Insurance Sales Agents in Pennsylvania

May 2025 wages · tax year 2026
You keep
$58,193
after federal, FICA and Pennsylvania tax
Tax takes
$15,177
20.7% of the whole
Worth, in national money
$59,685
Pennsylvania costs less than average
On that salary you would be around the 25th percentile for this work in Pennsylvania — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$73,370
Kept after tax
$58,193
Worth in national money
$59,685
State rank
11
of 51 states
What this pays, and what it is worth
- This is a good state for the work. Pennsylvania pays insurance sales agents a middle wage of $73,370, ranking 11 of 51 states and sitting about 17.81% above the national middle.
- Against other work in Pennsylvania, this sits in the middle: 160 of 492 occupations with published pay. Solidly ordinary for the state, which is not the same as ordinary nationally.
- No great distortion either way. Pennsylvania costs about what the country costs, so from $73,370, take-home of $58,193 is worth roughly $59,685 in national money. The average comes to $88,590, above the middle, thanks to the top of the range.
- Pennsylvania's median for insurance sales agents is $73,370, about 17.81% above the national figure and 11 of 51 states reporting. Whether that premium reaches the worker depends on the two adjustments below, which is the part a wage table cannot tell you.
- Insurance sales agents ranks 160 of 492 occupations in Pennsylvania by median pay, in the middle bands. Within-state and national positions are separate measurements and a job commonly sits in different quartiles on each.
- Price parity in Pennsylvania is near the national base, so for insurance sales agents, whose median is $73,370, the adjusted figure of $59,685 differs little from $58,193 retained after tax. The state's position for this occupation is therefore set by wage and tax rather than by living costs. At $88,590 the mean overshoots the median — the usual right-skewed shape.
Compare this career across states
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Pay band: Insurance Sales Agents
The state median for this job
| Lowest tenth earn under | $39,770 |
|---|---|
| Half earn under | $73,370 |
| Top tenth earn over | $163,970 |
| This salary | $73,370 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in Pennsylvania | $58,193 |
|---|---|
| Take-home in Texas | $60,446 |
| Once local prices are leveledBEA price parity | +$2,518 |
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $70,168 |
|---|---|
| You could take a cut of | −$3,478 |
| Prices in Texas | 97 vs 98 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- A median is the middle, not an offer. Half of insurance sales agents in Pennsylvania earn under $73,370 and half over. The published range runs $39,770 at the tenth percentile to $163,970 at the ninetieth. Experience and employer move an individual a long way inside that.
- One filer, no dependants, no pension contributions — that is the household behind Pennsylvania's $58,193, worked from $73,370. That is on purpose. It lets states be compared with each other, not with each other's family circumstances. Local city taxes are left out. Locally this work ranks 160 of 492.
- Two cautions on $59,685, the adjusted value of that $73,370 median. It levels out prices with a single number for all of Pennsylvania. No actual address matches that. The wage figures and price figures are also from different years. Each is published on its own timetable. This work sits at 160 of 492 locally.
- Figures are distribution medians for insurance sales agents in Pennsylvania, not entry or offer rates. The published band runs $39,770 to $163,970; within-state dispersion of that width routinely exceeds the dispersion between states, so tenure, employer and metropolitan area predict an individual's pay better than geography does.
- The Pennsylvania take-home of $58,193, on $73,370 for work ranking 160 of 492 locally, models the simplest household deliberately: holding it constant is what makes the interstate comparison meaningful. It also means the absolute figure overstates liability for most real filers, and municipal income taxes are outside the model entirely. The occupation ranks 160 of 492 in the state.
- This $59,685 adjusted figure, worked from $73,370, rests on a state-level price parity averaging over within-state dispersion larger than much of the between-state dispersion. Wage and price vintages differ by publication schedule. The result is directionally sound and not address-specific, for work at 160 of 492 in the state. The occupation ranks 160 of 492 locally.
Questions people ask
Is this the average pay for the job?
Half earn more than this and half earn less. The average sits at $88,590 because a long tail of high pay lifts it, so the two answer different questions.
Why is the pay range for this job so wide?
Because one job title covers very different work. The bottom tenth here earn $39,770 and the top tenth $163,970 — experience, employer and specialism separate them, and a single figure hides all three.
What does this pay actually buy where I live?
More than the figure suggests. Prices in Pennsylvania sit below the national level, so take-home here stretches like $59,685 would elsewhere. The wage is the same; the ground it covers is larger.
Where does the difference between the wage and my paycheck go?
Three of them are federal and one is not. After income tax, Social Security, Medicare and Pennsylvania's own levy, $58,193 remains.
Can I compare this job across every state?
This occupation is published everywhere — all 51 of them — so comparing states measures real differences rather than gaps in the data.
How does the published median differ from the mean for this occupation?
The median is the midpoint of the distribution; the mean for this occupation in Pennsylvania is $88,590. Wage distributions are right-skewed, so the mean exceeds the median wherever a minority earn substantially more. BLS publishes both because substituting one for the other misstates a typical worker's pay.
What drives the percentile dispersion in this occupation?
Dispersion between the tenth percentile ($39,770) and the ninetieth ($163,970) exceeds the family median dispersion. SOC codes aggregate roles differing in seniority, industry and specialisation, and BLS does not disaggregate below the detailed occupation level, so within-title variance is not separable from the published series.
What is this occupation's price-adjusted compensation in this state?
Pennsylvania's regional price parity is at or below the national average, so nominal wages understate purchasing power. Take-home deflated by the state price level is $59,685 in national-average terms. The adjustment uses an all-items index and does not isolate housing.
What accounts for the gap between gross wage and take-home here?
Take-home of $58,193 reflects federal income tax, OASDI, Medicare and Pennsylvania income tax for a single filer with no adjustments. The state layer is levied in addition to the federal one; only its rate and base differ between states.
Is this occupation's state coverage complete?
State-level estimates are published for all 51 jurisdictions for this occupation, so cross-state comparison is not confounded by suppression. ⚠️ Estimates remain survey-based and carry sampling error; small differences between adjacent states should not be over-read.