Insurance Underwriters in Nebraska
May 2025 wages · tax year 2026
You keep
$58,963
after federal, FICA and Nebraska tax
Tax takes
$16,158
21.5% of the whole
Worth, in national money
$65,241
Nebraska costs less than average
On that salary you would be around the 25th percentile for this work in Nebraska — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$75,120
Kept after tax
$58,963
Worth in national money
$65,241
State rank
39
of 49 states
What this pays, and what it is worth
- Pay for insurance underwriters is on the low side in Nebraska. The middle earner gets $75,120. That is 39 of 49 states, and about 7.68% under the national figure. Whether that matters depends on what things cost here.
- Middle of the local pack. Of 488 occupations Nebraska reports figures for, this is number 125.
- Here is where Nebraska does better than its wage suggests. From a median of $75,120 you keep $58,963, and because things cost less here than the national average, that behaves like $65,241 would elsewhere. The average is higher, $76,900, because the best-paid pull it up.
- For insurance underwriters, Nebraska sits in the lower band at $75,120, ranking 39 of 49 and trailing the national median by about 7.68%. Nominal rankings routinely invert once tax and regional price level are applied, so this position should not be read as the conclusion.
- In Nebraska's occupational distribution, insurance underwriters sits at 125 of 488 — neither quartile. This local position is what a resident compares against, and it is determined by the state's own labor market rather than by national patterns for this occupation.
- After federal, FICA and Nebraska income tax, retained pay for insurance underwriters on $75,120 is $58,963. Deflating by the state's price level — below the national average — gives $65,241 in national-average terms. ⚠️ That figure is purchasing power, not a wage, and nobody is paid it; it is what the take-home buys. The mean of $76,900 sits above the median, the right skew typical of wage data.
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Pay band: Insurance Underwriters
The state median for this job
| Lowest tenth earn under | $49,150 |
|---|---|
| Half earn under | $75,120 |
| Top tenth earn over | $105,760 |
| This salary | $75,120 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in Nebraska | $58,963 |
|---|---|
| Take-home in Texas | $61,677 |
| Once local prices are leveledBEA price parity | −$1,771 |
The raise and the real gain point in opposite directions here.
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $71,262 |
|---|---|
| Raise you would need | +$2,447 |
| Prices in Texas | 97 vs 90 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- Treat $75,120 as a midpoint for Nebraska, not a promise. The tenth percentile is $49,150 and the ninetieth is $105,760 — a wide band, and where you land in it depends on far more than the state.
- In Nebraska the take-home figure of $58,963, from $75,120, assumes one filer, no dependants, and nothing paid into a pension before tax. Each of those lowers the bill, so treat it as the plain case. City and school-district income taxes are not included either, and in a few states those are real money. It ranks 125 of 488 occupations here.
- The wage data and the price data come from different years. That is how each is published. The price adjustment behind $65,241 uses one figure for the whole of Nebraska. A city and a rural county there can differ by more than two states do. Out of 488 occupations the state publishes, this one sits at 125.
- The Nebraska median of $75,120 describes the midpoint of a distribution spanning $49,150 to $105,760. Because that spread is typically larger than the interstate spread, a state median is a weak predictor for any individual worker in this occupation.
- Take-home for Nebraska is computed for a single filer taking the standard deduction with no dependants and no pre-tax contributions, giving $58,963 from $75,120. Each omitted item reduces taxable income, so the figure is a lower bound on retained pay for this household shape. Municipal and school-district income taxes are excluded, which understates the burden materially in Ohio, Pennsylvania and Maryland. The occupation ranks 125 of 488 locally.
- Wage and price series carry different reference periods, each published on its own schedule. The real-terms figure of $65,241, worked from $75,120, deflates by a statewide parity that conceals substantial intra-state variation, concentrated in housing — so it supports comparison between states rather than the pricing of a move to a particular Nebraska address, on work sitting at 125 of 488 locally.
Questions people ask
Why is the pay range for this job so wide?
The label is broader than the work. From $49,150 at the bottom tenth to $105,760 at the top, the same title covers roles that share little beyond a name.
What does this pay actually buy where I live?
A smaller wage in a cheaper place is not automatically less. Adjusted for local prices, this is worth $65,241.
Where does the difference between the wage and my paycheck go?
Three of them are federal and one is not. After income tax, Social Security, Medicare and Nebraska's own levy, $58,963 remains.
Why is this job missing from some states?
The survey withholds small samples rather than publish an unreliable number. Pay appears for 49 states here, and a missing state means too few reports, not no jobs.
What drives the percentile dispersion in this occupation?
Dispersion between the tenth percentile ($49,150) and the ninetieth ($105,760) exceeds the family median dispersion. SOC codes aggregate roles differing in seniority, industry and specialisation, and BLS does not disaggregate below the detailed occupation level, so within-title variance is not separable from the published series.
What is this occupation's price-adjusted compensation in this state?
Nebraska's regional price parity is at or below the national average, so nominal wages understate purchasing power. Take-home deflated by the state price level is $65,241 in national-average terms. The adjustment uses an all-items index and does not isolate housing.
What accounts for the gap between gross wage and take-home here?
Take-home of $58,963 reflects federal income tax, OASDI, Medicare and Nebraska income tax for a single filer with no adjustments. The state layer is levied in addition to the federal one; only its rate and base differ between states.
Why does this occupation lack published estimates in every state?
BLS suppresses estimates failing disclosure or reliability criteria. This occupation has published state-level estimates in 49 of the fifty-one jurisdictions. Suppression reflects sample size and confidentiality rules, and cannot be read as an absence of employment.