Personal Financial Advisors in Hawaii
May 2025 wages · tax year 2026
You keep
$58,007
after federal, FICA and Hawaii tax
Tax takes
$18,063
23.7% of the whole
Worth, in national money
$53,409
Hawaii costs more than average
On that salary you would be around the 25th percentile for this work in Hawaii — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$76,070
Kept after tax
$58,007
Worth in national money
$53,409
State rank
46
of 49 states
What this pays, and what it is worth
- Pay for personal financial advisors is on the low side in Hawaii. The middle earner gets $76,070. That is 46 of 49 states, and about 27.6% under the national figure. Whether that matters depends on what things cost here.
- Against other work in Hawaii, this sits in the middle: 162 of 437 occupations with published pay. Solidly ordinary for the state, which is not the same as ordinary nationally.
- Costs eat into it here. Of $76,070, tax leaves $58,007 — and because Hawaii is dearer than average, that stretches only as far as $53,409 would nationally. Averages run higher here, $117,560, since top earners drag the number up.
- For personal financial advisors, Hawaii sits in the lower band at $76,070, ranking 46 of 49 and trailing the national median by about 27.6%. Nominal rankings routinely invert once tax and regional price level are applied, so this position should not be read as the conclusion.
- Personal financial advisors ranks 162 of 437 occupations in Hawaii by median pay, in the middle bands. Within-state and national positions are separate measurements and a job commonly sits in different quartiles on each.
- After tax, $58,007 remains from the Hawaii median of $76,070 for this occupation. Applying the state's above-average price parity yields $53,409 in national-average terms — the quantity relevant to a relocation decision, and the one absent from essentially every published wage comparison. Mean pay of $117,560 exceeds the median, so the upper tail is doing the work.
Compare this career across states
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Pay band: Personal Financial Advisors
The state median for this job
| Lowest tenth earn under | $48,060 |
|---|---|
| Half earn under | $76,070 |
| Top tenth earn over | $314,250 |
| This salary | $76,070 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in Hawaii | $58,007 |
|---|---|
| Take-home in Texas | $62,345 |
| Once local prices are leveledBEA price parity | +$10,749 |
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $69,904 |
|---|---|
| You could take a cut of | −$14,190 |
| Prices in Texas | 97 vs 109 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- Half the people doing this work in Hawaii earn less than $76,070. The published range is $48,060 up to $314,250, so an individual figure can sit a long way from the middle in either direction.
- That $58,007 take-home in Hawaii comes from $76,070. It is the no-frills case: single filer, standard deduction, nothing set aside before tax. Real circumstances almost always reduce the tax. City and school-district taxes are not counted at all. Locally the work ranks 162 of 437.
- One number stands for prices across all of Hawaii, which is a simplification — big cities cost far more than small towns. Read $53,409, the adjusted value of that $76,070 median, as a way to compare states fairly, not as a quote for any particular place. The two datasets are also from different years. This job sits at 162 of 437 in the state.
- Reported values are medians; for personal financial advisors in Hawaii the tenth-to-ninetieth percentile band is $48,060 to $314,250. Neither the median nor the band is an offer rate, and neither accounts for hours, shift differentials or overtime.
- Retained pay of $58,007, from $76,070, assumes a single Hawaii filer with the standard deduction and no elective deferrals. Pre-tax retirement or HSA contributions, dependants and itemized deductions all reduce it further; local income taxes, excluded here, would increase it in the states that levy them. This occupation ranks 162 of 437 locally, and the state ranks 46 of 49 for it.
- Price deflation uses one statewide parity for Hawaii, so $53,409 — the adjusted value of that $76,070 median — establishes comparability between states rather than accuracy within one. The wage and parity series are dated independently, each following its own publication cycle, and neither is projected forward. This occupation sits at 162 of 437 locally.
Questions people ask
Is this the average pay for the job?
No — it is the middle. Half of these workers earn more and half earn less. The average is $117,560, pulled upward by the top of the range, which is why the middle is the fairer number to plan against.
Why is the pay range for this job so wide?
One title, many jobs. The lowest tenth take $48,060, the highest tenth $314,250, and what separates them is experience, employer and what exactly the role does.
Does a bigger number here mean I am better off?
A larger wage in a dearer place is not automatically more. Adjusted for local prices, this pay behaves like $53,409 of national purchasing power.
Where does the difference between the wage and my paycheck go?
Four deductions, stacked. The federal layer and the two payroll taxes apply wherever you work; Hawaii then takes its own share, leaving $58,007.
Why is this job missing from some states?
A blank is a suppression, not a zero. 49 states have a published figure for this work; the others had too few responses to release one.
How does the published median differ from the mean for this occupation?
The median is the midpoint of the distribution; the mean for this occupation in Hawaii is $117,560. Wage distributions are right-skewed, so the mean exceeds the median wherever a minority earn substantially more. BLS publishes both because substituting one for the other misstates a typical worker's pay.
What drives the percentile dispersion in this occupation?
Dispersion between the tenth percentile ($48,060) and the ninetieth ($314,250) exceeds the family median dispersion. SOC codes aggregate roles differing in seniority, industry and specialisation, and BLS does not disaggregate below the detailed occupation level, so within-title variance is not separable from the published series.
How does the state price level affect real compensation?
Hawaii's regional price parity sits above the national average, so nominal wages overstate purchasing power. Deflating take-home by the state price level gives $53,409 in national-average terms. ⚠️ RPPs are an all-items index; housing parities vary far more widely than the headline figure.
What accounts for the gap between gross wage and take-home here?
Take-home of $58,007 reflects federal income tax, OASDI, Medicare and Hawaii income tax for a single filer with no adjustments. The state layer is levied in addition to the federal one; only its rate and base differ between states.
Why does this occupation lack published estimates in every state?
BLS suppresses estimates failing disclosure or reliability criteria. This occupation has published state-level estimates in 49 of the fifty-one jurisdictions. Suppression reflects sample size and confidentiality rules, and cannot be read as an absence of employment.