Occupational Therapists in Indiana

A stethoscope and folded scrubs in a sunlit clinical workspace.

May 2025 wages · tax year 2026

You keep

$74,251

after federal, FICA and Indiana tax

Tax takes

$22,769

23.5% of the whole

Worth, in national money

$80,546

Indiana costs less than average

One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.

Median here

$97,020

Kept after tax

$74,251

Worth in national money

$80,546

State rank

34

of 51 states

What this pays, and what it is worth

  • Middling, nationally. Indiana pays occupational therapists around $97,020 at the midpoint, 34 of 51 states. The interesting numbers on this page are the two below it.
  • Locally, this pays well. Among 493 occupations Indiana reports, occupational therapists comes in at 62 — comfortably in the upper quarter.
  • Indiana is cheaper than average, and that shows up here. From $97,020 the take-home is $74,251; adjusted for what things actually cost, it goes as far as $80,546 would nationally. The average lands at $96,090, below the middle of the range.
  • For occupational therapists the Indiana median is $97,020, ranking 34 of 51 states reporting. Mid-band nominal positions are the ones most frequently reordered by the adjustments, because no large wage premium exists to absorb a state's tax or price level.
  • Occupational therapists ranks 62 of 493 occupations by median in Indiana, in the top quartile. Within-state position is largely independent of national position, so this holds regardless of how the state compares to others for the same work.
  • Post-tax income for occupational therapists in Indiana, on $97,020, is $74,251 — equivalent to $80,546 once regional price parity is applied. ⚠️ The adjustment uses a statewide index that describes no particular address; within-state price variation, concentrated in housing, routinely exceeds the difference between two states. At $96,090 the mean undershoots the median, an inversion of the usual skew.

Compare this career across states

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Pay band: Occupational Therapists

The state median for this job

50thpercentile, roughly
Lowest tenth earn under$69,550
Half earn under$97,020
Top tenth earn over$119,950
This salary$97,020

Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.

The same pay, somewhere else

The state median for this job

Compare with
+$2,833take-home per year in Texas
Take-home in Indiana$74,251
Take-home in Texas$77,084
Once local prices are leveledBEA price parity−$1,222

The raise and the real gain point in opposite directions here.

State income tax and state price levels only. No city income tax, and no housing market.

What you would need there

The state median for this job

Moving to
$0$98,708
$98,708in Texas, for the same life
To match take-home only$92,994
Raise you would need+$1,688
Prices in Texas97 vs 92

State taxes and state price levels only. No city tax, and no housing market.

Sources and assumptions
  • Half the people doing this work in Indiana earn less than $97,020. The published range is $69,550 up to $119,950, so an individual figure can sit a long way from the middle in either direction.
  • That $74,251 take-home in Indiana comes from $97,020. It is the no-frills case: single filer, standard deduction, nothing set aside before tax. Real circumstances almost always reduce the tax. City and school-district taxes are not counted at all. Locally the work ranks 62 of 493.
  • Two cautions on $80,546, the adjusted value of that $97,020 median. It levels out prices with a single number for all of Indiana. No actual address matches that. The wage figures and price figures are also from different years. Each is published on its own timetable. This work sits at 62 of 493 locally.
  • Reported values are medians; for occupational therapists in Indiana the tenth-to-ninetieth percentile band is $69,550 to $119,950. Neither the median nor the band is an offer rate, and neither accounts for hours, shift differentials or overtime.
  • Retained pay of $74,251, from $97,020, assumes a single Indiana filer with the standard deduction and no elective deferrals. Pre-tax retirement or HSA contributions, dependants and itemized deductions all reduce it further; local income taxes, excluded here, would increase it in the states that levy them. This occupation ranks 62 of 493 locally, and the state ranks 34 of 51 for it.
  • This $80,546 adjusted figure, worked from $97,020, rests on a state-level price parity averaging over within-state dispersion larger than much of the between-state dispersion. Wage and price vintages differ by publication schedule. The result is directionally sound and not address-specific, for work at 62 of 493 in the state. The occupation ranks 62 of 493 locally.

Questions people ask

How much does pay for this job actually vary?

Most of these jobs pay within a close range — $69,550 at the tenth percentile, $119,950 at the ninetieth.

What does this pay actually buy where I live?

Further than the number implies. Indiana is cheaper than the national average, so this take-home behaves like $80,546 in national terms.

Where does the difference between the wage and my paycheck go?

Four deductions, stacked. The federal layer and the two payroll taxes apply wherever you work; Indiana then takes its own share, leaving $74,251.

Can I compare this job across every state?

All 51 jurisdictions report this work, which makes the ranking a like-for-like one.

What is the dispersion of this occupation's wage distribution?

The tenth-to-ninetieth percentile span ($69,550 to $119,950) sits at or below the family's median dispersion, indicating relatively standardized compensation. Percentiles are published per state, so this dispersion is specific to Indiana rather than a national figure.

What is this occupation's price-adjusted compensation in this state?

Indiana's regional price parity is at or below the national average, so nominal wages understate purchasing power. Take-home deflated by the state price level is $80,546 in national-average terms. The adjustment uses an all-items index and does not isolate housing.

What accounts for the gap between gross wage and take-home here?

Take-home of $74,251 reflects federal income tax, OASDI, Medicare and Indiana income tax for a single filer with no adjustments. The state layer is levied in addition to the federal one; only its rate and base differ between states.

Is this occupation's state coverage complete?

State-level estimates are published for all 51 jurisdictions for this occupation, so cross-state comparison is not confounded by suppression. ⚠️ Estimates remain survey-based and carry sampling error; small differences between adjacent states should not be over-read.