Loan Interviewers and Clerks in Kentucky
May 2025 wages · tax year 2026
You keep
$39,116
after federal, FICA and Kentucky tax
Tax takes
$8,794
18.4% of the whole
Worth, in national money
$43,238
Kentucky costs less than average
On that salary you would be around the 25th percentile for this work in Kentucky — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$47,910
Kept after tax
$39,116
Worth in national money
$43,238
State rank
37
of 51 states
What this pays, and what it is worth
- Kentucky is among the lower-paying states for loan interviewers and clerks. The middle earner takes $47,910, ranking 37 of 51 states — about 4.22% below the national middle. Costs here are often lower too, which the figures further down account for.
- Middle of the local pack. Of 491 occupations Kentucky reports figures for, this is number 307.
- Here is where Kentucky does better than its wage suggests. From a median of $47,910 you keep $39,116, and because things cost less here than the national average, that behaves like $43,238 would elsewhere. The average is higher, $49,760, because the best-paid pull it up.
- Kentucky ranks 37 of 51 for loan interviewers and clerks, with a median of $47,910 — about 4.22% below the national figure. A nominal shortfall is not by itself a real one: lower-paying states frequently carry lower tax and lower price levels, and the adjusted figures below are where that is settled rather than assumed.
- In Kentucky's occupational distribution, loan interviewers and clerks sits at 307 of 491 — neither quartile. This local position is what a resident compares against, and it is determined by the state's own labor market rather than by national patterns for this occupation.
- After federal, FICA and Kentucky income tax, retained pay for loan interviewers and clerks on $47,910 is $39,116. Deflating by the state's price level — below the national average — gives $43,238 in national-average terms. ⚠️ That figure is purchasing power, not a wage, and nobody is paid it; it is what the take-home buys. The mean of $49,760 sits above the median, the right skew typical of wage data.
Compare this career across states
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Pay band: Loan Interviewers and Clerks
The state median for this job
| Lowest tenth earn under | $34,460 |
|---|---|
| Half earn under | $47,910 |
| Top tenth earn over | $63,240 |
| This salary | $47,910 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in Kentucky | $39,116 |
|---|---|
| Take-home in Texas | $40,676 |
| Once local prices are leveledBEA price parity | −$1,380 |
The raise and the real gain point in opposite directions here.
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $45,969 |
|---|---|
| Raise you would need | +$1,669 |
| Prices in Texas | 97 vs 90 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- Treat $47,910 as a midpoint for Kentucky, not a promise. The tenth percentile is $34,460 and the ninetieth is $63,240 — a wide band, and where you land in it depends on far more than the state.
- One filer, no dependants, no pension contributions — that is the household behind Kentucky's $39,116, worked from $47,910. That is on purpose. It lets states be compared with each other, not with each other's family circumstances. Local city taxes are left out. Locally this work ranks 307 of 491.
- Two cautions on $43,238, the adjusted value of that $47,910 median. It levels out prices with a single number for all of Kentucky. No actual address matches that. The wage figures and price figures are also from different years. Each is published on its own timetable. This work sits at 307 of 491 locally.
- The Kentucky median of $47,910 describes the midpoint of a distribution spanning $34,460 to $63,240. Because that spread is typically larger than the interstate spread, a state median is a weak predictor for any individual worker in this occupation.
- The Kentucky take-home of $39,116, on $47,910 for work ranking 307 of 491 locally, models the simplest household deliberately: holding it constant is what makes the interstate comparison meaningful. It also means the absolute figure overstates liability for most real filers, and municipal income taxes are outside the model entirely. The occupation ranks 307 of 491 in the state.
- This $43,238 adjusted figure, worked from $47,910, rests on a state-level price parity averaging over within-state dispersion larger than much of the between-state dispersion. Wage and price vintages differ by publication schedule. The result is directionally sound and not address-specific, for work at 307 of 491 in the state. The occupation ranks 307 of 491 locally.
Questions people ask
Is this the average pay for the job?
It is the midpoint, not the average. The average here is $49,760, dragged up by high earners; the middle figure describes a typical worker better.
How much does pay for this job actually vary?
Most of these jobs pay within a close range — $34,460 at the tenth percentile, $63,240 at the ninetieth.
What does this pay actually buy where I live?
More than the figure suggests. Prices in Kentucky sit below the national level, so take-home here stretches like $43,238 would elsewhere. The wage is the same; the ground it covers is larger.
Where does the difference between the wage and my paycheck go?
Into four separate taxes, not one. Federal income tax, Social Security and Medicare apply everywhere, and Kentucky adds its own income tax on top — which is why $39,116 of this wage survives to your account.
Can I compare this job across every state?
This occupation is published everywhere — all 51 of them — so comparing states measures real differences rather than gaps in the data.
How does the published median differ from the mean for this occupation?
The median is the midpoint of the distribution; the mean for this occupation in Kentucky is $49,760. Wage distributions are right-skewed, so the mean exceeds the median wherever a minority earn substantially more. BLS publishes both because substituting one for the other misstates a typical worker's pay.
What is the dispersion of this occupation's wage distribution?
The tenth-to-ninetieth percentile span ($34,460 to $63,240) sits at or below the family's median dispersion, indicating relatively standardized compensation. Percentiles are published per state, so this dispersion is specific to Kentucky rather than a national figure.
What is this occupation's price-adjusted compensation in this state?
Kentucky's regional price parity is at or below the national average, so nominal wages understate purchasing power. Take-home deflated by the state price level is $43,238 in national-average terms. The adjustment uses an all-items index and does not isolate housing.
What accounts for the gap between gross wage and take-home here?
Take-home of $39,116 reflects federal income tax, OASDI, Medicare and Kentucky income tax for a single filer with no adjustments. The state layer is levied in addition to the federal one; only its rate and base differ between states.
Is this occupation's state coverage complete?
State-level estimates are published for all 51 jurisdictions for this occupation, so cross-state comparison is not confounded by suppression. ⚠️ Estimates remain survey-based and carry sampling error; small differences between adjacent states should not be over-read.