Loan Officers in Oregon
May 2025 wages · tax year 2026
You keep
$67,555
after federal, FICA and Oregon tax
Tax takes
$26,885
28.5% of the whole
Worth, in national money
$64,510
Oregon costs more than average
On that salary you would be around the 25th percentile for this work in Oregon — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$94,440
Kept after tax
$67,555
Worth in national money
$64,510
State rank
6
of 51 states
What this pays, and what it is worth
- This is a good state for the work. Oregon pays loan officers a middle wage of $94,440, ranking 6 of 51 states and sitting about 23.15% above the national middle.
- Locally, this pays well. Among 489 occupations Oregon reports, loan officers comes in at 115 — comfortably in the upper quarter.
- Oregon is an expensive state, and the adjusted figure shows it. From $94,440 the take-home is $67,555; in national-average money that behaves like $64,510. The average comes to $101,000, above the middle, thanks to the top of the range.
- Oregon's median for loan officers is $94,440, about 23.15% above the national figure and 6 of 51 states reporting. Whether that premium reaches the worker depends on the two adjustments below, which is the part a wage table cannot tell you.
- Loan officers ranks 115 of 489 occupations by median in Oregon, in the top quartile. Within-state position is largely independent of national position, so this holds regardless of how the state compares to others for the same work.
- Take-home for loan officers in Oregon, on $94,440, is $67,555; deflated by the state's price level, $64,510. ⚠️ The deflator is statewide, so it understates the erosion in the state's metropolitan areas and overstates it outside them. At $101,000 the mean overshoots the median — the usual right-skewed shape.
Compare this career across states
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Pay band: Loan Officers
The state median for this job
| Lowest tenth earn under | $48,240 |
|---|---|
| Half earn under | $94,440 |
| Top tenth earn over | $161,250 |
| This salary | $94,440 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in Oregon | $67,555 |
|---|---|
| Take-home in Texas | $75,269 |
| Once local prices are leveledBEA price parity | +$12,947 |
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $83,476 |
|---|---|
| You could take a cut of | −$17,884 |
| Prices in Texas | 97 vs 105 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- Treat $94,440 as a midpoint for Oregon, not a promise. The tenth percentile is $48,240 and the ninetieth is $161,250 — a wide band, and where you land in it depends on far more than the state.
- In Oregon the take-home figure of $67,555, from $94,440, assumes one filer, no dependants, and nothing paid into a pension before tax. Each of those lowers the bill, so treat it as the plain case. City and school-district income taxes are not included either, and in a few states those are real money. It ranks 115 of 489 occupations here.
- One number stands for prices across all of Oregon, which is a simplification — big cities cost far more than small towns. Read $64,510, the adjusted value of that $94,440 median, as a way to compare states fairly, not as a quote for any particular place. The two datasets are also from different years. This job sits at 115 of 489 in the state.
- The Oregon median of $94,440 describes the midpoint of a distribution spanning $48,240 to $161,250. Because that spread is typically larger than the interstate spread, a state median is a weak predictor for any individual worker in this occupation.
- Take-home for Oregon is computed for a single filer taking the standard deduction with no dependants and no pre-tax contributions, giving $67,555 from $94,440. Each omitted item reduces taxable income, so the figure is a lower bound on retained pay for this household shape. Municipal and school-district income taxes are excluded, which understates the burden materially in Ohio, Pennsylvania and Maryland. The occupation ranks 115 of 489 locally.
- Price deflation uses one statewide parity for Oregon, so $64,510 — the adjusted value of that $94,440 median — establishes comparability between states rather than accuracy within one. The wage and parity series are dated independently, each following its own publication cycle, and neither is projected forward. This occupation sits at 115 of 489 locally.
Questions people ask
Is this the average pay for the job?
No — it is the middle. Half of these workers earn more and half earn less. The average is $101,000, pulled upward by the top of the range, which is why the middle is the fairer number to plan against.
Why is the pay range for this job so wide?
The label is broader than the work. From $48,240 at the bottom tenth to $161,250 at the top, the same title covers roles that share little beyond a name.
Does a bigger number here mean I am better off?
A larger wage in a dearer place is not automatically more. Adjusted for local prices, this pay behaves like $64,510 of national purchasing power.
Where does the difference between the wage and my paycheck go?
Four deductions, stacked. The federal layer and the two payroll taxes apply wherever you work; Oregon then takes its own share, leaving $67,555.
Can I compare this job across every state?
Yes for this one. Pay is published in all 51 jurisdictions, so a state-to-state comparison here rests on the same survey everywhere rather than on a patchwork.
How does the published median differ from the mean for this occupation?
The median is the midpoint of the distribution; the mean for this occupation in Oregon is $101,000. Wage distributions are right-skewed, so the mean exceeds the median wherever a minority earn substantially more. BLS publishes both because substituting one for the other misstates a typical worker's pay.
What drives the percentile dispersion in this occupation?
Dispersion between the tenth percentile ($48,240) and the ninetieth ($161,250) exceeds the family median dispersion. SOC codes aggregate roles differing in seniority, industry and specialisation, and BLS does not disaggregate below the detailed occupation level, so within-title variance is not separable from the published series.
How does the state price level affect real compensation?
Oregon's regional price parity sits above the national average, so nominal wages overstate purchasing power. Deflating take-home by the state price level gives $64,510 in national-average terms. ⚠️ RPPs are an all-items index; housing parities vary far more widely than the headline figure.
What accounts for the gap between gross wage and take-home here?
Take-home of $67,555 reflects federal income tax, OASDI, Medicare and Oregon income tax for a single filer with no adjustments. The state layer is levied in addition to the federal one; only its rate and base differ between states.
Is this occupation's state coverage complete?
State-level estimates are published for all 51 jurisdictions for this occupation, so cross-state comparison is not confounded by suppression. ⚠️ Estimates remain survey-based and carry sampling error; small differences between adjacent states should not be over-read.