Loan Officers in Vermont
May 2025 wages · tax year 2026
You keep
$67,493
after federal, FICA and Vermont tax
Tax takes
$21,217
23.9% of the whole
Worth, in national money
$69,843
Vermont costs less than average
On that salary you would be around the 25th percentile for this work in Vermont — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$88,710
Kept after tax
$67,493
Worth in national money
$69,843
State rank
9
of 51 states
What this pays, and what it is worth
- Vermont is one of the better-paying states for loan officers. The middle earner takes $88,710, which ranks 9 of 51 states with published figures. That is about 15.67% above the national middle.
- This is one of the better-paid jobs in Vermont. It ranks 77 out of 453 occupations the state publishes figures for, which puts it in the top quarter locally.
- Here is where Vermont does better than its wage suggests. From a median of $88,710 you keep $67,493, and because things cost less here than the national average, that behaves like $69,843 would elsewhere. The average is higher, $101,600, because the best-paid pull it up.
- Vermont ranks 9 of 51 states publishing a median for loan officers, at $88,710 — about 15.67% above the national median. A state's position on nominal pay is the figure wage tables report and the least informative of the three on this page, because it survives neither the tax adjustment nor the price adjustment intact for most occupations.
- Within Vermont, loan officers ranks 77 of 453 occupations by median pay, placing it in the top quartile of the local distribution. This is the comparison a resident actually makes — against neighbors rather than against the same job elsewhere.
- After federal, FICA and Vermont income tax, retained pay for loan officers on $88,710 is $67,493. Deflating by the state's price level — below the national average — gives $69,843 in national-average terms. ⚠️ That figure is purchasing power, not a wage, and nobody is paid it; it is what the take-home buys. The mean of $101,600 sits above the median, the right skew typical of wage data.
Compare this career across states
Choose your filing status and local taxes, compare pay, and keep a shortlist.Compare wage and personal-pay outcomes by state, with selected resident local taxes and saved career choices.
Pay band: Loan Officers
The state median for this job
| Lowest tenth earn under | $56,820 |
|---|---|
| Half earn under | $88,710 |
| Top tenth earn over | $168,070 |
| This salary | $88,710 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in Vermont | $67,493 |
|---|---|
| Take-home in Texas | $71,237 |
| Once local prices are leveledBEA price parity | +$3,465 |
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $83,387 |
|---|---|
| You could take a cut of | −$4,787 |
| Prices in Texas | 97 vs 97 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- A median is the middle, not an offer. Half of loan officers in Vermont earn under $88,710 and half over. The published range runs $56,820 at the tenth percentile to $168,070 at the ninetieth. Experience and employer move an individual a long way inside that.
- That $67,493 take-home in Vermont comes from $88,710. It is the no-frills case: single filer, standard deduction, nothing set aside before tax. Real circumstances almost always reduce the tax. City and school-district taxes are not counted at all. Locally the work ranks 77 of 453.
- One number stands for prices across all of Vermont, which is a simplification — big cities cost far more than small towns. Read $69,843, the adjusted value of that $88,710 median, as a way to compare states fairly, not as a quote for any particular place. The two datasets are also from different years. This job sits at 77 of 453 in the state.
- Figures are distribution medians for loan officers in Vermont, not entry or offer rates. The published band runs $56,820 to $168,070; within-state dispersion of that width routinely exceeds the dispersion between states, so tenure, employer and metropolitan area predict an individual's pay better than geography does.
- Retained pay of $67,493, from $88,710, assumes a single Vermont filer with the standard deduction and no elective deferrals. Pre-tax retirement or HSA contributions, dependants and itemized deductions all reduce it further; local income taxes, excluded here, would increase it in the states that levy them. This occupation ranks 77 of 453 locally, and the state ranks 9 of 51 for it.
- Price deflation uses one statewide parity for Vermont, so $69,843 — the adjusted value of that $88,710 median — establishes comparability between states rather than accuracy within one. The wage and parity series are dated independently, each following its own publication cycle, and neither is projected forward. This occupation sits at 77 of 453 locally.
Questions people ask
Is this the average pay for the job?
No — it is the middle. Half of these workers earn more and half earn less. The average is $101,600, pulled upward by the top of the range, which is why the middle is the fairer number to plan against.
Why is the pay range for this job so wide?
One title, many jobs. The lowest tenth take $56,820, the highest tenth $168,070, and what separates them is experience, employer and what exactly the role does.
What does this pay actually buy where I live?
More than the figure suggests. Prices in Vermont sit below the national level, so take-home here stretches like $69,843 would elsewhere. The wage is the same; the ground it covers is larger.
Where does the difference between the wage and my paycheck go?
Into four separate taxes, not one. Federal income tax, Social Security and Medicare apply everywhere, and Vermont adds its own income tax on top — which is why $67,493 of this wage survives to your account.
Can I compare this job across every state?
This occupation is published everywhere — all 51 of them — so comparing states measures real differences rather than gaps in the data.
How does the published median differ from the mean for this occupation?
The median is the midpoint of the distribution; the mean for this occupation in Vermont is $101,600. Wage distributions are right-skewed, so the mean exceeds the median wherever a minority earn substantially more. BLS publishes both because substituting one for the other misstates a typical worker's pay.
What drives the percentile dispersion in this occupation?
Dispersion between the tenth percentile ($56,820) and the ninetieth ($168,070) exceeds the family median dispersion. SOC codes aggregate roles differing in seniority, industry and specialisation, and BLS does not disaggregate below the detailed occupation level, so within-title variance is not separable from the published series.
What is this occupation's price-adjusted compensation in this state?
Vermont's regional price parity is at or below the national average, so nominal wages understate purchasing power. Take-home deflated by the state price level is $69,843 in national-average terms. The adjustment uses an all-items index and does not isolate housing.
What accounts for the gap between gross wage and take-home here?
Take-home of $67,493 reflects federal income tax, OASDI, Medicare and Vermont income tax for a single filer with no adjustments. The state layer is levied in addition to the federal one; only its rate and base differ between states.
Is this occupation's state coverage complete?
State-level estimates are published for all 51 jurisdictions for this occupation, so cross-state comparison is not confounded by suppression. ⚠️ Estimates remain survey-based and carry sampling error; small differences between adjacent states should not be over-read.