,973 |
|---|---|
| Take-home in Texas | $64,618 |
| Once local prices are leveledBEA price parity | +$10,164 |
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $74,119 |
|---|---|
| You could take a cut of | −$13,886 |
| Prices in Texas | 97 vs 108 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- Treat $79,300 as a midpoint for Massachusetts, not a promise. The tenth percentile is $57,620 and the ninetieth is $163,380 — a wide band, and where you land in it depends on far more than the state.
- That $60,973 take-home in Massachusetts comes from $79,300. It is the no-frills case: single filer, standard deduction, nothing set aside before tax. Real circumstances almost always reduce the tax. City and school-district taxes are not counted at all. Locally the work ranks 190 of 485.
- Two cautions on $56,332, the adjusted value of that $79,300 median. It levels out prices with a single number for all of Massachusetts. No actual address matches that. The wage figures and price figures are also from different years. Each is published on its own timetable. This work sits at 190 of 485 locally.
- The Massachusetts median of $79,300 describes the midpoint of a distribution spanning $57,620 to $163,380. Because that spread is typically larger than the interstate spread, a state median is a weak predictor for any individual worker in this occupation.
- Retained pay of $60,973, from $79,300, assumes a single Massachusetts filer with the standard deduction and no elective deferrals. Pre-tax retirement or HSA contributions, dependants and itemized deductions all reduce it further; local income taxes, excluded here, would increase it in the states that levy them. This occupation ranks 190 of 485 locally, and the state ranks 5 of 51 for it.
- This $56,332 adjusted figure, worked from $79,300, rests on a state-level price parity averaging over within-state dispersion larger than much of the between-state dispersion. Wage and price vintages differ by publication schedule. The result is directionally sound and not address-specific, for work at 190 of 485 in the state. The occupation ranks 190 of 485 locally.
Questions people ask
Is this the average pay for the job?
Half earn more than this and half earn less. The average sits at $103,070 because a long tail of high pay lifts it, so the two answer different questions.
Why is the pay range for this job so wide?
One title, many jobs. The lowest tenth take $57,620, the highest tenth $163,380, and what separates them is experience, employer and what exactly the role does.
Does a bigger number here mean I am better off?
Not on its own. Prices in Massachusetts run above the national level, so the same dollars buy less here. Adjusted for that, this pay is worth $56,332 — the wage did not change, only what it covers.
Where does the difference between the wage and my paycheck go?
Four deductions, stacked. The federal layer and the two payroll taxes apply wherever you work; Massachusetts then takes its own share, leaving $60,973.
Can I compare this job across every state?
All 51 jurisdictions report this work, which makes the ranking a like-for-like one.
How does the published median differ from the mean for this occupation?
The median is the midpoint of the distribution; the mean for this occupation in Massachusetts is $103,070. Wage distributions are right-skewed, so the mean exceeds the median wherever a minority earn substantially more. BLS publishes both because substituting one for the other misstates a typical worker's pay.
What drives the percentile dispersion in this occupation?
Dispersion between the tenth percentile ($57,620) and the ninetieth ($163,380) exceeds the family median dispersion. SOC codes aggregate roles differing in seniority, industry and specialisation, and BLS does not disaggregate below the detailed occupation level, so within-title variance is not separable from the published series.
How does the state price level affect real compensation?
Massachusetts's regional price parity sits above the national average, so nominal wages overstate purchasing power. Deflating take-home by the state price level gives $56,332 in national-average terms. ⚠️ RPPs are an all-items index; housing parities vary far more widely than the headline figure.
What accounts for the gap between gross wage and take-home here?
Take-home of $60,973 reflects federal income tax, OASDI, Medicare and Massachusetts income tax for a single filer with no adjustments. The state layer is levied in addition to the federal one; only its rate and base differ between states.
Is this occupation's state coverage complete?
State-level estimates are published for all 51 jurisdictions for this occupation, so cross-state comparison is not confounded by suppression. ⚠️ Estimates remain survey-based and carry sampling error; small differences between adjacent states should not be over-read.