Loan Officers in Nevada
May 2025 wages · tax year 2026
You keep
$54,006
after federal, FICA and Nevada tax
Tax takes
$10,494
16.3% of the whole
Worth, in national money
$55,688
Nevada costs less than average
On that salary you would be around the 25th percentile for this work in Nevada — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$64,500
Kept after tax
$54,006
Worth in national money
$55,688
State rank
41
of 51 states
What this pays, and what it is worth
- The nominal figure here is modest. Nevada pays loan officers a middle wage of $64,500, 41 of 51 states and about 15.9% below the national middle. Hold that thought until the adjusted numbers.
- Ordinary, locally speaking. Loan officers ranks 203 among 485 occupations Nevada publishes pay for.
- Cheaper living works in this state's favor. From $64,500 you keep $54,006 after tax, and local prices stretch that to the equivalent of $55,688 at national prices. Averages run higher here, $87,850, since top earners drag the number up.
- Nevada's $64,500 median for loan officers places it 41 of 51 states, about 15.9% below national. Because both the tax and price adjustments tend to favor lower-nominal states, this ranking is the least stable of the three reported here.
- Position 203 of 485 in Nevada places loan officers in the middle of the state's wage distribution. Because within-state and cross-state rankings measure different things, this figure and the national one above should be read together rather than as a single verdict.
- Retained pay in Nevada is $54,006 after the full tax stack, from $64,500. Because the state's price level runs below the national average, the price-adjusted equivalent is $55,688 — a real-terms figure describing purchasing power rather than compensation, and not a number that appears on any pay stub. Mean pay of $87,850 exceeds the median, so the upper tail is doing the work.
Compare this career across states
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Pay band: Loan Officers
The state median for this job
| Lowest tenth earn under | $29,640 |
|---|---|
| Half earn under | $64,500 |
| Top tenth earn over | $163,930 |
| This salary | $64,500 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in Nevada | $54,006 |
|---|---|
| Take-home in Texas | $54,006 |
| Once local prices are leveledBEA price parity | −$112 |
The raise and the real gain point in opposite directions here.
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $64,500 |
|---|---|
| Raise you would need | +$135 |
| Prices in Texas | 97 vs 97 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- Treat $64,500 as a midpoint for Nevada, not a promise. The tenth percentile is $29,640 and the ninetieth is $163,930 — a wide band, and where you land in it depends on far more than the state.
- In Nevada the take-home figure of $54,006, from $64,500, assumes one filer, no dependants, and nothing paid into a pension before tax. Each of those lowers the bill, so treat it as the plain case. City and school-district income taxes are not included either, and in a few states those are real money. It ranks 203 of 485 occupations here.
- Two cautions on $55,688, the adjusted value of that $64,500 median. It levels out prices with a single number for all of Nevada. No actual address matches that. The wage figures and price figures are also from different years. Each is published on its own timetable. This work sits at 203 of 485 locally.
- The Nevada median of $64,500 describes the midpoint of a distribution spanning $29,640 to $163,930. Because that spread is typically larger than the interstate spread, a state median is a weak predictor for any individual worker in this occupation.
- Take-home for Nevada is computed for a single filer taking the standard deduction with no dependants and no pre-tax contributions, giving $54,006 from $64,500. Each omitted item reduces taxable income, so the figure is a lower bound on retained pay for this household shape. Municipal and school-district income taxes are excluded, which understates the burden materially in Ohio, Pennsylvania and Maryland. The occupation ranks 203 of 485 locally.
- This $55,688 adjusted figure, worked from $64,500, rests on a state-level price parity averaging over within-state dispersion larger than much of the between-state dispersion. Wage and price vintages differ by publication schedule. The result is directionally sound and not address-specific, for work at 203 of 485 in the state. The occupation ranks 203 of 485 locally.
Questions people ask
Is this the average pay for the job?
No — it is the middle. Half of these workers earn more and half earn less. The average is $87,850, pulled upward by the top of the range, which is why the middle is the fairer number to plan against.
Why is the pay range for this job so wide?
Because one job title covers very different work. The bottom tenth here earn $29,640 and the top tenth $163,930 — experience, employer and specialism separate them, and a single figure hides all three.
What does this pay actually buy where I live?
More than the figure suggests. Prices in Nevada sit below the national level, so take-home here stretches like $55,688 would elsewhere. The wage is the same; the ground it covers is larger.
Is most of this wage taxed away?
Most of it arrives. $54,006 lands after tax, since there is no state income tax on wages here — though the federal floor is identical in every state.
Can I compare this job across every state?
This occupation is published everywhere — all 51 of them — so comparing states measures real differences rather than gaps in the data.
How does the published median differ from the mean for this occupation?
The median is the midpoint of the distribution; the mean for this occupation in Nevada is $87,850. Wage distributions are right-skewed, so the mean exceeds the median wherever a minority earn substantially more. BLS publishes both because substituting one for the other misstates a typical worker's pay.
What drives the percentile dispersion in this occupation?
Dispersion between the tenth percentile ($29,640) and the ninetieth ($163,930) exceeds the family median dispersion. SOC codes aggregate roles differing in seniority, industry and specialisation, and BLS does not disaggregate below the detailed occupation level, so within-title variance is not separable from the published series.
What is this occupation's price-adjusted compensation in this state?
Nevada's regional price parity is at or below the national average, so nominal wages understate purchasing power. Take-home deflated by the state price level is $55,688 in national-average terms. The adjustment uses an all-items index and does not isolate housing.
Why is the take-home ratio comparatively high in this state?
Nevada levies no personal income tax on wages, so take-home of $54,006 reflects the federal layer and FICA alone. Federal income tax and FICA are unchanged; states without a wage income tax generally recover revenue through consumption and property bases instead.
Is this occupation's state coverage complete?
State-level estimates are published for all 51 jurisdictions for this occupation, so cross-state comparison is not confounded by suppression. ⚠️ Estimates remain survey-based and carry sampling error; small differences between adjacent states should not be over-read.