Loan Officers in Wisconsin
May 2025 wages · tax year 2026
You keep
$60,714
after federal, FICA and Wisconsin tax
Tax takes
$17,576
22.4% of the whole
Worth, in national money
$65,216
Wisconsin costs less than average
On that salary you would be around the 25th percentile for this work in Wisconsin — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$78,290
Kept after tax
$60,714
Worth in national money
$65,216
State rank
23
of 51 states
What this pays, and what it is worth
- Neither high nor low. Wisconsin is 23 of 51 states for loan officers, with a middle wage of $78,290. What that is worth is the question the rest of this page answers.
- Against other work in Wisconsin, this sits in the middle: 134 of 491 occupations with published pay. Solidly ordinary for the state, which is not the same as ordinary nationally.
- Wisconsin is cheaper than average, and that shows up here. From $78,290 the take-home is $60,714; adjusted for what things actually cost, it goes as far as $65,216 would nationally. The average comes to $89,090, above the middle, thanks to the top of the range.
- Wisconsin ranks 23 of 51 for loan officers at $78,290. The nominal figure is unremarkable; the adjusted figures are where the state's actual position for this occupation is determined.
- Loan officers ranks 134 of 491 occupations in Wisconsin by median pay, in the middle bands. Within-state and national positions are separate measurements and a job commonly sits in different quartiles on each.
- Post-tax income for loan officers in Wisconsin, on $78,290, is $60,714 — equivalent to $65,216 once regional price parity is applied. ⚠️ The adjustment uses a statewide index that describes no particular address; within-state price variation, concentrated in housing, routinely exceeds the difference between two states. At $89,090 the mean overshoots the median — the usual right-skewed shape.
Compare this career across states
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Pay band: Loan Officers
The state median for this job
| Lowest tenth earn under | $50,010 |
|---|---|
| Half earn under | $78,290 |
| Top tenth earn over | $140,140 |
| This salary | $78,290 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in Wisconsin | $60,714 |
|---|---|
| Take-home in Texas | $63,907 |
| Once local prices are leveledBEA price parity | +$549 |
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $73,751 |
|---|---|
| You could take a cut of | −$758 |
| Prices in Texas | 97 vs 93 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- A median is the middle, not an offer. Half of loan officers in Wisconsin earn under $78,290 and half over. The published range runs $50,010 at the tenth percentile to $140,140 at the ninetieth. Experience and employer move an individual a long way inside that.
- That $60,714 take-home in Wisconsin comes from $78,290. It is the no-frills case: single filer, standard deduction, nothing set aside before tax. Real circumstances almost always reduce the tax. City and school-district taxes are not counted at all. Locally the work ranks 134 of 491.
- The wage data and the price data come from different years. That is how each is published. The price adjustment behind $65,216 uses one figure for the whole of Wisconsin. A city and a rural county there can differ by more than two states do. Out of 491 occupations the state publishes, this one sits at 134.
- Figures are distribution medians for loan officers in Wisconsin, not entry or offer rates. The published band runs $50,010 to $140,140; within-state dispersion of that width routinely exceeds the dispersion between states, so tenure, employer and metropolitan area predict an individual's pay better than geography does.
- Retained pay of $60,714, from $78,290, assumes a single Wisconsin filer with the standard deduction and no elective deferrals. Pre-tax retirement or HSA contributions, dependants and itemized deductions all reduce it further; local income taxes, excluded here, would increase it in the states that levy them. This occupation ranks 134 of 491 locally, and the state ranks 23 of 51 for it.
- Wage and price series carry different reference periods, each published on its own schedule. The real-terms figure of $65,216, worked from $78,290, deflates by a statewide parity that conceals substantial intra-state variation, concentrated in housing — so it supports comparison between states rather than the pricing of a move to a particular Wisconsin address, on work sitting at 134 of 491 locally.
Questions people ask
Is this the average pay for the job?
It is the midpoint, not the average. The average here is $89,090, dragged up by high earners; the middle figure describes a typical worker better.
Why is the pay range for this job so wide?
One title, many jobs. The lowest tenth take $50,010, the highest tenth $140,140, and what separates them is experience, employer and what exactly the role does.
What does this pay actually buy where I live?
A smaller wage in a cheaper place is not automatically less. Adjusted for local prices, this is worth $65,216.
Where does the difference between the wage and my paycheck go?
Four deductions, stacked. The federal layer and the two payroll taxes apply wherever you work; Wisconsin then takes its own share, leaving $60,714.
Can I compare this job across every state?
All 51 jurisdictions report this work, which makes the ranking a like-for-like one.
How does the published median differ from the mean for this occupation?
The median is the midpoint of the distribution; the mean for this occupation in Wisconsin is $89,090. Wage distributions are right-skewed, so the mean exceeds the median wherever a minority earn substantially more. BLS publishes both because substituting one for the other misstates a typical worker's pay.
What drives the percentile dispersion in this occupation?
Dispersion between the tenth percentile ($50,010) and the ninetieth ($140,140) exceeds the family median dispersion. SOC codes aggregate roles differing in seniority, industry and specialisation, and BLS does not disaggregate below the detailed occupation level, so within-title variance is not separable from the published series.
What is this occupation's price-adjusted compensation in this state?
Wisconsin's regional price parity is at or below the national average, so nominal wages understate purchasing power. Take-home deflated by the state price level is $65,216 in national-average terms. The adjustment uses an all-items index and does not isolate housing.
What accounts for the gap between gross wage and take-home here?
Take-home of $60,714 reflects federal income tax, OASDI, Medicare and Wisconsin income tax for a single filer with no adjustments. The state layer is levied in addition to the federal one; only its rate and base differ between states.
Is this occupation's state coverage complete?
State-level estimates are published for all 51 jurisdictions for this occupation, so cross-state comparison is not confounded by suppression. ⚠️ Estimates remain survey-based and carry sampling error; small differences between adjacent states should not be over-read.