Loan Interviewers and Clerks in Tennessee
May 2025 wages · tax year 2026
You keep
$38,522
after federal, FICA and Tennessee tax
Tax takes
$6,708
14.8% of the whole
Worth, in national money
$41,639
Tennessee costs less than average
On that salary you would be around the 25th percentile for this work in Tennessee — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$45,230
Kept after tax
$38,522
Worth in national money
$41,639
State rank
47
of 51 states
What this pays, and what it is worth
- Tennessee is among the lower-paying states for loan interviewers and clerks. The middle earner takes $45,230, ranking 47 of 51 states — about 9.58% below the national middle. Costs here are often lower too, which the figures further down account for.
- Middle of the local pack. Of 491 occupations Tennessee reports figures for, this is number 345.
- Cheaper living works in this state's favor. From $45,230 you keep $38,522 after tax, and local prices stretch that to the equivalent of $41,639 at national prices. Averages run higher here, $47,150, since top earners drag the number up.
- Tennessee ranks 47 of 51 for loan interviewers and clerks, with a median of $45,230 — about 9.58% below the national figure. A nominal shortfall is not by itself a real one: lower-paying states frequently carry lower tax and lower price levels, and the adjusted figures below are where that is settled rather than assumed.
- In Tennessee's occupational distribution, loan interviewers and clerks sits at 345 of 491 — neither quartile. This local position is what a resident compares against, and it is determined by the state's own labor market rather than by national patterns for this occupation.
- Retained pay in Tennessee is $38,522 after the full tax stack, from $45,230. Because the state's price level runs below the national average, the price-adjusted equivalent is $41,639 — a real-terms figure describing purchasing power rather than compensation, and not a number that appears on any pay stub. Mean pay of $47,150 exceeds the median, so the upper tail is doing the work.
Compare this career across states
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Pay band: Loan Interviewers and Clerks
The state median for this job
| Lowest tenth earn under | $34,560 |
|---|---|
| Half earn under | $45,230 |
| Top tenth earn over | $65,900 |
| This salary | $45,230 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in Tennessee | $38,522 |
|---|---|
| Take-home in Texas | $38,522 |
| Once local prices are leveledBEA price parity | −$1,997 |
The raise and the real gain point in opposite directions here.
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $45,230 |
|---|---|
| Raise you would need | +$2,415 |
| Prices in Texas | 97 vs 93 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- Treat $45,230 as a midpoint for Tennessee, not a promise. The tenth percentile is $34,560 and the ninetieth is $65,900 — a wide band, and where you land in it depends on far more than the state.
- One filer, no dependants, no pension contributions — that is the household behind Tennessee's $38,522, worked from $45,230. That is on purpose. It lets states be compared with each other, not with each other's family circumstances. Local city taxes are left out. Locally this work ranks 345 of 491.
- The wage data and the price data come from different years. That is how each is published. The price adjustment behind $41,639 uses one figure for the whole of Tennessee. A city and a rural county there can differ by more than two states do. Out of 491 occupations the state publishes, this one sits at 345.
- The Tennessee median of $45,230 describes the midpoint of a distribution spanning $34,560 to $65,900. Because that spread is typically larger than the interstate spread, a state median is a weak predictor for any individual worker in this occupation.
- The Tennessee take-home of $38,522, on $45,230 for work ranking 345 of 491 locally, models the simplest household deliberately: holding it constant is what makes the interstate comparison meaningful. It also means the absolute figure overstates liability for most real filers, and municipal income taxes are outside the model entirely. The occupation ranks 345 of 491 in the state.
- Wage and price series carry different reference periods, each published on its own schedule. The real-terms figure of $41,639, worked from $45,230, deflates by a statewide parity that conceals substantial intra-state variation, concentrated in housing — so it supports comparison between states rather than the pricing of a move to a particular Tennessee address, on work sitting at 345 of 491 locally.
Questions people ask
Is this the average pay for the job?
No — it is the middle. Half of these workers earn more and half earn less. The average is $47,150, pulled upward by the top of the range, which is why the middle is the fairer number to plan against.
How much does pay for this job actually vary?
Most of these jobs pay within a close range — $34,560 at the tenth percentile, $65,900 at the ninetieth.
What does this pay actually buy where I live?
Further than the number implies. Tennessee is cheaper than the national average, so this take-home behaves like $41,639 in national terms.
Is most of this wage taxed away?
Most of it arrives. $38,522 lands after tax, since there is no state income tax on wages here — though the federal floor is identical in every state.
Can I compare this job across every state?
This occupation is published everywhere — all 51 of them — so comparing states measures real differences rather than gaps in the data.
How does the published median differ from the mean for this occupation?
The median is the midpoint of the distribution; the mean for this occupation in Tennessee is $47,150. Wage distributions are right-skewed, so the mean exceeds the median wherever a minority earn substantially more. BLS publishes both because substituting one for the other misstates a typical worker's pay.
What is the dispersion of this occupation's wage distribution?
The tenth-to-ninetieth percentile span ($34,560 to $65,900) sits at or below the family's median dispersion, indicating relatively standardized compensation. Percentiles are published per state, so this dispersion is specific to Tennessee rather than a national figure.
What is this occupation's price-adjusted compensation in this state?
Tennessee's regional price parity is at or below the national average, so nominal wages understate purchasing power. Take-home deflated by the state price level is $41,639 in national-average terms. The adjustment uses an all-items index and does not isolate housing.
Why is the take-home ratio comparatively high in this state?
Tennessee levies no personal income tax on wages, so take-home of $38,522 reflects the federal layer and FICA alone. Federal income tax and FICA are unchanged; states without a wage income tax generally recover revenue through consumption and property bases instead.
Is this occupation's state coverage complete?
State-level estimates are published for all 51 jurisdictions for this occupation, so cross-state comparison is not confounded by suppression. ⚠️ Estimates remain survey-based and carry sampling error; small differences between adjacent states should not be over-read.