Personal Financial Advisors in North Carolina
May 2025 wages · tax year 2026
You keep
$73,628
after federal, FICA and North Carolina tax
Tax takes
$23,252
24.0% of the whole
Worth, in national money
$78,212
North Carolina costs less than average
On that salary you would be around the 25th percentile for this work in North Carolina — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$96,880
Kept after tax
$73,628
Worth in national money
$78,212
State rank
25
of 49 states
What this pays, and what it is worth
- Middling, nationally. North Carolina pays personal financial advisors around $96,880 at the midpoint, 25 of 49 states. The interesting numbers on this page are the two below it.
- Locally, this pays well. Among 489 occupations North Carolina reports, personal financial advisors comes in at 71 — comfortably in the upper quarter.
- North Carolina is cheaper than average, and that shows up here. From $96,880 the take-home is $73,628; adjusted for what things actually cost, it goes as far as $78,212 would nationally. The average comes to $143,740, above the middle, thanks to the top of the range.
- For personal financial advisors the North Carolina median is $96,880, ranking 25 of 49 states reporting. Mid-band nominal positions are the ones most frequently reordered by the adjustments, because no large wage premium exists to absorb a state's tax or price level.
- Personal financial advisors ranks 71 of 489 occupations by median in North Carolina, in the top quartile. Within-state position is largely independent of national position, so this holds regardless of how the state compares to others for the same work.
- Post-tax income for personal financial advisors in North Carolina, on $96,880, is $73,628 — equivalent to $78,212 once regional price parity is applied. ⚠️ The adjustment uses a statewide index that describes no particular address; within-state price variation, concentrated in housing, routinely exceeds the difference between two states. At $143,740 the mean overshoots the median — the usual right-skewed shape.
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Pay band: Personal Financial Advisors
The state median for this job
| Lowest tenth earn under | $48,790 |
|---|---|
| Half earn under | $96,880 |
| Top tenth earn over | $287,290 |
| This salary | $96,880 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in North Carolina | $73,628 |
|---|---|
| Take-home in Texas | $76,985 |
| Once local prices are leveledBEA price parity | +$1,011 |
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $92,108 |
|---|---|
| You could take a cut of | −$1,396 |
| Prices in Texas | 97 vs 94 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- Treat $96,880 as a midpoint for North Carolina, not a promise. The tenth percentile is $48,790 and the ninetieth is $287,290 — a wide band, and where you land in it depends on far more than the state.
- One filer, no dependants, no pension contributions — that is the household behind North Carolina's $73,628, worked from $96,880. That is on purpose. It lets states be compared with each other, not with each other's family circumstances. Local city taxes are left out. Locally this work ranks 71 of 489.
- Two cautions on $78,212, the adjusted value of that $96,880 median. It levels out prices with a single number for all of North Carolina. No actual address matches that. The wage figures and price figures are also from different years. Each is published on its own timetable. This work sits at 71 of 489 locally.
- The North Carolina median of $96,880 describes the midpoint of a distribution spanning $48,790 to $287,290. Because that spread is typically larger than the interstate spread, a state median is a weak predictor for any individual worker in this occupation.
- The North Carolina take-home of $73,628, on $96,880 for work ranking 71 of 489 locally, models the simplest household deliberately: holding it constant is what makes the interstate comparison meaningful. It also means the absolute figure overstates liability for most real filers, and municipal income taxes are outside the model entirely. The occupation ranks 71 of 489 in the state.
- This $78,212 adjusted figure, worked from $96,880, rests on a state-level price parity averaging over within-state dispersion larger than much of the between-state dispersion. Wage and price vintages differ by publication schedule. The result is directionally sound and not address-specific, for work at 71 of 489 in the state. The occupation ranks 71 of 489 locally.
Questions people ask
Is this the average pay for the job?
No — it is the middle. Half of these workers earn more and half earn less. The average is $143,740, pulled upward by the top of the range, which is why the middle is the fairer number to plan against.
Why is the pay range for this job so wide?
The label is broader than the work. From $48,790 at the bottom tenth to $287,290 at the top, the same title covers roles that share little beyond a name.
What does this pay actually buy where I live?
More than the figure suggests. Prices in North Carolina sit below the national level, so take-home here stretches like $78,212 would elsewhere. The wage is the same; the ground it covers is larger.
Where does the difference between the wage and my paycheck go?
Four deductions, stacked. The federal layer and the two payroll taxes apply wherever you work; North Carolina then takes its own share, leaving $73,628.
Why is this job missing from some states?
The survey withholds small samples rather than publish an unreliable number. Pay appears for 49 states here, and a missing state means too few reports, not no jobs.
How does the published median differ from the mean for this occupation?
The median is the midpoint of the distribution; the mean for this occupation in North Carolina is $143,740. Wage distributions are right-skewed, so the mean exceeds the median wherever a minority earn substantially more. BLS publishes both because substituting one for the other misstates a typical worker's pay.
What drives the percentile dispersion in this occupation?
Dispersion between the tenth percentile ($48,790) and the ninetieth ($287,290) exceeds the family median dispersion. SOC codes aggregate roles differing in seniority, industry and specialisation, and BLS does not disaggregate below the detailed occupation level, so within-title variance is not separable from the published series.
What is this occupation's price-adjusted compensation in this state?
North Carolina's regional price parity is at or below the national average, so nominal wages understate purchasing power. Take-home deflated by the state price level is $78,212 in national-average terms. The adjustment uses an all-items index and does not isolate housing.
What accounts for the gap between gross wage and take-home here?
Take-home of $73,628 reflects federal income tax, OASDI, Medicare and North Carolina income tax for a single filer with no adjustments. The state layer is levied in addition to the federal one; only its rate and base differ between states.
Why does this occupation lack published estimates in every state?
BLS suppresses estimates failing disclosure or reliability criteria. This occupation has published state-level estimates in 49 of the fifty-one jurisdictions. Suppression reflects sample size and confidentiality rules, and cannot be read as an absence of employment.