Personal Financial Advisors in South Dakota
May 2025 wages · tax year 2026
You keep
$99,246
after federal, FICA and South Dakota tax
Tax takes
$29,474
22.9% of the whole
Worth, in national money
$112,658
South Dakota costs less than average
On that salary you would be around the 25th percentile for this work in South Dakota — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$128,720
Kept after tax
$99,246
Worth in national money
$112,658
State rank
5
of 49 states
What this pays, and what it is worth
- Pay for personal financial advisors is strong here. South Dakota's middle earner gets $128,720, putting the state 5 of 49 — about 22.51% ahead of the national figure.
- This is one of the better-paid jobs in South Dakota. It ranks 17 out of 457 occupations the state publishes figures for, which puts it in the top quarter locally.
- Here is where South Dakota does better than its wage suggests. From a median of $128,720 you keep $99,246, and because things cost less here than the national average, that behaves like $112,658 would elsewhere. The average is higher, $175,820, because the best-paid pull it up.
- For personal financial advisors, South Dakota sits in the upper band nationally: a median of $128,720, ranking 5 of 49 and running about 22.51% above the national midpoint. Nominal advantage of this size is usually, though not always, large enough to survive the state's own tax and price levels.
- Within South Dakota, personal financial advisors ranks 17 of 457 occupations by median pay, placing it in the top quartile of the local distribution. This is the comparison a resident actually makes — against neighbors rather than against the same job elsewhere.
- After federal, FICA and South Dakota income tax, retained pay for personal financial advisors on $128,720 is $99,246. Deflating by the state's price level — below the national average — gives $112,658 in national-average terms. ⚠️ That figure is purchasing power, not a wage, and nobody is paid it; it is what the take-home buys. The mean of $175,820 sits above the median, the right skew typical of wage data.
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Pay band: Personal Financial Advisors
The state median for this job
| Lowest tenth earn under | $77,280 |
|---|---|
| Half earn under | $128,720 |
| Top tenth earn over | $337,140 |
| This salary | $128,720 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in South Dakota | $99,246 |
|---|---|
| Take-home in Texas | $99,246 |
| Once local prices are leveledBEA price parity | −$10,527 |
The raise and the real gain point in opposite directions here.
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $128,720 |
|---|---|
| Raise you would need | +$14,966 |
| Prices in Texas | 97 vs 88 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- Half the people doing this work in South Dakota earn less than $128,720. The published range is $77,280 up to $337,140, so an individual figure can sit a long way from the middle in either direction.
- That $99,246 take-home in South Dakota comes from $128,720. It is the no-frills case: single filer, standard deduction, nothing set aside before tax. Real circumstances almost always reduce the tax. City and school-district taxes are not counted at all. Locally the work ranks 17 of 457.
- Two cautions on $112,658, the adjusted value of that $128,720 median. It levels out prices with a single number for all of South Dakota. No actual address matches that. The wage figures and price figures are also from different years. Each is published on its own timetable. This work sits at 17 of 457 locally.
- Reported values are medians; for personal financial advisors in South Dakota the tenth-to-ninetieth percentile band is $77,280 to $337,140. Neither the median nor the band is an offer rate, and neither accounts for hours, shift differentials or overtime.
- Retained pay of $99,246, from $128,720, assumes a single South Dakota filer with the standard deduction and no elective deferrals. Pre-tax retirement or HSA contributions, dependants and itemized deductions all reduce it further; local income taxes, excluded here, would increase it in the states that levy them. This occupation ranks 17 of 457 locally, and the state ranks 5 of 49 for it.
- This $112,658 adjusted figure, worked from $128,720, rests on a state-level price parity averaging over within-state dispersion larger than much of the between-state dispersion. Wage and price vintages differ by publication schedule. The result is directionally sound and not address-specific, for work at 17 of 457 in the state. The occupation ranks 17 of 457 locally.
Questions people ask
Is this the average pay for the job?
Half earn more than this and half earn less. The average sits at $175,820 because a long tail of high pay lifts it, so the two answer different questions.
Why is the pay range for this job so wide?
One title, many jobs. The lowest tenth take $77,280, the highest tenth $337,140, and what separates them is experience, employer and what exactly the role does.
What does this pay actually buy where I live?
A smaller wage in a cheaper place is not automatically less. Adjusted for local prices, this is worth $112,658.
Is most of this wage taxed away?
No. $99,246 survives, because South Dakota levies no wage income tax. The federal share does not change with the state you work in.
Why is this job missing from some states?
The survey withholds small samples rather than publish an unreliable number. Pay appears for 49 states here, and a missing state means too few reports, not no jobs.
How does the published median differ from the mean for this occupation?
The median is the midpoint of the distribution; the mean for this occupation in South Dakota is $175,820. Wage distributions are right-skewed, so the mean exceeds the median wherever a minority earn substantially more. BLS publishes both because substituting one for the other misstates a typical worker's pay.
What drives the percentile dispersion in this occupation?
Dispersion between the tenth percentile ($77,280) and the ninetieth ($337,140) exceeds the family median dispersion. SOC codes aggregate roles differing in seniority, industry and specialisation, and BLS does not disaggregate below the detailed occupation level, so within-title variance is not separable from the published series.
What is this occupation's price-adjusted compensation in this state?
South Dakota's regional price parity is at or below the national average, so nominal wages understate purchasing power. Take-home deflated by the state price level is $112,658 in national-average terms. The adjustment uses an all-items index and does not isolate housing.
Why is the take-home ratio comparatively high in this state?
South Dakota levies no personal income tax on wages, so take-home of $99,246 reflects the federal layer and FICA alone. Federal income tax and FICA are unchanged; states without a wage income tax generally recover revenue through consumption and property bases instead.
Why does this occupation lack published estimates in every state?
BLS suppresses estimates failing disclosure or reliability criteria. This occupation has published state-level estimates in 49 of the fifty-one jurisdictions. Suppression reflects sample size and confidentiality rules, and cannot be read as an absence of employment.