Occupational Therapists in New Jersey
May 2025 wages · tax year 2026
You keep
$77,182
after federal, FICA and New Jersey tax
Tax takes
$26,228
25.4% of the whole
Worth, in national money
$70,885
New Jersey costs more than average
On that salary you would be around the 25th percentile for this work in New Jersey — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$103,410
Kept after tax
$77,182
Worth in national money
$70,885
State rank
14
of 51 states
What this pays, and what it is worth
- New Jersey is one of the better-paying states for occupational therapists. The middle earner takes $103,410, which ranks 14 of 51 states with published figures. That is about 3.07% above the national middle.
- This is one of the better-paid jobs in New Jersey. It ranks 94 out of 490 occupations the state publishes figures for, which puts it in the top quarter locally.
- New Jersey is an expensive state, and the adjusted figure shows it. From $103,410 the take-home is $77,182; in national-average money that behaves like $70,885. The average comes to $110,150, above the middle, thanks to the top of the range.
- New Jersey ranks 14 of 51 states publishing a median for occupational therapists, at $103,410 — about 3.07% above the national median. A state's position on nominal pay is the figure wage tables report and the least informative of the three on this page, because it survives neither the tax adjustment nor the price adjustment intact for most occupations.
- Within New Jersey, occupational therapists ranks 94 of 490 occupations by median pay, placing it in the top quartile of the local distribution. This is the comparison a resident actually makes — against neighbors rather than against the same job elsewhere.
- Take-home for occupational therapists in New Jersey, on $103,410, is $77,182; deflated by the state's price level, $70,885. ⚠️ The deflator is statewide, so it understates the erosion in the state's metropolitan areas and overstates it outside them. At $110,150 the mean overshoots the median — the usual right-skewed shape.
Compare this career across states
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Pay band: Occupational Therapists
The state median for this job
| Lowest tenth earn under | $78,690 |
|---|---|
| Half earn under | $103,410 |
| Top tenth earn over | $159,230 |
| This salary | $103,410 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in New Jersey | $77,182 |
|---|---|
| Take-home in Texas | $81,579 |
| Once local prices are leveledBEA price parity | +$13,066 |
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $97,159 |
|---|---|
| You could take a cut of | −$18,048 |
| Prices in Texas | 97 vs 109 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- A median is the middle, not an offer. Half of occupational therapists in New Jersey earn under $103,410 and half over. The published range runs $78,690 at the tenth percentile to $159,230 at the ninetieth. Experience and employer move an individual a long way inside that.
- In New Jersey the take-home figure of $77,182, from $103,410, assumes one filer, no dependants, and nothing paid into a pension before tax. Each of those lowers the bill, so treat it as the plain case. City and school-district income taxes are not included either, and in a few states those are real money. It ranks 94 of 490 occupations here.
- Two cautions on $70,885, the adjusted value of that $103,410 median. It levels out prices with a single number for all of New Jersey. No actual address matches that. The wage figures and price figures are also from different years. Each is published on its own timetable. This work sits at 94 of 490 locally.
- Figures are distribution medians for occupational therapists in New Jersey, not entry or offer rates. The published band runs $78,690 to $159,230; within-state dispersion of that width routinely exceeds the dispersion between states, so tenure, employer and metropolitan area predict an individual's pay better than geography does.
- Take-home for New Jersey is computed for a single filer taking the standard deduction with no dependants and no pre-tax contributions, giving $77,182 from $103,410. Each omitted item reduces taxable income, so the figure is a lower bound on retained pay for this household shape. Municipal and school-district income taxes are excluded, which understates the burden materially in Ohio, Pennsylvania and Maryland. The occupation ranks 94 of 490 locally.
- This $70,885 adjusted figure, worked from $103,410, rests on a state-level price parity averaging over within-state dispersion larger than much of the between-state dispersion. Wage and price vintages differ by publication schedule. The result is directionally sound and not address-specific, for work at 94 of 490 in the state. The occupation ranks 94 of 490 locally.
Questions people ask
Is this the average pay for the job?
It is the midpoint, not the average. The average here is $110,150, dragged up by high earners; the middle figure describes a typical worker better.
Why is the pay range for this job so wide?
One title, many jobs. The lowest tenth take $78,690, the highest tenth $159,230, and what separates them is experience, employer and what exactly the role does.
Does a bigger number here mean I am better off?
The number and the value are different things. New Jersey costs more than the national average, so this take-home stretches like $70,885 rather than its face figure.
Where does the difference between the wage and my paycheck go?
Into four separate taxes, not one. Federal income tax, Social Security and Medicare apply everywhere, and New Jersey adds its own income tax on top — which is why $77,182 of this wage survives to your account.
Can I compare this job across every state?
This occupation is published everywhere — all 51 of them — so comparing states measures real differences rather than gaps in the data.
How does the published median differ from the mean for this occupation?
The median is the midpoint of the distribution; the mean for this occupation in New Jersey is $110,150. Wage distributions are right-skewed, so the mean exceeds the median wherever a minority earn substantially more. BLS publishes both because substituting one for the other misstates a typical worker's pay.
What drives the percentile dispersion in this occupation?
Dispersion between the tenth percentile ($78,690) and the ninetieth ($159,230) exceeds the family median dispersion. SOC codes aggregate roles differing in seniority, industry and specialisation, and BLS does not disaggregate below the detailed occupation level, so within-title variance is not separable from the published series.
How does the state price level affect real compensation?
New Jersey's regional price parity sits above the national average, so nominal wages overstate purchasing power. Deflating take-home by the state price level gives $70,885 in national-average terms. ⚠️ RPPs are an all-items index; housing parities vary far more widely than the headline figure.
What accounts for the gap between gross wage and take-home here?
Take-home of $77,182 reflects federal income tax, OASDI, Medicare and New Jersey income tax for a single filer with no adjustments. The state layer is levied in addition to the federal one; only its rate and base differ between states.
Is this occupation's state coverage complete?
State-level estimates are published for all 51 jurisdictions for this occupation, so cross-state comparison is not confounded by suppression. ⚠️ Estimates remain survey-based and carry sampling error; small differences between adjacent states should not be over-read.