Insurance Underwriters in Maine
May 2025 wages · tax year 2026
You keep
$70,835
after federal, FICA and Maine tax
Tax takes
$24,675
25.8% of the whole
Worth, in national money
$72,952
Maine costs less than average
On that salary you would be around the 25th percentile for this work in Maine — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$95,510
Kept after tax
$70,835
Worth in national money
$72,952
State rank
10
of 49 states
What this pays, and what it is worth
- This is a good state for the work. Maine pays insurance underwriters a middle wage of $95,510, ranking 10 of 49 states and sitting about 17.38% above the national middle.
- Locally, this pays well. Among 484 occupations Maine reports, insurance underwriters comes in at 72 — comfortably in the upper quarter.
- Prices here sit close to the national average, so the adjustment changes little. From $95,510 the take-home is $70,835, which is worth about $72,952 in comparable money. Tax does most of the work here, not cost of living. The average is lower, $94,640, so pay clusters nearer the top than usual.
- Maine's median for insurance underwriters is $95,510, about 17.38% above the national figure and 10 of 49 states reporting. Whether that premium reaches the worker depends on the two adjustments below, which is the part a wage table cannot tell you.
- Insurance underwriters ranks 72 of 484 occupations by median in Maine, in the top quartile. Within-state position is largely independent of national position, so this holds regardless of how the state compares to others for the same work.
- Maine's price level is near the national average, so price deflation is close to neutral for insurance underwriters on its $95,510 median: $70,835 retained after tax becomes $72,952 in national-average terms. Where the price adjustment is small, the tax stack is the dominant determinant of the real outcome. The mean of $94,640 falls below the median, a left skew that is uncommon in wage data.
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Pay band: Insurance Underwriters
The state median for this job
| Lowest tenth earn under | $62,730 |
|---|---|
| Half earn under | $95,510 |
| Top tenth earn over | $133,390 |
| This salary | $95,510 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in Maine | $70,835 |
|---|---|
| Take-home in Texas | $76,021 |
| Once local prices are leveledBEA price parity | +$5,279 |
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $88,137 |
|---|---|
| You could take a cut of | −$7,292 |
| Prices in Texas | 97 vs 97 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- A median is the middle, not an offer. Half of insurance underwriters in Maine earn under $95,510 and half over. The published range runs $62,730 at the tenth percentile to $133,390 at the ninetieth. Experience and employer move an individual a long way inside that.
- In Maine the take-home figure of $70,835, from $95,510, assumes one filer, no dependants, and nothing paid into a pension before tax. Each of those lowers the bill, so treat it as the plain case. City and school-district income taxes are not included either, and in a few states those are real money. It ranks 72 of 484 occupations here.
- Two cautions on $72,952, the adjusted value of that $95,510 median. It levels out prices with a single number for all of Maine. No actual address matches that. The wage figures and price figures are also from different years. Each is published on its own timetable. This work sits at 72 of 484 locally.
- Figures are distribution medians for insurance underwriters in Maine, not entry or offer rates. The published band runs $62,730 to $133,390; within-state dispersion of that width routinely exceeds the dispersion between states, so tenure, employer and metropolitan area predict an individual's pay better than geography does.
- Take-home for Maine is computed for a single filer taking the standard deduction with no dependants and no pre-tax contributions, giving $70,835 from $95,510. Each omitted item reduces taxable income, so the figure is a lower bound on retained pay for this household shape. Municipal and school-district income taxes are excluded, which understates the burden materially in Ohio, Pennsylvania and Maryland. The occupation ranks 72 of 484 locally.
- This $72,952 adjusted figure, worked from $95,510, rests on a state-level price parity averaging over within-state dispersion larger than much of the between-state dispersion. Wage and price vintages differ by publication schedule. The result is directionally sound and not address-specific, for work at 72 of 484 in the state. The occupation ranks 72 of 484 locally.
Questions people ask
Why is the pay range for this job so wide?
The label is broader than the work. From $62,730 at the bottom tenth to $133,390 at the top, the same title covers roles that share little beyond a name.
What does this pay actually buy where I live?
A smaller wage in a cheaper place is not automatically less. Adjusted for local prices, this is worth $72,952.
Where does the difference between the wage and my paycheck go?
Three of them are federal and one is not. After income tax, Social Security, Medicare and Maine's own levy, $70,835 remains.
Why is this job missing from some states?
A blank is a suppression, not a zero. 49 states have a published figure for this work; the others had too few responses to release one.
What drives the percentile dispersion in this occupation?
Dispersion between the tenth percentile ($62,730) and the ninetieth ($133,390) exceeds the family median dispersion. SOC codes aggregate roles differing in seniority, industry and specialisation, and BLS does not disaggregate below the detailed occupation level, so within-title variance is not separable from the published series.
What is this occupation's price-adjusted compensation in this state?
Maine's regional price parity is at or below the national average, so nominal wages understate purchasing power. Take-home deflated by the state price level is $72,952 in national-average terms. The adjustment uses an all-items index and does not isolate housing.
What accounts for the gap between gross wage and take-home here?
Take-home of $70,835 reflects federal income tax, OASDI, Medicare and Maine income tax for a single filer with no adjustments. The state layer is levied in addition to the federal one; only its rate and base differ between states.
Why does this occupation lack published estimates in every state?
BLS suppresses estimates failing disclosure or reliability criteria. This occupation has published state-level estimates in 49 of the fifty-one jurisdictions. Suppression reflects sample size and confidentiality rules, and cannot be read as an absence of employment.