Loan Officers in Alabama
May 2025 wages · tax year 2026
You keep
$52,882
after federal, FICA and Alabama tax
Tax takes
$13,828
20.7% of the whole
Worth, in national money
$58,778
Alabama costs less than average
On that salary you would be around the 25th percentile for this work in Alabama — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$66,710
Kept after tax
$52,882
Worth in national money
$58,778
State rank
39
of 51 states
What this pays, and what it is worth
- The nominal figure here is modest. Alabama pays loan officers a middle wage of $66,710, 39 of 51 states and about 13.01% below the national middle. Hold that thought until the adjusted numbers.
- Ordinary, locally speaking. Loan officers ranks 134 among 482 occupations Alabama publishes pay for.
- Alabama is cheaper than average, and that shows up here. From $66,710 the take-home is $52,882; adjusted for what things actually cost, it goes as far as $58,778 would nationally. The average comes to $83,410, above the middle, thanks to the top of the range.
- Alabama's $66,710 median for loan officers places it 39 of 51 states, about 13.01% below national. Because both the tax and price adjustments tend to favor lower-nominal states, this ranking is the least stable of the three reported here.
- Position 134 of 482 in Alabama places loan officers in the middle of the state's wage distribution. Because within-state and cross-state rankings measure different things, this figure and the national one above should be read together rather than as a single verdict.
- Post-tax income for loan officers in Alabama, on $66,710, is $52,882 — equivalent to $58,778 once regional price parity is applied. ⚠️ The adjustment uses a statewide index that describes no particular address; within-state price variation, concentrated in housing, routinely exceeds the difference between two states. At $83,410 the mean overshoots the median — the usual right-skewed shape.
Compare this career across states
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Pay band: Loan Officers
The state median for this job
| Lowest tenth earn under | $42,090 |
|---|---|
| Half earn under | $66,710 |
| Top tenth earn over | $155,660 |
| This salary | $66,710 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in Alabama | $52,882 |
|---|---|
| Take-home in Texas | $55,760 |
| Once local prices are leveledBEA price parity | −$1,396 |
The raise and the real gain point in opposite directions here.
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $63,102 |
|---|---|
| Raise you would need | +$1,929 |
| Prices in Texas | 97 vs 90 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- A median is the middle, not an offer. Half of loan officers in Alabama earn under $66,710 and half over. The published range runs $42,090 at the tenth percentile to $155,660 at the ninetieth. Experience and employer move an individual a long way inside that.
- One filer, no dependants, no pension contributions — that is the household behind Alabama's $52,882, worked from $66,710. That is on purpose. It lets states be compared with each other, not with each other's family circumstances. Local city taxes are left out. Locally this work ranks 134 of 482.
- The wage data and the price data come from different years. That is how each is published. The price adjustment behind $58,778 uses one figure for the whole of Alabama. A city and a rural county there can differ by more than two states do. Out of 482 occupations the state publishes, this one sits at 134.
- Figures are distribution medians for loan officers in Alabama, not entry or offer rates. The published band runs $42,090 to $155,660; within-state dispersion of that width routinely exceeds the dispersion between states, so tenure, employer and metropolitan area predict an individual's pay better than geography does.
- The Alabama take-home of $52,882, on $66,710 for work ranking 134 of 482 locally, models the simplest household deliberately: holding it constant is what makes the interstate comparison meaningful. It also means the absolute figure overstates liability for most real filers, and municipal income taxes are outside the model entirely. The occupation ranks 134 of 482 in the state.
- Wage and price series carry different reference periods, each published on its own schedule. The real-terms figure of $58,778, worked from $66,710, deflates by a statewide parity that conceals substantial intra-state variation, concentrated in housing — so it supports comparison between states rather than the pricing of a move to a particular Alabama address, on work sitting at 134 of 482 locally.
Questions people ask
Is this the average pay for the job?
It is the midpoint, not the average. The average here is $83,410, dragged up by high earners; the middle figure describes a typical worker better.
Why is the pay range for this job so wide?
Because one job title covers very different work. The bottom tenth here earn $42,090 and the top tenth $155,660 — experience, employer and specialism separate them, and a single figure hides all three.
What does this pay actually buy where I live?
A smaller wage in a cheaper place is not automatically less. Adjusted for local prices, this is worth $58,778.
Where does the difference between the wage and my paycheck go?
Into four separate taxes, not one. Federal income tax, Social Security and Medicare apply everywhere, and Alabama adds its own income tax on top — which is why $52,882 of this wage survives to your account.
Can I compare this job across every state?
This occupation is published everywhere — all 51 of them — so comparing states measures real differences rather than gaps in the data.
How does the published median differ from the mean for this occupation?
The median is the midpoint of the distribution; the mean for this occupation in Alabama is $83,410. Wage distributions are right-skewed, so the mean exceeds the median wherever a minority earn substantially more. BLS publishes both because substituting one for the other misstates a typical worker's pay.
What drives the percentile dispersion in this occupation?
Dispersion between the tenth percentile ($42,090) and the ninetieth ($155,660) exceeds the family median dispersion. SOC codes aggregate roles differing in seniority, industry and specialisation, and BLS does not disaggregate below the detailed occupation level, so within-title variance is not separable from the published series.
What is this occupation's price-adjusted compensation in this state?
Alabama's regional price parity is at or below the national average, so nominal wages understate purchasing power. Take-home deflated by the state price level is $58,778 in national-average terms. The adjustment uses an all-items index and does not isolate housing.
What accounts for the gap between gross wage and take-home here?
Take-home of $52,882 reflects federal income tax, OASDI, Medicare and Alabama income tax for a single filer with no adjustments. The state layer is levied in addition to the federal one; only its rate and base differ between states.
Is this occupation's state coverage complete?
State-level estimates are published for all 51 jurisdictions for this occupation, so cross-state comparison is not confounded by suppression. ⚠️ Estimates remain survey-based and carry sampling error; small differences between adjacent states should not be over-read.