Insurance Underwriters in Nevada
May 2025 wages · tax year 2026
You keep
$80,193
after federal, FICA and Nevada tax
Tax takes
$21,247
20.9% of the whole
Worth, in national money
$82,690
Nevada costs less than average
On that salary you would be around the 25th percentile for this work in Nevada — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$101,440
Kept after tax
$80,193
Worth in national money
$82,690
State rank
3
of 49 states
What this pays, and what it is worth
- Pay for insurance underwriters is strong here. Nevada's middle earner gets $101,440, putting the state 3 of 49 — about 24.67% ahead of the national figure.
- This is one of the better-paid jobs in Nevada. It ranks 64 out of 485 occupations the state publishes figures for, which puts it in the top quarter locally.
- Here is where Nevada does better than its wage suggests. From a median of $101,440 you keep $80,193, and because things cost less here than the national average, that behaves like $82,690 would elsewhere. The average is higher, $103,000, because the best-paid pull it up.
- For insurance underwriters, Nevada sits in the upper band nationally: a median of $101,440, ranking 3 of 49 and running about 24.67% above the national midpoint. Nominal advantage of this size is usually, though not always, large enough to survive the state's own tax and price levels.
- Within Nevada, insurance underwriters ranks 64 of 485 occupations by median pay, placing it in the top quartile of the local distribution. This is the comparison a resident actually makes — against neighbors rather than against the same job elsewhere.
- After federal, FICA and Nevada income tax, retained pay for insurance underwriters on $101,440 is $80,193. Deflating by the state's price level — below the national average — gives $82,690 in national-average terms. ⚠️ That figure is purchasing power, not a wage, and nobody is paid it; it is what the take-home buys. The mean of $103,000 sits above the median, the right skew typical of wage data.
Compare this career across states
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Pay band: Insurance Underwriters
The state median for this job
| Lowest tenth earn under | $60,780 |
|---|---|
| Half earn under | $101,440 |
| Top tenth earn over | $157,470 |
| This salary | $101,440 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in Nevada | $80,193 |
|---|---|
| Take-home in Texas | $80,193 |
| Once local prices are leveledBEA price parity | −$166 |
The raise and the real gain point in opposite directions here.
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $101,440 |
|---|---|
| Raise you would need | +$229 |
| Prices in Texas | 97 vs 97 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- Half the people doing this work in Nevada earn less than $101,440. The published range is $60,780 up to $157,470, so an individual figure can sit a long way from the middle in either direction.
- One filer, no dependants, no pension contributions — that is the household behind Nevada's $80,193, worked from $101,440. That is on purpose. It lets states be compared with each other, not with each other's family circumstances. Local city taxes are left out. Locally this work ranks 64 of 485.
- One number stands for prices across all of Nevada, which is a simplification — big cities cost far more than small towns. Read $82,690, the adjusted value of that $101,440 median, as a way to compare states fairly, not as a quote for any particular place. The two datasets are also from different years. This job sits at 64 of 485 in the state.
- Reported values are medians; for insurance underwriters in Nevada the tenth-to-ninetieth percentile band is $60,780 to $157,470. Neither the median nor the band is an offer rate, and neither accounts for hours, shift differentials or overtime.
- The Nevada take-home of $80,193, on $101,440 for work ranking 64 of 485 locally, models the simplest household deliberately: holding it constant is what makes the interstate comparison meaningful. It also means the absolute figure overstates liability for most real filers, and municipal income taxes are outside the model entirely. The occupation ranks 64 of 485 in the state.
- Price deflation uses one statewide parity for Nevada, so $82,690 — the adjusted value of that $101,440 median — establishes comparability between states rather than accuracy within one. The wage and parity series are dated independently, each following its own publication cycle, and neither is projected forward. This occupation sits at 64 of 485 locally.
Questions people ask
Why is the pay range for this job so wide?
One title, many jobs. The lowest tenth take $60,780, the highest tenth $157,470, and what separates them is experience, employer and what exactly the role does.
What does this pay actually buy where I live?
A smaller wage in a cheaper place is not automatically less. Adjusted for local prices, this is worth $82,690.
Is most of this wage taxed away?
No. $80,193 survives, because Nevada levies no wage income tax. The federal share does not change with the state you work in.
Why is this job missing from some states?
Because the survey suppresses a figure when too few employers report it. This occupation has published pay in 49 states — the rest are withheld to protect confidentiality, which is not the same as nobody doing the work there.
What drives the percentile dispersion in this occupation?
Dispersion between the tenth percentile ($60,780) and the ninetieth ($157,470) exceeds the family median dispersion. SOC codes aggregate roles differing in seniority, industry and specialisation, and BLS does not disaggregate below the detailed occupation level, so within-title variance is not separable from the published series.
What is this occupation's price-adjusted compensation in this state?
Nevada's regional price parity is at or below the national average, so nominal wages understate purchasing power. Take-home deflated by the state price level is $82,690 in national-average terms. The adjustment uses an all-items index and does not isolate housing.
Why is the take-home ratio comparatively high in this state?
Nevada levies no personal income tax on wages, so take-home of $80,193 reflects the federal layer and FICA alone. Federal income tax and FICA are unchanged; states without a wage income tax generally recover revenue through consumption and property bases instead.
Why does this occupation lack published estimates in every state?
BLS suppresses estimates failing disclosure or reliability criteria. This occupation has published state-level estimates in 49 of the fifty-one jurisdictions. Suppression reflects sample size and confidentiality rules, and cannot be read as an absence of employment.